21 published fees; none has a market median to compare yet.
Source: its fee schedule, read Nov 4, 2026.
Comparison with U.S. medians for fees published by banks and credit unions.
NSF / Returned Item
Non-Network ATM
Wire Transfer (Domestic Out)
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for Texas, the Dallas district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Bring fees, filings and market context together.
Amounts from Doches Federal Credit Union’s own schedules, with a source for each figure.
per year
per hour · Reconciliation/ Adjustment or Research (1 hour minimum) | $25/hour
per month
per item
per item
per item
per item
per item
per item
per item
per month
per month
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Close account within 60 days of opening | $10 | Not stated | None |
| Inactive Account 6 | $30Not compared: Annual charge, not monthly | per year | None |
| Reconciliation/ Adjustment or Research (1 hour minimum) | $25Not compared: Charged per hour; comparison unavailable | per hour | Reconciliation/ Adjustment or Research (1 hour minimum) | $25/hour |
| Month-End Paper Statement Mailed | $10 | per month | None |
| Excessive withdrawal (3 free per month) 4 | $1 | per item | None |
| Returned Mail | $7Not compared: Per-item charge, not monthly | per item | None |
Overdraft & NSF | |||
| Non-Sufficient Funds (NSF) 3 | $25 | per item | None |
| Automatic Overdraft from Share or Line of Credit | No charge | Not stated | None |
| OD Protection Transfer | $5 | per item | None |
ATM & Card | |||
| ATM Withdraw 2 | $1 | per item | None |
| Out of Network ATM Withdrawals | $1 | per item | None |
| Debit Card Replacement (mailed) | $7 | per item | None |
| Instant Print Debit Card Replacement | $10 | per item | None |
| Foreign Transactions 8 | 1%of the transaction | Not stated | None |
Wire Transfers | |||
| Outgoing Wire Transfer (Domestic Only) | $20 | Not stated | None |
| Incoming Wire Transfer | No charge | Not stated | None |
Check Services | |||
| Money Order | $2 | per item | None |
| Counter Checks Stop Payment | $10 | Not stated | None |
| Stop Payment | $25 | per item | None |
| Counter Checks not payable to account owner(s) | $5 | Not stated | None |
| Check cashing | 1%($2 minimum, $15 maximum) | Not stated | None |
| Foreign Check Processing Fee | $10 | per item | None |
| Duplicate Check Copy | $2 | per item | None |
Digital & Electronic | |||
| Bill Pay 7 | No charge | Not stated | None |
Cash & Deposit | |||
| Resubmit Return Deposit Item | $5 | per item | None |
| Returned Deposit Item | $15 | per item | None |
Account Services | |||
| Notary Service for Members | No charge | Not stated | None |
| Levy, Garnishment, and Freeze Processing | $10 | Not stated | None |
Lending Fees | |||
| Late Fee (15 Day or greater) | 5% | per month | None |
| Mortgage Processing Fee | $100 | Not stated | None |
Other Fees | |||
| Documents Copy/Photocopies (Maximum 10 pages) | $2 | per item | None |
| Fax Transmissions (Maximum 10 pages) | $2 | Not stated | None |
| Month-End Duplicate Statement Printout from Branch | $7Not compared: Monthly charge, not per item | per month | None |
| System Statement Printout | $3Not compared: Monthly charge, not per item | per month | None |
| Loan extension | $15 | Not stated | None |
| Release of Liens | $50 | Not stated | None |
Nov 4, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
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