19 published fees; none has a market median to compare yet.
Source: its fee schedule, read Nov 4, 2026.
Total assets
Q2 2026, quarter end
NCUA 5300 call report · Jun 30, 2026
Revenue
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee income
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee-income share of revenue
Not available
Peer figures could not be read
Not on file
Fees above the U.S. median
None compared
No fee has a median to compare
Fee schedule read Nov 4, 2026
Call-report figures are for Wmcu Federal Credit Union, from NCUA 5300 call reports. Revenue is interest income plus noninterest income.
| Metric | Measure and calculation | Source and fields | Period | Retrieved |
|---|---|---|---|---|
| Total assets | Total assets at quarter end Point in time, at quarter end | NCUA 5300 call report Account 010 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Revenue | Revenue (interest + noninterest income) Standalone quarter: year to date less the prior quarter (Q1 as filed) | NCUA 5300 call report Account 115 + Account 117 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Fee income | Fee income (NCUA 5300 Account 131) Standalone quarter: year to date less the prior quarter (Q1 as filed) | NCUA 5300 call report Account 131 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Fee-income share of revenue | Fee income (NCUA 5300 Account 131) divided by revenue (interest + noninterest income) Shown when at least 10 credit unions of its size report a share above 0%. | Not on file | Not on file | Not recorded |
| Fees above the U.S. median | Published fees above the U.S. median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out. | Wmcu Federal Credit Union's published fee schedule; Bank Fee Index medians | Current schedule | Nov 4, 2026 |
Fee income by quarter
Q1 2024 to Q2 2026, standalone quarters
Fee income was $673K in Q2 2026, 2.6% above the same quarter a year earlier ($656K).
Not established: Two quarters a year apart are two observations, not an established trend in fee income.
Comparison with U.S. medians for fees published by banks and credit unions.
Monthly Maintenance
Simply Better Checking $4 · Select Checking with Interest $5
Compared at $4.50, the middle of its prices
NSF / Returned Item
Non-Network ATM
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for Michigan, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Fee income fell 1.3% from Q3 2025 to Q2 2026, to $673K.
$673K
Wmcu Federal Credit UnionMedian
NCUA 5300 call reports, credit union level, standalone quarters. Four quarters are too few to call a trend.
Wmcu Federal Credit Union · $455M in assets
The 25 credit unions closest in assets
Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 17 states.
| Institution | City, state | Assets | Maintenance | ATM | Domestic wire | Intl. wire | Overdraft |
|---|---|---|---|---|---|---|---|
| Wmcu Federal Credit Union(this institution) | Grand Rapids, MI | $455M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Aerospace Federal Credit Union | Los Angeles, CA | $446M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Aod Federal Credit Union | Bynum, AL | $467M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Assemblies Of God Federal Credit Union | Springfield, MO | $450M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Baton Rouge Telco Federal Credit Union | Baton Rouge, LA | $458M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Boston Firefighters Federal Credit Union | Dorchester, MA | $453M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Canton School Employees Federal Credit Union | North Canton, OH | $462M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Cascade Community Federal Credit Union | Roseburg, OR | $465M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Centric Federal Credit Union | West Monroe, LA | $448M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Colorado Federal Credit Union | Littleton, CO | $442M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Cse Federal Credit Union | Lake Charles, LA | $446M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Cu Hawaii Federal Credit Union | Hilo, HI | $460M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Fort Community Federal Credit Union | Fort Atkinson, WI | $450M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Gain Federal Credit Union | Burbank, CA | $454M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Infuze Federal Credit Union | Fort Leonard Wood, MO | $457M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Mid-Atlantic Federal Credit Union | Germantown, MD | $443M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Millbury Federal Credit Union | Millbury, MA | $468M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| North Star Community Federal Credit Union | Maddock, ND | $465M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Ouachita Valley Federal Credit Union | West Monroe, LA | $464M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Picatinny Federal Credit Union | Dover, NJ | $459M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Public Service Federal Credit Union | Romulus, MI | $468M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| St. Cloud Financial Federal Credit Union | Sartell, MN | $456M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| St. Louis Community Federal Credit Union | Saint Louis, MO | $445M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Suma Federal Credit Union | Yonkers, NY | $468M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Overdraft not published |
| Tidemark Federal Credit Union | Seaford, DE | $469M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Wheelhouse Federal Credit Union | San Diego, CA | $460M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
✓ publishes the fee. – not published.
25 peers selected · 15 publish this fee(monthly maintenance)
10 don't publish it: shown as not published, never as zero.
Peer pricing snapshot
Compared at $4.50, the middle of its two prices, against a peer median of $6 among 15 publishing peers.
Its two checking prices are $4 and $5.
$4.50 is a comparison price, not a fee anyone is charged.
This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.
Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026.
Monthly maintenance fee in dollars, one mark per institution
Against this institution's monthly maintenance fee
Hamilton is the Fee Insight workspace for pricing teams.
Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026. Total assets from FDIC and NCUA records.
Call reports for Wmcu Federal Credit Union (credit union). Income lines are standalone quarters.
Fee income
Q3 2024 to Q2 2026, standalone quarters · 66 quarters on file
| Quarter | Amount | Change | % |
|---|---|---|---|
| Q2 2026 | $673K | +$28K | +4.3% |
| Q1 2026 | $645K | −$28K | −4.2% |
| Q4 2025 | $673K | −$9K | −1.3% |
| Q3 2025 | $682K | +$26K | +4.0% |
| Q2 2025 | $656K | +$300K | +84.3% |
| Q1 2025 | $356K | −$41K | −10.3% |
| Q4 2024 | $397K | +$9K | +2.3% |
| Q3 2024 | $388K | +$38K | +10.9% |
Insufficient sample: fewer than 10 peers of its size reported a share.
Amounts from Wmcu Federal Credit Union’s own schedules, with a source for each figure.
per month
per month
per hour · Account Research | $20.00/hour
per item
per item
per item
per item
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Select Checking with Interest Monthly service charge | $5 | per month | None |
| Simply Better Checking Monthly service charge (audience not stated, treated as personal) | $4 | per month | None |
| Membership Savings Account (early closure) If closed within 180 days | $15 | Not stated | None |
| Account Research | $20Not compared: Charged per hour; comparison unavailable | per hour | Account Research | $20.00/hour |
| Returned Mail | $5 | Not stated | None |
Overdraft & NSF | |||
| Non-Sufficient Funds Fee (per presentment) | $30 | per item | None |
ATM & Card | |||
| Non-Co-Op ATM Transactions Includes withdrawals and transfers | $1.95 | per item | None |
| Card Replacement (Credit, Debit, and Travel Card) | $5 | Not stated | None |
| Replacement Card Fee | $5 | per item | None |
Wire Transfers | |||
| Wire Transfer-Domestic Outgoing | $20 | per item | None |
| Wire Transfer-International Outgoing | $40 | per item | None |
| Wire Transfer-International Incoming | $12 | per item | None |
Check Services | |||
| Credit Union Corporate Check 1 free per month | $5 | per item | None |
| Money Order (each) 4 free per month | $2 | per item | None |
| Stop Payment Fee | $30 | per item | None |
| Check Copy | $5 | Not stated | None |
Digital & Electronic | |||
| ACH Origination Return Fee | $30 | per item | None |
Account Services | |||
| Box Size: 10 x 10 | $110 | Not stated | None |
| Box Size: 3 x 10 | $65 | Not stated | None |
| Box Size: 3 x 5 | $45 | Not stated | None |
| Box Size: 5 x 10 | $90 | Not stated | None |
| Box Size: 6 x 5 | $65 | Not stated | None |
| Safe Deposit Box Size: 10 x 10 (audience not stated, treated as personal) | $110 | Not stated | None |
| Safe Deposit Box Size: 3 x 10 (audience not stated, treated as personal) | $65 | Not stated | None |
| Safe Deposit Box Size: 3 x 5 (audience not stated, treated as personal) | $45 | Not stated | None |
| Safe Deposit Box Size: 5 x 10 (audience not stated, treated as personal) | $90 | Not stated | None |
| Safe Deposit Box Size: 6 x 5 (audience not stated, treated as personal) | $65 | Not stated | None |
| Garnishment/Levy | $50 | per item | None |
Retirement & IRA | |||
| IRA Early Withdrawal (before 59.5 years old) | $20 | Not stated | None |
| IRA Transfer to Another Institution Fee taken from savings account | $30 | Not stated | None |
Gift & Prepaid Cards | |||
| Gift Card by Visa | $3 | per item | None |
| Travel Money Card Reload | $3 | per item | None |
Other Fees | |||
| Statement Copy / History Printout Fee | $5 | per item | None |
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
Nov 4, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Fee change alerts
We check once a day and send one email covering every change.