Consumers Federal Credit Union

Headquarters: Oshtemo, Michigan
Charter: Credit Union
Assets: $2.9B
Fed district: Chicago

23 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 11, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Compared at $5, the middle of its prices
Consumers Federal Credit Union: $0 to $10
Consumers Federal Credit Union: $0 to $10
U.S. median: no median
Overdraft (OD)
Consumers Federal Credit Union: $35
Consumers Federal Credit Union: $35
U.S. median: no median
Wire Transfer (Domestic Out)
Consumers Federal Credit Union: $25
Consumers Federal Credit Union: $25
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 11, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Michigan, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Michigan: Banks and credit unions headquartered in Michigan that publish the fee.
Chicago district: Banks and credit unions headquartered in the Chicago Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Consumers Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Monthly Service Fee – Average daily$10
per month
Monthly Service Fee – Average dailyNo charge
per month
Inactive account fee$10
per month
Research/Balancing fee$25
Not compared: Charged per hour; comparison unavailable
per hour
Paper statement delivery$5
per month

Overdraft & NSF

Paid item (non-Courtesy Pay)$35
per item
Personalized checks Call for pricing Courtesy Pay overdraft$35
per item

ATM & Card

Card reissue$10
Debit card rush fee (audience not stated, treated as personal)$25
Foreign transaction fee2%of the transaction
Foreign transaction fee (audience not stated, treated as personal)2%of the transaction

Wire Transfers

Domestic wire transfer$25
Incoming wire$15
International wire transfer$60

Check Services

Cashiers check$5
Online Banking Stop payment (audience not stated, treated as personal)$25
per item
Stop payment for convenience checks or balance transfer$30
Temporary check requested$4
Check cashing fee$5
per item
Non-member check cashing fee$10
per item
Collection item$10
Cashiers check copy$5
per item
Check copyNo charge
Check copy (in person or phone)$5
per item
Convenience check copy$5

Digital & Electronic

ACH Debit/Credit Origination$30
Not compared: Monthly charge, not per item
per month
Copy (Bill Pay item)$25
Not compared: Per-item charge, not monthly
per item

Cash & Deposit

Cash advance4%of the advance ($5 minimum)
Cash advance (audience not stated, treated as personal)4%of the advance ($5 minimum)
Returned Deposited Item (audience not stated, treated as personal)$30
per item

Account Services

Notary serviceNo charge
3″x10″ =$75
per year
5″x10″ =$100
per year
Deposit Boxes (all boxes are 22” deep) 10” x 10”$150
per year
Safe Deposit Box 10” x 10” (audience not stated, treated as personal)$150
per year
Safe Deposit Box 3” x 10”$75
per year
Safe Deposit Box 3” x 10” (audience not stated, treated as personal)$75
per year
Safe Deposit Box 3” x 5”$25
per year
Safe Deposit Box 3” x 5” (audience not stated, treated as personal)$25
per year
Safe Deposit Box 5” x 10”$100
per year
Safe Deposit Box 5” x 10” (audience not stated, treated as personal)$100
per year
Levy/garnishment$100
per item
Subordination agreement processing$250
Subpoena information requests$45
Verification of deposit$10
per item

Other Fees

Statement copy$5
Fee to skip a payment$25

Fee	Amount	Basis	Note
Account Maintenance
Monthly Service Fee – Average daily	$10	per month	None
Monthly Service Fee – Average daily	No charge	per month	None
Inactive account fee	$10	per month	None
Research/Balancing fee	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Paper statement delivery	$5	per month	None
Overdraft & NSF
Paid item (non-Courtesy Pay)	$35	per item	None
Personalized checks Call for pricing Courtesy Pay overdraft	$35	per item	None
ATM & Card
Card reissue	$10	Not stated	None
Debit card rush fee (audience not stated, treated as personal)	$25	Not stated	None
Foreign transaction fee	2%of the transaction	Not stated	None
Foreign transaction fee (audience not stated, treated as personal)	2%of the transaction	Not stated	None
Wire Transfers
Domestic wire transfer	$25	Not stated	None
Incoming wire	$15	Not stated	None
International wire transfer	$60	Not stated	None
Check Services
Cashiers check	$5	Not stated	None
Online Banking Stop payment (audience not stated, treated as personal)	$25	per item	None
Stop payment for convenience checks or balance transfer	$30	Not stated	None
Temporary check requested	$4	Not stated	None
Check cashing fee	$5	per item	None
Non-member check cashing fee	$10	per item	None
Collection item	$10	Not stated	None
Cashiers check copy	$5	per item	None
Check copy	No charge	Not stated	None
Check copy (in person or phone)	$5	per item	None
Convenience check copy	$5	Not stated	None
Digital & Electronic
ACH Debit/Credit Origination	$30Not compared: Monthly charge, not per item	per month	None
Copy (Bill Pay item)	$25Not compared: Per-item charge, not monthly	per item	None
Cash & Deposit
Cash advance	4%of the advance ($5 minimum)	Not stated	None
Cash advance (audience not stated, treated as personal)	4%of the advance ($5 minimum)	Not stated	None
Returned Deposited Item (audience not stated, treated as personal)	$30	per item	None
Account Services
Notary service	No charge	Not stated	None
3″x10″ =	$75	per year	None
5″x10″ =	$100	per year	None
Deposit Boxes (all boxes are 22” deep) 10” x 10”	$150	per year	None
Safe Deposit Box 10” x 10” (audience not stated, treated as personal)	$150	per year	None
Safe Deposit Box 3” x 10”	$75	per year	None
Safe Deposit Box 3” x 10” (audience not stated, treated as personal)	$75	per year	None
Safe Deposit Box 3” x 5”	$25	per year	None
Safe Deposit Box 3” x 5” (audience not stated, treated as personal)	$25	per year	None
Safe Deposit Box 5” x 10”	$100	per year	None
Safe Deposit Box 5” x 10” (audience not stated, treated as personal)	$100	per year	None
Levy/garnishment	$100	per item	None
Subordination agreement processing	$250	Not stated	None
Subpoena information requests	$45	Not stated	None
Verification of deposit	$10	per item	None
Other Fees
Statement copy	$5	Not stated	None
Fee to skip a payment	$25	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 11, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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