Wolverine State Federal Credit Union

Headquarters: Alpena, Michigan
Charter: Credit Union
Assets: $172.9M
Fed district: Chicago

16 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 3, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Wolverine State Federal Credit Union: $10
Wolverine State Federal Credit Union: $10
U.S. median: no median
NSF / Returned Item
Wolverine State Federal Credit Union: $20
Wolverine State Federal Credit Union: $20
U.S. median: no median
Wire Transfer (Domestic Out)
Wolverine State Federal Credit Union: $10
Wolverine State Federal Credit Union: $10
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 3, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Michigan, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Michigan: Banks and credit unions headquartered in Michigan that publish the fee.
Chicago district: Banks and credit unions headquartered in the Chicago Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Wolverine State Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Closed Account (within 90 days)$5
Dormant Account Fee (monthly)$5
per month
Account/Transaction Research Fee$20
Not compared: Charged per hour; comparison unavailable
per hour
Share Draft (checkbook) Balancing$20
Not compared: Charged per hour; comparison unavailable
per hour
Return Mail Fee$5

Overdraft & NSF

Overdraft Charge (Nonsufficient Funds Fee)$10
Returned Check Fee$20

ATM & Card

ATM/Debit/Credit Replacement Cards$5
Rush Order Card Fee$25

Wire Transfers

Domestic Wire Transfer (outgoing)$10

Check Services

Cashier's Check$2
Money Order Fee$1
Stop Payment (ACH & Draft)$10
Starter Check Fee$1
Not compared: Charged per page; comparison unavailable
per page
Non-Member Check Cashing Fee$5
Copy of Paid Draft$1

Account Services

Notary Services (fee for non-members only)$10
Garnishment/Levy Processing Fee$30

Other Fees

Faxes$1

Fee	Amount	Basis	Note
Account Maintenance
Closed Account (within 90 days)	$5	Not stated	None
Dormant Account Fee (monthly)	$5	per month	None
Account/Transaction Research Fee	$20Not compared: Charged per hour; comparison unavailable	per hour	None
Share Draft (checkbook) Balancing	$20Not compared: Charged per hour; comparison unavailable	per hour	None
Return Mail Fee	$5	Not stated	None
Overdraft & NSF
Overdraft Charge (Nonsufficient Funds Fee)	$10	Not stated	None
Returned Check Fee	$20	Not stated	None
ATM & Card
ATM/Debit/Credit Replacement Cards	$5	Not stated	None
Rush Order Card Fee	$25	Not stated	None
Wire Transfers
Domestic Wire Transfer (outgoing)	$10	Not stated	None
Check Services
Cashier's Check	$2	Not stated	None
Money Order Fee	$1	Not stated	None
Stop Payment (ACH & Draft)	$10	Not stated	None
Starter Check Fee	$1Not compared: Charged per page; comparison unavailable	per page	None
Non-Member Check Cashing Fee	$5	Not stated	None
Copy of Paid Draft	$1	Not stated	None
Account Services
Notary Services (fee for non-members only)	$10	Not stated	None
Garnishment/Levy Processing Fee	$30	Not stated	None
Other Fees
Faxes	$1	Not stated	None

Correct a fee source

Nov 3, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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