Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

Expedition Federal Credit Union

Mendota Heights, MinnesotaCredit UnionMinneapolis Fed districtFees collected Apr 21, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Inactive Account Fee$10Within the typical range ($5–$10 nationally)

Overdraft & NSFVerified

Courtesy Pay$30Within the typical range ($25–$33 nationally)
At the national medianAt the Minnesota median
per item · Source
NSF Return Fee$35Above the typical range ($25–$32 nationally)
$5 above the national median$6 above the Minnesota median
per item · Source

ATM & CardVerified

Replace Lost Card$15Above the typical range ($5–$10 nationally)
$5 above the national median$5 above the Minnesota median
Source
International Currency Fee1%of the transaction
—
Source

Wire TransfersVerified

Wire Transfer (outgoing)$25Within the typical range ($20–$25 nationally)
At the national medianAt the Minnesota median
per item · Source
Wire Transfer (incoming)$5Within the typical range ($5–$15 nationally)
$5 below the national median$5 below the Minnesota median
per item · Source

Check ServicesVerified

Teller Check$3Within the typical range ($3–$6 nationally)
$2 below the national median$2 below the Minnesota median
per item · Source
Stop Payment$35Above the typical range ($20–$30 nationally)
$7.75 above the national median$10 above the Minnesota median
per item · Source
Check Copies$5Within the typical range ($2–$5 nationally)
$2 above the national median$1.75 above the Minnesota median
per item · Source

Other FeesVerified

Statement Copies$5Within the typical range ($2–$5 nationally)
$2 above the national median$2 above the Minnesota median
per item · Source
Duplicate Lien Release$10Below the typical range ($25–$100 nationally)
$27.50 below the national median$25 below the Minnesota median
per item · Source
Subordination Fee$150Above the typical range ($25–$100 nationally)
$112.50 above the national median$115 above the Minnesota median
Source
Subordination Re-draft Fee$50Within the typical range ($25–$100 nationally)
$12.50 above the national median$15 above the Minnesota median
Source

Swipe for source and notes →

Fee	Amount	vs medians	Basis	Note	Source
Account MaintenanceVerified
Inactive Account Fee	$10Within the typical range ($5–$10 nationally)	$5 above the national median$5 above the Minnesota median	per quarter	—	Source
Basic Checking Paper Statement fee	$2Within the typical range ($2–$4.95 nationally)	$1 below the national median$1.95 below the Minnesota median	per month	—	Source
Overdraft & NSFVerified
Courtesy Pay	$30Within the typical range ($25–$33 nationally)	At the national medianAt the Minnesota median	per item	—	Source
NSF Return Fee	$35
ATM & CardVerified
Replace Lost Card	$15Above the typical range ($5–$10 nationally)	$5 above the national median$5 above the Minnesota median	—	—	Source
International Currency Fee	1%of the transaction
Wire TransfersVerified
Wire Transfer (outgoing)	$25Within the typical range ($20–$25 nationally)	At the national medianAt the Minnesota median	per item	—	Source
Wire Transfer (incoming)	$5
Check ServicesVerified
Teller Check	$3Within the typical range ($3–$6 nationally)	$2 below the national median$2 below the Minnesota median	per item	—	Source
Stop Payment	$35
Cash & DepositVerified
Returned Item Fee	$10Within the typical range ($8–$25 nationally)	$5 below the national medianAt the Minnesota median	per item	—	Source
Account ServicesVerified
Levy/Garnishment	$20Below the typical range ($30–$87.50 nationally)	$30 below the national median$47.50 below the Minnesota median	per item	—	Source
Other FeesVerified
Statement Copies	$5Within the typical range ($2–$5 nationally)	$2 above the national median$2 above the Minnesota median	per item	—	Source
Duplicate Lien Release	$10

Against Minneapolis Fed district credit unions

Its state has too few comparable institutions, so these are its Fed district peers.

Overdraft
$30.00
Of 60 others that publish it, 26 lower, 25 the same and 9 higher.

See every headline fee against its local competitors

Fee change alerts

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$30

Overdraft fee: $30

Overdraft fee is aligned with the national median

16 verified fees collected

Headline fees published

10 of 15

Published fees

Under review

Assets

$223.5M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$223.5M

Total deposits

$200.8M

Service charge income (year to date)

$212K

Fee income ratio

3.8%

Return on assets

0.03%

Financial profile · Pro

Performance from regulator filings

Up to 16 years of call-report history with growth, peer rank and outliers, deposit mix and capital, branch footprint, consumer complaints, enforcement actions, and SEC filings

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Based on 65,278 published fee entries from 3,588 institutions

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