Ignite Federal Credit Union

Headquarters: Battle Creek, Michigan
Charter: Credit Union
Assets: $379.9M
Fed district: Chicago
Regulator: NCUA

20 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 1, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Checking Plus Account
Ignite Federal Credit Union: $5.95
Ignite Federal Credit Union: $5.95
U.S. median: no median
Overdraft (OD)
Ignite Federal Credit Union: $27
Ignite Federal Credit Union: $27
U.S. median: no median
Wire Transfer (Domestic Out)
Ignite Federal Credit Union: $35
Ignite Federal Credit Union: $35
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 1, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Michigan, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Michigan: Banks and credit unions headquartered in Michigan that publish the fee.
Chicago district: Banks and credit unions headquartered in the Chicago Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Among its peers

Ignite Federal Credit Union · $380M in assets

The 25 credit unions closest in assets

Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 19 states.

Credit unions only
$367M to $393M in assets
Headquartered in 19 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
Ignite Federal Credit Union(this institution)	Battle Creek, MI	$380M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Abri Federal Credit Union	Romeoville, IL	$381M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Allegiance Federal Credit Union	Oklahoma City, OK	$372M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Arsenal Federal Credit Union	Arnold, MO	$387M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Beacon Credit Union, Incorporated	Lynchburg, VA	$392M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Cascade Federal Credit Union	Kent, WA	$393M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
Cy-Fair Federal Credit Union	Houston, TX	$383M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
First Capital Federal Credit Union	York, PA	$368M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Fremont Federal Credit Union	Fremont, OH	$391M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Great Basin Federal Credit Union	Reno, NV	$373M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Great Northwest Federal Credit Union	Aberdeen, WA	$375M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Industrial Credit Union of Whatcom County	Bellingham, WA	$392M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Marshall Community Federal Credit Union	Marshall, MI	$372M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Mutual Security Federal Credit Union	Shelton, CT	$385M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Panhandle Federal Credit Union	Panama City, FL	$368M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Pasadena Federal Credit Union	Pasadena, CA	$375M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Peopleschoice Federal Credit Union	Biddeford, ME	$367M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Piedmont Advantage Credit Union	Winston Salem, NC	$368M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Premier Federal Credit Union	Des Moines, IA	$383M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
Prospera Federal Credit Union	Appleton, WI	$379M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Sea West Coast Guard Federal Credit Union	Oakland, CA	$378M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
St. Jean'S Federal Credit Union	lynn, MA	$373M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Summit Federal Credit Union	Greensboro, NC	$369M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
Tba Federal Credit Union	Traverse City, MI	$390M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	Publishes International wire	Overdraft not published
Ten Federal Credit Union	Nashville, TN	$392M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
West-Aircomm Federal Credit Union	Beaver, PA	$376M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft

✓ publishes the fee. – not published.

25 peers selected · 15 publish this fee(monthly maintenance)

10 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

Monthly maintenance is broadly aligned with similar-sized credit unions: within 1% of their median.

Its published price is $5.95, against a peer median of $5.95 among 15 publishing peers.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Nov 3, 2026.

Monthly maintenance fee in dollars, one mark per institution

Ignite Federal Credit Uni…Peer (equal prices stack)Peer median

Against this institution's monthly maintenance fee

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Nov 3, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Published fee schedule

Amounts from Ignite Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Checking Plus Account Monthly service charge$5.95
per month
Dormant Account (no activity for 12 months)$25
per month
Account Research/Reconciliation fee$20
Not compared: Charged per hour; comparison unavailable
per hour
Paper Statement$5
per month

Overdraft & NSF

NSF, Courtesy Pay, or Overdraft Fee (paid or unpaid)$27

ATM & Card

Card Replacement Fee$10

Wire Transfers

Wire Transfer, Out-going Fee$35
Wire Transfer, Incoming Fee$10

Check Services

Cashier's Check Fee$3
per item
Money Order's Fee$3
per item
Stop Payment Fee$27
Temporary Checks$2
per item · Per page
Non-member Check Cashing Fee$10

Digital & Electronic

Use Online BillPay or Account-To-Account Transfers: Gift Card$3

Cash & Deposit

Deposited Items Returned Unpaid$15

Account Services

Notary Fee (non member)$10
per item
Levy/Garnishment/Subpoena Fees$35
Mortgage Discharge or Subordination Fee$50

Gift & Prepaid Cards

Gift Card$3

Other Fees

Document Copy Fee$2
per item
Skip a Payment$35

Fee	Amount	Basis	Note
Account Maintenance
Checking Plus Account Monthly service charge	$5.95	per month	None
Dormant Account (no activity for 12 months)	$25	per month	None
Account Research/Reconciliation fee	$20Not compared: Charged per hour; comparison unavailable	per hour	None
Paper Statement	$5	per month	None
Overdraft & NSF
NSF, Courtesy Pay, or Overdraft Fee (paid or unpaid)	$27	Not stated	None
ATM & Card
Card Replacement Fee	$10	Not stated	None
Wire Transfers
Wire Transfer, Out-going Fee	$35	Not stated	None
Wire Transfer, Incoming Fee	$10	Not stated	None
Check Services
Cashier's Check Fee	$3	per item	None
Money Order's Fee	$3	per item	None
Stop Payment Fee	$27	Not stated	None
Temporary Checks	$2	per item	Per page
Non-member Check Cashing Fee	$10	Not stated	None
Digital & Electronic
Use Online BillPay or Account-To-Account Transfers: Gift Card	$3	Not stated	None
Cash & Deposit
Deposited Items Returned Unpaid	$15	Not stated	None
Account Services
Notary Fee (non member)	$10	per item	None
Levy/Garnishment/Subpoena Fees	$35	Not stated	None
Mortgage Discharge or Subordination Fee	$50	Not stated	None
Gift & Prepaid Cards
Gift Card	$3	Not stated	None
Other Fees
Document Copy Fee	$2	per item	None
Skip a Payment	$35	Not stated	None

Correct a fee source

Nov 1, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when Ignite Federal Credit Union's foreign transaction changes in our data

We check once a day and send one email covering every change.

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Checking Plus Account
Ignite Federal Credit Union: $5.95
Ignite Federal Credit Union: $5.95
U.S. median: no median
Overdraft (OD)
Ignite Federal Credit Union: $27
Ignite Federal Credit Union: $27
U.S. median: no median
Wire Transfer (Domestic Out)
Ignite Federal Credit Union: $35
Ignite Federal Credit Union: $35
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 1, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Michigan, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Michigan: Banks and credit unions headquartered in Michigan that publish the fee.
Chicago district: Banks and credit unions headquartered in the Chicago Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Among its peers

Ignite Federal Credit Union · $380M in assets

The 25 credit unions closest in assets

Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 19 states.

Credit unions only
$367M to $393M in assets
Headquartered in 19 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
Ignite Federal Credit Union(this institution)	Battle Creek, MI	$380M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Abri Federal Credit Union	Romeoville, IL	$381M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Allegiance Federal Credit Union	Oklahoma City, OK	$372M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Arsenal Federal Credit Union	Arnold, MO	$387M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Beacon Credit Union, Incorporated	Lynchburg, VA	$392M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Cascade Federal Credit Union	Kent, WA	$393M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
Cy-Fair Federal Credit Union	Houston, TX	$383M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
First Capital Federal Credit Union	York, PA	$368M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Fremont Federal Credit Union	Fremont, OH	$391M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Great Basin Federal Credit Union	Reno, NV	$373M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Great Northwest Federal Credit Union	Aberdeen, WA	$375M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Industrial Credit Union of Whatcom County	Bellingham, WA	$392M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Marshall Community Federal Credit Union	Marshall, MI	$372M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Mutual Security Federal Credit Union	Shelton, CT	$385M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Panhandle Federal Credit Union	Panama City, FL	$368M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Pasadena Federal Credit Union	Pasadena, CA	$375M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Peopleschoice Federal Credit Union	Biddeford, ME	$367M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Piedmont Advantage Credit Union	Winston Salem, NC	$368M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Premier Federal Credit Union	Des Moines, IA	$383M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
Prospera Federal Credit Union	Appleton, WI	$379M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Sea West Coast Guard Federal Credit Union	Oakland, CA	$378M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
St. Jean'S Federal Credit Union	lynn, MA	$373M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Summit Federal Credit Union	Greensboro, NC	$369M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
Tba Federal Credit Union	Traverse City, MI	$390M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	Publishes International wire	Overdraft not published
Ten Federal Credit Union	Nashville, TN	$392M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
West-Aircomm Federal Credit Union	Beaver, PA	$376M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft

✓ publishes the fee. – not published.

25 peers selected · 15 publish this fee(monthly maintenance)

10 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

Monthly maintenance is broadly aligned with similar-sized credit unions: within 1% of their median.

Its published price is $5.95, against a peer median of $5.95 among 15 publishing peers.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Nov 3, 2026.

Monthly maintenance fee in dollars, one mark per institution

Ignite Federal Credit Uni…Peer (equal prices stack)Peer median

Against this institution's monthly maintenance fee

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Nov 3, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Published fee schedule

Amounts from Ignite Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Checking Plus Account Monthly service charge$5.95
per month
Dormant Account (no activity for 12 months)$25
per month
Account Research/Reconciliation fee$20
Not compared: Charged per hour; comparison unavailable
per hour
Paper Statement$5
per month

Overdraft & NSF

NSF, Courtesy Pay, or Overdraft Fee (paid or unpaid)$27

ATM & Card

Card Replacement Fee$10

Wire Transfers

Wire Transfer, Out-going Fee$35
Wire Transfer, Incoming Fee$10

Check Services

Cashier's Check Fee$3
per item
Money Order's Fee$3
per item
Stop Payment Fee$27
Temporary Checks$2
per item · Per page
Non-member Check Cashing Fee$10

Digital & Electronic

Use Online BillPay or Account-To-Account Transfers: Gift Card$3

Cash & Deposit

Deposited Items Returned Unpaid$15

Account Services

Notary Fee (non member)$10
per item
Levy/Garnishment/Subpoena Fees$35
Mortgage Discharge or Subordination Fee$50

Gift & Prepaid Cards

Gift Card$3

Other Fees

Document Copy Fee$2
per item
Skip a Payment$35

Fee	Amount	Basis	Note
Account Maintenance
Checking Plus Account Monthly service charge	$5.95	per month	None
Dormant Account (no activity for 12 months)	$25	per month	None
Account Research/Reconciliation fee	$20Not compared: Charged per hour; comparison unavailable	per hour	None
Paper Statement	$5	per month	None
Overdraft & NSF
NSF, Courtesy Pay, or Overdraft Fee (paid or unpaid)	$27	Not stated	None
ATM & Card
Card Replacement Fee	$10	Not stated	None
Wire Transfers
Wire Transfer, Out-going Fee	$35	Not stated	None
Wire Transfer, Incoming Fee	$10	Not stated	None
Check Services
Cashier's Check Fee	$3	per item	None
Money Order's Fee	$3	per item	None
Stop Payment Fee	$27	Not stated	None
Temporary Checks	$2	per item	Per page
Non-member Check Cashing Fee	$10	Not stated	None
Digital & Electronic
Use Online BillPay or Account-To-Account Transfers: Gift Card	$3	Not stated	None
Cash & Deposit
Deposited Items Returned Unpaid	$15	Not stated	None
Account Services
Notary Fee (non member)	$10	per item	None
Levy/Garnishment/Subpoena Fees	$35	Not stated	None
Mortgage Discharge or Subordination Fee	$50	Not stated	None
Gift & Prepaid Cards
Gift Card	$3	Not stated	None
Other Fees
Document Copy Fee	$2	per item	None
Skip a Payment	$35	Not stated	None

Correct a fee source

Nov 1, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.