Verified

Fees on this page were checked against the institution's own published fee schedule. Benchmark scores use verified fees only.

Community credit union, under $300M

Chattanooga Federal Employees

Chattanooga, TennesseeCredit UnionAtlanta Fed districtFees collected Oct 4, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Verified fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Dormant Account$5Within the typical range ($5–$10 nationally)

per month · Knox deterministic extraction from Rosetta artifact #2346. canonical_hint=dormant_account; text_hash=233a9bbabd38a6ee40a70854ed8f90574602f1578293afcd42a4f13de2e6a2b1; excerpt="Dormant Account $5/monthly" · Source

Overdraft & NSFVerified

NSF Return$30Within the typical range ($25–$32 nationally)
$1 above the national median
Knox deterministic extraction from Rosetta artifact #2346. canonical_hint=nsf; text_hash=233a9bbabd38a6ee40a70854ed8f90574602f1578293afcd42a4f13de2e6a2b1; excerpt="NSF Return $30" · Source

Check ServicesVerified

Stop Payment$30Within the typical range ($20–$30 nationally)
$3 above the national median
Knox deterministic extraction from Rosetta artifact #2346. canonical_hint=stop_payment; text_hash=233a9bbabd38a6ee40a70854ed8f90574602f1578293afcd42a4f13de2e6a2b1; excerpt="Stop Payment $30" · Source

Account ServicesVerified

Account Levy$50Within the typical range ($25–$75 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #2346. canonical_hint=garnishment_levy; text_hash=233a9bbabd38a6ee40a70854ed8f90574602f1578293afcd42a4f13de2e6a2b1; excerpt="Account Levy $50" · Source
Drill & Rekey Box Cost (Approx$300Above the typical range ($25–$80 nationally)
$260 above the national median
Knox deterministic extraction from Rosetta artifact #2346. canonical_hint=safe_deposit_box; text_hash=233a9bbabd38a6ee40a70854ed8f90574602f1578293afcd42a4f13de2e6a2b1; excerpt="Drill & Rekey Box Cost (Approx $300)" · Source

Lending FeesVerified

Loan Late Payment$30Above the typical range ($15–$26.50 nationally)
$5 above the national median
Knox deterministic extraction from Rosetta artifact #2346. canonical_hint=late_payment; text_hash=233a9bbabd38a6ee40a70854ed8f90574602f1578293afcd42a4f13de2e6a2b1; excerpt="Loan Late Payment $30" · Source
Visa Late Payment$25Within the typical range ($15–$26.50 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #2346. canonical_hint=late_payment; text_hash=233a9bbabd38a6ee40a70854ed8f90574602f1578293afcd42a4f13de2e6a2b1; excerpt="Visa Late Payment $25" · Source

Gift & Prepaid CardsVerified

Visa Gift Card$2Below the typical range ($3–$4.95 nationally)
$1.63 below the national median
Knox deterministic extraction from Rosetta artifact #2346. canonical_hint=gift_card_purchase; text_hash=233a9bbabd38a6ee40a70854ed8f90574602f1578293afcd42a4f13de2e6a2b1; excerpt="Visa Gift Card $2" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Dormant Account	$5Within the typical range ($5–$10 nationally)	At the national median	per month	Knox deterministic extraction from Rosetta artifact #2346. canonical_hint=dormant_account; text_hash=233a9bbabd38a6ee40a70854ed8f90574602f1578293afcd42a4f13de2e6a2b1; excerpt="Dormant Account $5/monthly"	Source
Overdraft & NSFVerified
NSF Return	$30Within the typical range ($25–$32 nationally)	$1 above the national median	—	Knox deterministic extraction from Rosetta artifact #2346. canonical_hint=nsf; text_hash=233a9bbabd38a6ee40a70854ed8f90574602f1578293afcd42a4f13de2e6a2b1; excerpt="NSF Return $30"	Source
Check ServicesVerified
Stop Payment	$30Within the typical range ($20–$30 nationally)	$3 above the national median	—	Knox deterministic extraction from Rosetta artifact #2346. canonical_hint=stop_payment; text_hash=233a9bbabd38a6ee40a70854ed8f90574602f1578293afcd42a4f13de2e6a2b1; excerpt="Stop Payment $30"	Source
Account ServicesVerified
Account Levy	$50Within the typical range ($25–$75 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #2346. canonical_hint=garnishment_levy; text_hash=233a9bbabd38a6ee40a70854ed8f90574602f1578293afcd42a4f13de2e6a2b1; excerpt="Account Levy $50"	Source
Drill & Rekey Box Cost (Approx	$300
Lending FeesVerified
Loan Late Payment	$30Above the typical range ($15–$26.50 nationally)	$5 above the national median	—	Knox deterministic extraction from Rosetta artifact #2346. canonical_hint=late_payment; text_hash=233a9bbabd38a6ee40a70854ed8f90574602f1578293afcd42a4f13de2e6a2b1; excerpt="Loan Late Payment $30"	Source
Visa Late Payment	$25
Gift & Prepaid CardsVerified
Visa Gift Card	$2Below the typical range ($3–$4.95 nationally)	$1.63 below the national median	—	Knox deterministic extraction from Rosetta artifact #2346. canonical_hint=gift_card_purchase; text_hash=233a9bbabd38a6ee40a70854ed8f90574602f1578293afcd42a4f13de2e6a2b1; excerpt="Visa Gift Card $2"	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

NSF fee: $30

NSF fee is aligned with the national median

Total fees: 8 — leaner than most institutions

Verified fees

Under review

Assets

$76.0M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$76.0M

Total deposits

$63.1M

Service charge income (year to date)

$42K

Fee income ratio

2.1%

Return on assets

0.56%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

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Based on 20,792 verified fees from 2,117 institutions

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