Marshall Community Federal Credit Union

Headquarters: Marshall, Michigan
Charter: Credit Union
Assets: $371.8M
Fed district: Chicago

16 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 4, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Fresh Start Checking
Can be waived with a balance of $25,000 or more.
Marshall Community Federal Credit Union: $8
Marshall Community Federal Credit Union: $8
U.S. median: no median
Overdraft (OD)
Marshall Community Federal Credit Union: $29
Marshall Community Federal Credit Union: $29
U.S. median: no median
NSF / Returned Item
Marshall Community Federal Credit Union: $29
Marshall Community Federal Credit Union: $29
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 4, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Michigan, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Michigan: Banks and credit unions headquartered in Michigan that publish the fee.
Chicago district: Banks and credit unions headquartered in the Chicago Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Marshall Community Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Fresh Start Checking Monthly service charge (audience not stated, treated as personal)$8
per month
Dormant Account (No activity for 24 months)$5
per month
Escheats$25
Account Research Fee$20
Not compared: Charged per hour; comparison unavailable
per hour · Account Research Fee | $20.00 per hour (charged in 15 min. increments)
Paper Statement$2
per month
Returned Mail/Undeliverable Address$2
per month

Overdraft & NSF

Courtesy Pay (Checks, ATM, ACH & Purchases)$29
per item
Non Sufficient Funds (Checks, ATM, ACH & Purchases)$29
per item
Returned Items$29
per item

ATM & Card

Replacement Card$10
per item
Plastic Card Rush Fee (Debit, ATM, Credit Card)$30
per item

Wire Transfers

Outgoing Domestic Wires$20
per item
Outgoing Foreign Wires$30
per item

Check Services

Convenience Check Printing Fee$4
Not compared: Charged per page; comparison unavailable
per page · Convenience Check Printing Fee | $4.00 per page (4 per page)
Stop Payment$20
Check Copies$5
per item

Account Services

Safe Deposit Box 10" x 10" (audience not stated, treated as personal)$90
per year
Safe Deposit Box 3" x 10" (audience not stated, treated as personal)$35
per year
Safe Deposit Box 3" x 5" (audience not stated, treated as personal)$25
per year
Safe Deposit Box 5" x 10" (audience not stated, treated as personal)$50
per year
Safe Deposit Box Late Fee$10
Not compared: Box drilling or key fee
Garnishment/Levy$50

Other Fees

Fax In$0.50
Fax Out$1
Photocopy$0.10
Not compared: Charged per page; comparison unavailable
per page · Photocopy | $0.10 per page
Statement Copies$3
Not compared: Charged per statement; comparison unavailable
per statement · Statement Copies | $3.00/statement
Skip-A-Pay$30
per item

Fee	Amount	Basis	Note
Account Maintenance
Fresh Start Checking Monthly service charge (audience not stated, treated as personal)	$8	per month	None
Dormant Account (No activity for 24 months)	$5	per month	None
Escheats	$25	Not stated	None
Account Research Fee	$20Not compared: Charged per hour; comparison unavailable	per hour	Account Research Fee \| $20.00 per hour (charged in 15 min. increments)
Paper Statement	$2	per month	None
Returned Mail/Undeliverable Address	$2	per month	None
Overdraft & NSF
Courtesy Pay (Checks, ATM, ACH & Purchases)	$29	per item	None
Non Sufficient Funds (Checks, ATM, ACH & Purchases)	$29	per item	None
Returned Items	$29	per item	None
ATM & Card
Replacement Card	$10	per item	None
Plastic Card Rush Fee (Debit, ATM, Credit Card)	$30	per item	None
Wire Transfers
Outgoing Domestic Wires	$20	per item	None
Outgoing Foreign Wires	$30	per item	None
Check Services
Convenience Check Printing Fee	$4Not compared: Charged per page; comparison unavailable	per page	Convenience Check Printing Fee \| $4.00 per page (4 per page)
Stop Payment	$20	Not stated	None
Check Copies	$5	per item	None
Account Services
Safe Deposit Box 10" x 10" (audience not stated, treated as personal)	$90	per year	None
Safe Deposit Box 3" x 10" (audience not stated, treated as personal)	$35	per year	None
Safe Deposit Box 3" x 5" (audience not stated, treated as personal)	$25	per year	None
Safe Deposit Box 5" x 10" (audience not stated, treated as personal)	$50	per year	None
Safe Deposit Box Late Fee	$10Not compared: Box drilling or key fee	Not stated	None
Garnishment/Levy	$50	Not stated	None
Other Fees
Fax In	$0.50	Not stated	None
Fax Out	$1	Not stated	None
Photocopy	$0.10Not compared: Charged per page; comparison unavailable	per page	Photocopy \| $0.10 per page
Statement Copies	$3Not compared: Charged per statement; comparison unavailable	per statement	Statement Copies \| $3.00/statement
Skip-A-Pay	$30	per item	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Nov 4, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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