Fees from its schedule are under review and appear here once review is done.
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Total assets
Q2 2026, quarter end
NCUA 5300 call report · Jun 30, 2026
Revenue
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee income
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee-income share of revenue
74th percentile; peer median 7.2%
NCUA 5300 call report · year to date through Jun 30, 2026
Fees above the U.S. median
Too few fees
Fewer than 5 verified fees on file
Fee schedule read Oct 10, 2026
Call-report figures are for Intandem Federal Credit Union, from NCUA 5300 call reports. Revenue is interest income plus noninterest income.
| Metric | Measure and calculation | Source and fields | Period | Retrieved |
|---|---|---|---|---|
| Total assets | Total assets at quarter end Point in time, at quarter end | NCUA 5300 call report Account 010 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Revenue | Revenue (interest + noninterest income) Standalone quarter: year to date less the prior quarter (Q1 as filed) | NCUA 5300 call report Account 115 + Account 117 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Fee income | Fee income (NCUA 5300 Account 131) Standalone quarter: year to date less the prior quarter (Q1 as filed) | NCUA 5300 call report Account 131 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Fee-income share of revenue | Fee income (NCUA 5300 Account 131) divided by revenue (interest + noninterest income) Year to date through the quarter. Median and percentile from each of 2,932 credit unions with under $300M in assets reporting a share above 0%, this one left out. | NCUA 5300 call report Account 131 / (Account 115 + Account 117) | Q2 2026 Year to date | Not recorded |
| Fees above the U.S. median | Published fees above the U.S. median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out. | Intandem Federal Credit Union's published fee schedule; Bank Fee Index medians | Current schedule | Oct 10, 2026 |
Fee income by quarter
Q1 2024 to Q2 2026, standalone quarters
Fee income was 11% of revenue, above the 7.2% median of 2,932 credit unions with under $300M in assets (74th percentile).
Not established: The share alone does not show whether prices, account volumes or the size of the revenue base set it.
Fee income was $135K in Q2 2026, 0.7% below the same quarter a year earlier ($136K).
Not established: Two quarters a year apart are two observations, not an established trend in fee income.
Call reports for Intandem Federal Credit Union (credit union). Income lines are standalone quarters.
Fee income
Q3 2024 to Q2 2026, standalone quarters · 66 quarters on file
| Quarter | Amount | Change | % |
|---|---|---|---|
| Q2 2026 | $135K | +$1K | +0.7% |
| Q1 2026 | $134K | −$5K | −3.6% |
| Q4 2025 | $139K | +$2K | +1.5% |
| Q3 2025 | $137K | +$1K | +0.7% |
| Q2 2025 | $136K | +$7K | +5.4% |
| Q1 2025 | $129K | −$6K | −4.4% |
| Q4 2024 | $135K | −$18K | −11.8% |
| Q3 2024 | $153K | +$10K | +7.0% |
Financial cohort: 3,250 credit unions with under $300M in assets filing for Q2 2026; 2,932 reported a share above 0% and are counted, Intandem Federal Credit Union left out. Chosen by asset size alone, so it is a financial benchmark, not a list of local competitors.
The 15 closest to Intandem Federal Credit Union by share.
They stay out of every comparison until review is done.
per year
per day
per transaction
per day
per day
per day
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account MaintenanceUnder review | |||
| Minimum Balance (audience not stated, treated as personal) | $100Not compared: Annual charge, not monthly | per year | None |
Overdraft & NSFUnder review | |||
| Overdraft (OD) (audience not stated, treated as personal) | $80 | Not stated | None |
| Privilege service, resulting in an overdraft. When (audience not stated, treated as personal) | $15 | Not stated | None |
ATM & CardUnder review | |||
| Non-Network ATM (audience not stated, treated as personal) | $600Not compared: Daily charge, not per item | per day | None |
Other feesUnder review | |||
| A Cross Currency Conversion Fee of up (audience not stated, treated as personal) | Not stated | Not stated | None |
| Before the gas charge is sent to us for processing, a check you wrote for (audience not stated, treated as personal) | $95 | Not stated | None |
| Cross-Border Transaction Fee – In addition, MasterCard charges us a Cross-Border Assessment up to (audience not stated, treated as personal) | Not stated | per transaction | None |
| However, we may elect to transfer the (audience not stated, treated as personal) | $10 | Not stated | None |
| Privilege service, resulting in an overdraft. When (audience not stated, treated as personal) | $15 | Not stated | None |
| The available balance in your account at the time of presentment is (audience not stated, treated as personal) | $15 | Not stated | None |
| The minimum balance required to open a Fresh Start Checking Account is (audience not stated, treated as personal) | $10 | Not stated | None |
| Transaction Limitations. Using your ATM card: You may not exceed in PIN transactions per day (audience not stated, treated as personal) | $250 | per day | None |
| Using your ATM card: You may not exceed (audience not stated, treated as personal) | $600 | per day | None |
| Using your ATM card: You may not exceed in PIN transactions per day (audience not stated, treated as personal) | $250 | per day | None |
| We do require you to maintain a minimum balance in your Primary Savings Account of (audience not stated, treated as personal) | $5 | Not stated | None |
| When the check is presented for payment because you don’t have (audience not stated, treated as personal) | $80 | Not stated | None |
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
Oct 10, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Where Intandem Federal Credit Union operates, and what regulators and customers have on file.
Branch footprint
2 offices in 1 state (June 30, 2026)
Each dot is one office.
Cities with the most offices
| Cedar Springs, MI | 1 |
| Grand Rapids, MI | 1 |
Largest competitors nearby
Local market: Kent and Ottawa counties, MI, around its headquarters.
| 37 in its local market | Deposit share |
|---|---|
| Fifth Third Bank, National Association | 20% |
| The Huntington National Bank | 17.2% |
| Northpointe Bank | 16.4% |
| JPMorgan Chase Bank, National Association | 9.3% |
| Macatawa Bank, National Association | 9.1% |
Source: NCUA credit union branch file, quarter ending June 30, 2026. NCUA does not report deposits by office.
Fee change alerts
Once when its schedule is verified, then when a verified fee changes.
See what a free sample Competitive Fee Position Report shows