vs. U.S. typical range:LowerTypicalHigher
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| Fee | Amount | vs national median | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Account Research (One hour minimum) | $50Above the typical range ($20–$25 nationally) | $25 above the national median | — | — | Source |
| Statement Reconciliation | $25Within the typical range ($20–$25 nationally) | At the national median | — | — | Source |
ATM & CardVerified | |||||
| ATM or Debit Card Replacement Fee | $5Within the typical range ($5–$10 nationally) | $5 below the national median | — | — | Source |
Wire TransfersVerified | |||||
| Outgoing Wire Transfer | $20Within the typical range ($20–$25 nationally) | $5 below the national median | — | — | Source |
Check ServicesVerified | |||||
| Temporary Check | $1Within the typical range ($1–$4 nationally) | $1 below the national median | per item | — | Source |
| Treasurers Check (one free per day if funds are withdrawn from an account) | $6 | ||||
Account ServicesVerified | |||||
| Abandoned Property, Levy and Legal Services | $75Within the typical range ($30–$75 nationally) | $25 above the national median | — | — | Source |
| Drill Box Fee Signature Guarantee | $5 | ||||
Retirement & IRAVerified | |||||
| IRA Transfer | $10Below the typical range ($25–$35 nationally) | $15 below the national median | — | — | Source |
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Headline fees published
3 of 15
Published fees
11
Under review
0
Assets
$1.4B
Work at Watertown Savings Bank? See every fee vs. your peers.
Financial Context
Financials as of Q2 2026 · FDIC call report
Total assets
$1.4B
Total deposits
$1.3B
Service charge income
$185K
Fee income ratio
1.6%
Return on assets
0.87%
Branches
10
Service charge income by quarter
Financial profile · Pro
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| $1 above the national median |
| per day |
| — |
| Source |
| $40 below the national median |
| — |
| — |
| Source |
| Key replacement fee | $200Above the typical range ($25–$80 nationally) | $155 above the national median | — | — | Source |
| Safe Deposit | $15Below the typical range ($25–$80 nationally) | $30 below the national median | — | — | Source |