Ameriserv Financial Bank

Headquarters: Johnstown, Pennsylvania
Charter: Bank
Assets: $1.5B
Fed district: Philadelphia

25 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 7, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Ameriserv Financial Bank: $37
Ameriserv Financial Bank: $37
U.S. median: no median
NSF / Returned Item
Ameriserv Financial Bank: $37
Ameriserv Financial Bank: $37
U.S. median: no median
Non-Network ATM
Ameriserv Financial Bank: $2.50
Ameriserv Financial Bank: $2.50
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 7, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Pennsylvania, the Philadelphia district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Pennsylvania: Banks and credit unions headquartered in Pennsylvania that publish the fee.
Philadelphia district: Banks and credit unions headquartered in the Philadelphia Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Ameriserv Financial Bank’s own schedules, with a source for each figure.

Account Maintenance

Checking Closed Account Fee$25
Checking and Savings Dormant Account Fee$10
per month
Account Research or Account Reconciliation$25
Not compared: Charged per hour; comparison unavailable
per hour
Paper Statements Mailed$3
per month
Undeliverable Mail$5

Overdraft & NSF

Overdrafts/NSF$37
per item
Overdrafts/NSF$37
per item
Overdraft Protection from Savings$10
per item

ATM & Card

Non-AmeriServ Automated Teller Machine (ATM)$2.50
per transaction
Replacement Card Charge$10

Wire Transfers

Wire Transfer within USA (OUTGOING)$25
per item
Wire Transfer within USA (INCOMING)$15
per item
International Wire Transfer (OUTGOING)$50
per item
International Wire Transfer (INCOMING)$25
per item

Check Services

Cashiers Checks$10
per item
Certified Checks$18
per item
Money Orders (Up to $1,000)$5
per item
Stop Payment Request$37
per item
Encoded Counter Checks$1
per item
Paper Copies of Checks or Activity Printouts$2
per item

Digital & Electronic

Internet Banking-Bill Pay Inactivity Fee$3
per month
Zelle®No charge
Mobile Banking - Mobile DepositNo charge

Cash & Deposit

Coin Machine Fee8%
Returned Deposited Checks$12
per item
Night Deposit Service (per year)$25
Not compared: Annual charge, not per item
per year

Account Services

Attachments & Garnishments$150
Attachments & Garnishments | $150.00 (plus bank's attorney fees)
Levies$150
Levies | $150.00 (plus bank's attorney fees)
Legal Process$150

Retirement & IRA

IRA Closure Fee$25
IRA Transfer/Rollover$50

Other Fees

Photocopies$1
per item
Statement Print Out-Prior Months$5
per item

Fee	Amount	Basis	Note
Account Maintenance
Checking Closed Account Fee	$25	Not stated	None
Checking and Savings Dormant Account Fee	$10	per month	None
Account Research or Account Reconciliation	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Paper Statements Mailed	$3	per month	None
Undeliverable Mail	$5	Not stated	None
Overdraft & NSF
Overdrafts/NSF	$37	per item	None
Overdrafts/NSF	$37	per item	None
Overdraft Protection from Savings	$10	per item	None
ATM & Card
Non-AmeriServ Automated Teller Machine (ATM)	$2.50	per transaction	None
Replacement Card Charge	$10	Not stated	None
Wire Transfers
Wire Transfer within USA (OUTGOING)	$25	per item	None
Wire Transfer within USA (INCOMING)	$15	per item	None
International Wire Transfer (OUTGOING)	$50	per item	None
International Wire Transfer (INCOMING)	$25	per item	None
Check Services
Cashiers Checks	$10	per item	None
Certified Checks	$18	per item	None
Money Orders (Up to $1,000)	$5	per item	None
Stop Payment Request	$37	per item	None
Encoded Counter Checks	$1	per item	None
Paper Copies of Checks or Activity Printouts	$2	per item	None
Digital & Electronic
Internet Banking-Bill Pay Inactivity Fee	$3	per month	None
Zelle®	No charge	Not stated	None
Mobile Banking - Mobile Deposit	No charge	Not stated	None
Cash & Deposit
Coin Machine Fee	8%	Not stated	None
Returned Deposited Checks	$12	per item	None
Night Deposit Service (per year)	$25Not compared: Annual charge, not per item	per year	None
Account Services
Attachments & Garnishments	$150	Not stated	Attachments & Garnishments \| $150.00 (plus bank's attorney fees)
Levies	$150	Not stated	Levies \| $150.00 (plus bank's attorney fees)
Legal Process	$150	Not stated	None
Retirement & IRA
IRA Closure Fee	$25	Not stated	None
IRA Transfer/Rollover	$50	Not stated	None
Other Fees
Photocopies	$1	per item	None
Statement Print Out-Prior Months	$5	per item	None

Correct a fee source

Oct 7, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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