1st Summit Bank

Headquarters: Johnstown, Pennsylvania
Charter: Bank
Assets: $1.5B
Fed district: Philadelphia

20 published fees; none has a market median to compare yet.

Source: its fee schedule, read Mar 11, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
1st Summit Bank: $2
1st Summit Bank: $2
U.S. median: no median
Non-Network ATM
1st Summit Bank: $3
1st Summit Bank: $3
U.S. median: no median
Stop Payment
1st Summit Bank: $35
1st Summit Bank: $35
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Mar 11, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Pennsylvania, the Philadelphia district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Pennsylvania: Banks and credit unions headquartered in Pennsylvania that publish the fee.
Philadelphia district: Banks and credit unions headquartered in the Philadelphia Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from 1st Summit Bank’s own schedules, with a source for each figure.

Account Maintenance

Monthly Maintenance$2
per month
Early Close-out Deposit Account$25
Dormant Account/Inactivity Fee$5
Escheat Account Processing$25
Paper Statement$3
Returned Mail (statements)$5

ATM & Card

Non 1ST SUMMIT ATM use$3
Debit Card Reissue or Replacement$6
Expedited Debit Card Delivery$35
per item
Debit Card International Transaction Fee (audience not stated, treated as personal)1%of the transaction

Check Services

Treasurer’s Check$6
Money Orders (up to $500)$5
Stop Payment$35
Counter Checks$1

Digital & Electronic

Online Bill PayNo charge
Zelle® Person to Person PaymentsNo charge
Mobile DepositNo charge

Cash & Deposit

Deposited Item Return$10

Account Services

Notary Service (per document)$4
per item
Key Replacement$25
Not compared: Box drilling or key fee
Garnishments$250
IRS Levies / Domestic Relations Freezes$75

Retirement & IRA

IRA Transfer Fee$50
per item

Gift & Prepaid Cards

Gift Card$5
Prepaid Card$5

Other Fees

Interim Statement Request (audience not stated, treated as personal)$5
Photocopies (per page)$1
Not compared: Charged per page; comparison unavailable
per page

Fee	Amount	Basis	Note
Account Maintenance
Monthly Maintenance	$2	per month	None
Early Close-out Deposit Account	$25	Not stated	None
Dormant Account/Inactivity Fee	$5	Not stated	None
Escheat Account Processing	$25	Not stated	None
Paper Statement	$3	Not stated	None
Returned Mail (statements)	$5	Not stated	None
ATM & Card
Non 1ST SUMMIT ATM use	$3	Not stated	None
Debit Card Reissue or Replacement	$6	Not stated	None
Expedited Debit Card Delivery	$35	per item	None
Debit Card International Transaction Fee (audience not stated, treated as personal)	1%of the transaction	Not stated	None
Check Services
Treasurer’s Check	$6	Not stated	None
Money Orders (up to $500)	$5	Not stated	None
Stop Payment	$35	Not stated	None
Counter Checks	$1	Not stated	None
Digital & Electronic
Online Bill Pay	No charge	Not stated	None
Zelle® Person to Person Payments	No charge	Not stated	None
Mobile Deposit	No charge	Not stated	None
Cash & Deposit
Deposited Item Return	$10	Not stated	None
Account Services
Notary Service (per document)	$4	per item	None
Key Replacement	$25Not compared: Box drilling or key fee	Not stated	None
Garnishments	$250	Not stated	None
IRS Levies / Domestic Relations Freezes	$75	Not stated	None
Retirement & IRA
IRA Transfer Fee	$50	per item	None
Gift & Prepaid Cards
Gift Card	$5	Not stated	None
Prepaid Card	$5	Not stated	None
Other Fees
Interim Statement Request (audience not stated, treated as personal)	$5	Not stated	None
Photocopies (per page)	$1Not compared: Charged per page; comparison unavailable	per page	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Mar 11, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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