Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

Ely Area Federal Credit Union

Ely, MinnesotaCredit UnionMinneapolis Fed districtFees collected Oct 6, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Dormant Account Fee per month (balance under $25.00/no other services)$5Within the typical range ($5–$10 nationally)

Wire TransfersVerified

Domestic Wire Transfer (outgoing)$20Within the typical range ($20–$25 nationally)
$5 below the national median$5 below the Minnesota median
Source
International Wire Transfer (outgoing)$40Within the typical range ($40–$50 nationally)
$10 below the national median$10 below the Minnesota median
Source

Check ServicesVerified

Cashier Check (per check)$2Below the typical range ($3–$6 nationally)
$3 below the national median$3 below the Minnesota median
per item · Source
Money Order (per money order)$2Within the typical range ($1.50–$3 nationally)
At the national median$0.75 below the Minnesota median
per item · Source
Stop Payment on Personal Check single or series$10Below the typical range ($20–$30 nationally)
$17.50 below the national median$15 below the Minnesota median
Source
Photocopy of paid items (per item)$2Within the typical range ($2–$5 nationally)
$1 below the national median$1.25 below the Minnesota median
per item · Source

Other FeesVerified

Photocopies (each) (first 2 free)$0.50Below the typical range ($2–$5 nationally)
$2.50 below the national median$2.50 below the Minnesota median
per item · Source
Statement Copy (per month)$1Below the typical range ($2–$5 nationally)
$2 below the national median$2 below the Minnesota median
per month · Source
Statement Copy from Fiche (per month)$3Within the typical range ($2–$5 nationally)
At the national medianAt the Minnesota median
per month · Source

Swipe for source and notes →

Fee	Amount	vs medians	Basis	Note	Source
Account MaintenanceVerified
Dormant Account Fee per month (balance under $25.00/no other services)	$5Within the typical range ($5–$10 nationally)	At the national medianAt the Minnesota median	per month	—	Source
Account Research (per hour, one hour minimum)	$15Within the typical range ($12–$25 nationally)	$2.50 below the national median$5 below the Minnesota median	—	—	Source
Overdraft & NSFVerified
Non Sufficient Funds Fee (per item)	$20Below the typical range ($25–$32 nationally)	$10 below the national median$9 below the Minnesota median	per item	—	Source
ATM & CardVerified
Debit Card Replacement	$5Within the typical range ($5–$10 nationally)	$5 below the national median$5 below the Minnesota median	—	—	Source
Wire TransfersVerified
Domestic Wire Transfer (outgoing)	$20Within the typical range ($20–$25 nationally)	$5 below the national median$5 below the Minnesota median	—	—	Source
International Wire Transfer (outgoing)	$40
Check ServicesVerified
Cashier Check (per check)	$2Below the typical range ($3–$6 nationally)	$3 below the national median$3 below the Minnesota median	per item	—	Source
Money Order (per money order)	$2
Other FeesVerified
Photocopies (each) (first 2 free)	$0.50Below the typical range ($2–$5 nationally)	$2.50 below the national median$2.50 below the Minnesota median	per item	—	Source
Statement Copy (per month)	$1

Fee change alerts

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

NSF fee: $20

33% below the national median NSF fee

13 verified fees collected

Headline fees published

6 of 15

Published fees

Under review

Assets

$74.3M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$74.3M

Total deposits

$61.6M

Service charge income (year to date)

$48K

Fee income ratio

2.6%

Return on assets

2.60%

Financial profile · Pro

Performance from regulator filings

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Based on 65,356 published fee entries from 3,591 institutions

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