Verified

Fees on this page were checked against the institution's own published fee schedule. Benchmark scores use verified fees only.

Community credit union, $300M to $1B

Diversified Members Federal Credit Union

Detroit, MichiganCredit UnionChicago Fed districtFees collected Oct 2, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Verified fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Research (per hour)-$30Above the typical range ($15–$25 nationally)

Knox deterministic extraction from Rosetta artifact #339. canonical_hint=account_research; text_hash=921bce43116400608813172f15a9e5fc45d133ff1fc73943158502ccc4f8b801; excerpt="Account Research (per hour)-$30 minimum: $30.00" · Source

Dormant Account (monthly fee after 12 months inactivity)$10

$3.87 above the national median

per month · Knox deterministic extraction from Rosetta artifact #339. canonical_hint=monthly_maintenance; text_hash=921bce43116400608813172f15a9e5fc45d133ff1fc73943158502ccc4f8b801; excerpt="Dormant Account (monthly fee after 12 months inactivity): $10.00" · Source

Mailed Statement Fee (enroll/accept eStatement terms to avoid the fee).$3

At the national median

Knox deterministic extraction from Rosetta artifact #339. canonical_hint=paper_statement; text_hash=921bce43116400608813172f15a9e5fc45d133ff1fc73943158502ccc4f8b801; excerpt="Mailed Statement Fee (enroll/accept eStatement terms to avoid the fee). $3.00" · Source

Overdraft & NSFVerified

NSF – Non-Sufficient Funds & Courtesy Pay (per presentment)$30Within the typical range ($25–$32 nationally)
$1 above the national median
per item · Knox deterministic extraction from Rosetta artifact #339. canonical_hint=nsf; text_hash=921bce43116400608813172f15a9e5fc45d133ff1fc73943158502ccc4f8b801; excerpt="NSF – Non-Sufficient Funds & Courtesy Pay (per presentment) : $30.00" · Source
Transfer Overdraft from Savings (per transfer)$3Below the typical range ($20–$30 nationally)
$25 below the national median
Knox deterministic extraction from Rosetta artifact #339. canonical_hint=overdraft; text_hash=921bce43116400608813172f15a9e5fc45d133ff1fc73943158502ccc4f8b801; excerpt="Transfer Overdraft from Savings (per transfer) : $3.00" · Source
Visa NSF Payment$15Below the typical range ($25–$32 nationally)
$14 below the national median
Knox deterministic extraction from Rosetta artifact #339. canonical_hint=nsf; text_hash=921bce43116400608813172f15a9e5fc45d133ff1fc73943158502ccc4f8b801; excerpt="Visa NSF Payment: $15/item; $30/item" · Source
Withdrawal NSF ATM/Debit PIN (per transaction)$30Within the typical range ($25–$32 nationally)
$1 above the national median
per transaction · Knox deterministic extraction from Rosetta artifact #339. canonical_hint=nsf; text_hash=921bce43116400608813172f15a9e5fc45d133ff1fc73943158502ccc4f8b801; excerpt="Withdrawal NSF ATM/Debit PIN (per transaction) :$30.00" · Source

ATM & CardVerified

Foreign ATM transaction fee (outside of CO-OP Network)$2Within the typical range ($1.25–$2.75 nationally)
At the national median
per transaction · Knox deterministic extraction from Rosetta artifact #339. canonical_hint=atm_international; text_hash=921bce43116400608813172f15a9e5fc45d133ff1fc73943158502ccc4f8b801; excerpt="Foreign ATM transaction fee (outside of CO-OP Network): $2/per transaction" · Source
Replacement Card$10Within the typical range ($5–$10 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #339. canonical_hint=card_replacement; text_hash=921bce43116400608813172f15a9e5fc45d133ff1fc73943158502ccc4f8b801; excerpt="Replacement Card: $10.00" · Source
VISA Rush Overnight (Card Only)$55Above the typical range ($30–$50 nationally)
$15 above the national median
Knox deterministic extraction from Rosetta artifact #339. canonical_hint=rush_card; text_hash=921bce43116400608813172f15a9e5fc45d133ff1fc73943158502ccc4f8b801; excerpt="VISA Rush Overnight (Card Only): $55.00" · Source

Check ServicesVerified

Cashier's Check$3Within the typical range ($3–$6 nationally)
$2 below the national median
Knox deterministic extraction from Rosetta artifact #339. canonical_hint=cashiers_check; text_hash=921bce43116400608813172f15a9e5fc45d133ff1fc73943158502ccc4f8b801; excerpt="Cashier's Check: $3.00" · Source
Stop Payment (per item)$30Within the typical range ($20–$30 nationally)
$3 above the national median
per item · Knox deterministic extraction from Rosetta artifact #339. canonical_hint=stop_payment; text_hash=921bce43116400608813172f15a9e5fc45d133ff1fc73943158502ccc4f8b801; excerpt="Stop Payment (per item): $30.00" · Source
Stop Payment in Online Banking$15Below the typical range ($20–$30 nationally)
$12 below the national median
Knox deterministic extraction from Rosetta artifact #339. canonical_hint=stop_payment; text_hash=921bce43116400608813172f15a9e5fc45d133ff1fc73943158502ccc4f8b801; excerpt="Stop Payment in Online Banking: $15.00" · Source
Temporary Checks$3Within the typical range ($1–$4 nationally)
$1 above the national median
per item · free for new accounts (2 sheets or 8 checks) · Source

Cash & DepositVerified

Non-DMCU Credit Card Cash Advance$15Above the typical range ($3–$10 nationally)
$10 above the national median
Knox deterministic extraction from Rosetta artifact #339. canonical_hint=cash_advance; text_hash=921bce43116400608813172f15a9e5fc45d133ff1fc73943158502ccc4f8b801; excerpt="Non-DMCU Credit Card Cash Advance: $15.00" · Source

Account ServicesVerified

Garnishment and levies (processing fee)$75Within the typical range ($25–$75 nationally)
$25 above the national median
Knox deterministic extraction from Rosetta artifact #339. canonical_hint=garnishment_levy; text_hash=921bce43116400608813172f15a9e5fc45d133ff1fc73943158502ccc4f8b801; excerpt="Garnishment and levies (processing fee) $75.00" · Source
Notary Service for Non-Members$10Above the typical range ($0–$5 nationally)
$7.50 above the national median
Knox deterministic extraction from Rosetta artifact #339. canonical_hint=notary_fee; text_hash=921bce43116400608813172f15a9e5fc45d133ff1fc73943158502ccc4f8b801; excerpt="Notary Service for Non-Members: $10.00" · Source

Lending FeesVerified

Visa Late Payment Charge$25Within the typical range ($15–$26.50 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #339. canonical_hint=late_payment; text_hash=921bce43116400608813172f15a9e5fc45d133ff1fc73943158502ccc4f8b801; excerpt="Visa Late Payment Charge: $25.00" · Source

Gift & Prepaid CardsVerified

Visa Gift Card$4Within the typical range ($3–$4.95 nationally)
$0.37 above the national median
Knox deterministic extraction from Rosetta artifact #339. canonical_hint=gift_card_purchase; text_hash=921bce43116400608813172f15a9e5fc45d133ff1fc73943158502ccc4f8b801; excerpt="Visa Gift Card: $4.00" · Source
Visa Gift Card Non-Activity$4.95Within the typical range ($3–$4.95 nationally)
$1.32 above the national median
Knox deterministic extraction from Rosetta artifact #339. canonical_hint=gift_card_purchase; text_hash=921bce43116400608813172f15a9e5fc45d133ff1fc73943158502ccc4f8b801; excerpt="Visa Gift Card Non-Activity: $4.95" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account Research (per hour)-	$30Above the typical range ($15–$25 nationally)	$10 above the national median	—	Knox deterministic extraction from Rosetta artifact #339. canonical_hint=account_research; text_hash=921bce43116400608813172f15a9e5fc45d133ff1fc73943158502ccc4f8b801; excerpt="Account Research (per hour)-$30 minimum: $30.00"	Source
Dormant Account (monthly fee after 12 months inactivity)	$10Within the typical range ($4–$12.63 nationally)	$3.87 above the national median	per month	Knox deterministic extraction from Rosetta artifact #339. canonical_hint=monthly_maintenance; text_hash=921bce43116400608813172f15a9e5fc45d133ff1fc73943158502ccc4f8b801; excerpt="Dormant Account (monthly fee after 12 months inactivity): $10.00"	Source
Mailed Statement Fee (enroll/accept eStatement terms to avoid the fee).	$3Within the typical range ($2–$5 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #339. canonical_hint=paper_statement; text_hash=921bce43116400608813172f15a9e5fc45d133ff1fc73943158502ccc4f8b801; excerpt="Mailed Statement Fee (enroll/accept eStatement terms to avoid the fee). $3.00"	Source
Overdraft & NSFVerified
NSF – Non-Sufficient Funds & Courtesy Pay (per presentment)	$30Within the typical range ($25–$32 nationally)	$1 above the national median	per item	Knox deterministic extraction from Rosetta artifact #339. canonical_hint=nsf; text_hash=921bce43116400608813172f15a9e5fc45d133ff1fc73943158502ccc4f8b801; excerpt="NSF – Non-Sufficient Funds & Courtesy Pay (per presentment) : $30.00"	Source
Transfer Overdraft from Savings (per transfer)
ATM & CardVerified
Foreign ATM transaction fee (outside of CO-OP Network)	$2Within the typical range ($1.25–$2.75 nationally)	At the national median	per transaction	Knox deterministic extraction from Rosetta artifact #339. canonical_hint=atm_international; text_hash=921bce43116400608813172f15a9e5fc45d133ff1fc73943158502ccc4f8b801; excerpt="Foreign ATM transaction fee (outside of CO-OP Network): $2/per transaction"	Source
Replacement Card
Check ServicesVerified
Cashier's Check	$3Within the typical range ($3–$6 nationally)	$2 below the national median	—	Knox deterministic extraction from Rosetta artifact #339. canonical_hint=cashiers_check; text_hash=921bce43116400608813172f15a9e5fc45d133ff1fc73943158502ccc4f8b801; excerpt="Cashier's Check: $3.00"	Source
Stop Payment (per item)	$30
Cash & DepositVerified
Non-DMCU Credit Card Cash Advance	$15Above the typical range ($3–$10 nationally)	$10 above the national median	—	Knox deterministic extraction from Rosetta artifact #339. canonical_hint=cash_advance; text_hash=921bce43116400608813172f15a9e5fc45d133ff1fc73943158502ccc4f8b801; excerpt="Non-DMCU Credit Card Cash Advance: $15.00"	Source
Account ServicesVerified
Garnishment and levies (processing fee)	$75Within the typical range ($25–$75 nationally)	$25 above the national median	—	Knox deterministic extraction from Rosetta artifact #339. canonical_hint=garnishment_levy; text_hash=921bce43116400608813172f15a9e5fc45d133ff1fc73943158502ccc4f8b801; excerpt="Garnishment and levies (processing fee) $75.00"	Source
Notary Service for Non-Members
Lending FeesVerified
Visa Late Payment Charge	$25Within the typical range ($15–$26.50 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #339. canonical_hint=late_payment; text_hash=921bce43116400608813172f15a9e5fc45d133ff1fc73943158502ccc4f8b801; excerpt="Visa Late Payment Charge: $25.00"	Source
Gift & Prepaid CardsVerified
Visa Gift Card	$4Within the typical range ($3–$4.95 nationally)	$0.37 above the national median	—	Knox deterministic extraction from Rosetta artifact #339. canonical_hint=gift_card_purchase; text_hash=921bce43116400608813172f15a9e5fc45d133ff1fc73943158502ccc4f8b801; excerpt="Visa Gift Card: $4.00"	Source
Visa Gift Card Non-Activity	$4.95

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

NSF fee: $30

NSF fee is aligned with the national median

Total fees: 20 — leaner than most institutions

Verified fees

Under review

Assets

$588.5M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$588.5M

Total deposits

$455.6M

Service charge income (year to date)

$2.0M

Fee income ratio

10.3%

Return on assets

0.05%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

Unlock all 58 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.

Based on 20,792 verified fees from 2,117 institutions

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