vs. U.S. typical range:LowerTypicalHigher
$5 below the national median$4 below the North Carolina median
per item · Source
$5 below the national medianAt the North Carolina median
per item · Source
$3.50 above the national median$3.25 above the North Carolina median
per item · Source
$5 below the national medianAt the North Carolina median
$5 below the national median$5 below the North Carolina median
per item · Source
$3 below the national median$2 below the North Carolina median
per item · Source
$1 below the national median$1 below the North Carolina median
per item · Source
$12.50 below the national median$14 below the North Carolina median
$1 below the national median$1 below the North Carolina median
per item · Source
$0.50 below the national medianAt the North Carolina median
per month · Source
$5 below the national median$0.38 below the North Carolina median
$20 below the national median$27.50 below the North Carolina median
per item · Source
$25 below the national median$32.50 below the North Carolina median
per item · Source
At the national median$7.50 below the North Carolina median
$15 below the national median$22.50 below the North Carolina median
$20 below the national median$27.50 below the North Carolina median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Overdraft & NSFVerified | |||||
| Courtesy Pay Fee | $25Within the typical range ($25–$33 nationally) | $5 below the national median$4 below the North Carolina median | per item | — | Source |
| NSF Fee | $25Within the typical range ($25–$32 nationally) | $5 below the national medianAt the North Carolina median | per item | — | Source |
ATM & CardVerified | |||||
| ATM Debit Card | $5Above the typical range ($1–$2.25 nationally) | $3.50 above the national median$3.25 above the North Carolina median | per item | — | Source |
| ATM Debit Card Replacement | $5 | ||||
Wire TransfersVerified | |||||
| Wire Transfers Incoming | $5Within the typical range ($5–$15 nationally) | $5 below the national median$5 below the North Carolina median | per item | — | Source |
Check ServicesVerified | |||||
| Members: Official Check | $2Below the typical range ($3–$6 nationally) | $3 below the national median$2 below the North Carolina median | per item | — | Source |
| Money Order | $1 | ||||
Digital & ElectronicVerified | |||||
| Bill Pay Fee | $2Within the typical range ($0–$9.95 nationally) | $0.50 below the national medianAt the North Carolina median | per month | — | Source |
Cash & DepositVerified | |||||
| Link to cash advance on | $0Below the typical range ($2–$10 nationally) | $5 below the national median$0.38 below the North Carolina median | — | — | Source |
Account ServicesVerified | |||||
| 3x10= | $25Below the typical range ($30–$70 nationally) | $20 below the national median$27.50 below the North Carolina median | per item | — | Source |
| 3x5 = | $20 | ||||
Other FeesVerified | |||||
| Overnight Delivery Fee | $50Above the typical range ($20–$40 nationally) | $20 above the national median | — | — | Source |
Fee change alerts
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Headline fees vs. national median
Overdraft
$25
Headline fees published
7 of 15
Published fees
18
Under review
0
Assets
$429.3M
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$429.3M
Total deposits
$371.1M
Service charge income (year to date)
$800K
Fee income ratio
6.4%
Return on assets
1.39%
Financial profile · Pro
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| $5 below the national medianAt the North Carolina median |
| — |
| — |
| Source |
| $1 below the national median$1 below the North Carolina median |
| per item |
| — |
| Source |
| Stop Payment Request | $15Below the typical range ($20–$30 nationally) | $12.50 below the national median$14 below the North Carolina median | — | — | Source |
| Check/Statement Copy | $2Within the typical range ($2–$5 nationally) | $1 below the national median$1 below the North Carolina median | per item | — | Source |
| $25 below the national median$32.50 below the North Carolina median |
| per item |
| — |
| Source |
| Safe Deposit Box 10x10 | $45Within the typical range ($30–$70 nationally) | At the national median$7.50 below the North Carolina median | — | — | Source |
| Safe Deposit Box 5x10 | $30Within the typical range ($30–$70 nationally) | $15 below the national median$22.50 below the North Carolina median | — | — | Source |
| Safe Deposit Box 5x5 | $25Below the typical range ($30–$70 nationally) | $20 below the national median$27.50 below the North Carolina median | — | — | Source |