Michigan Schools And Government Federal Credit Union

Headquarters: Clinton Township, Michigan
Charter: Credit Union
Assets: $4.4B
Fed district: Chicago

19 published fees; none has a market median to compare yet.

Source: its fee schedule, read Mar 17, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Non-Network ATM
Michigan Schools And Government Federal Credit Union: $2
Michigan Schools And Government Federal Credit Union: $2
U.S. median: no median
Wire Transfer (Domestic Out)
Michigan Schools And Government Federal Credit Union: $20
Michigan Schools And Government Federal Credit Union: $20
U.S. median: no median
Stop Payment
Compared at $32.50, the middle of its prices
Michigan Schools And Government Federal Credit Union: $30 to $35
Michigan Schools And Government Federal Credit Union: $30 to $35
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Mar 17, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Michigan, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Michigan: Banks and credit unions headquartered in Michigan that publish the fee.
Chicago district: Banks and credit unions headquartered in the Chicago Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Michigan Schools And Government Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Dormant Account (per quarter)$15
Not compared: Quarterly charge, not monthly
per quarter
Account Reconciliation (per hour)$25
Not compared: Charged per hour; comparison unavailable
per hour
Account Research (per hour)$25
Not compared: Charged per hour; comparison unavailable
per hour
Returned Mail$5

ATM & Card

Non-Network ATM$2
Replacement Debit Card$5
Rush Fee$15
per item
Foreign Transaction Fee (audience not stated, treated as personal)1%of the transaction
per transaction

Wire Transfers

Outgoing Domestic Wire Transfers$20
Outgoing Foreign Wire Transfer$50

Check Services

Money Orders$3
Stop Payment$30
Stop Payment (Consecutive Series)$35
Starter Checks (per page)$1
per item
Check Cashing (Non-Member Only)$10
per item
Copy of Check (per check)$2
per item
Copy of Sales Draft for Debit Card$6

Digital & Electronic

Online Bill Pay: Expedited Electronic Payment$10

Cash & Deposit

Return Deposit Item$10

Account Services

Lost Key Replacement (per key)$10
Not compared: Box drilling or key fee
per item
Safe Deposit Box 10 x 10$95
Safe Deposit Box 2 x 5$30
Safe Deposit Box 3 x 10$45
Safe Deposit Box 3 x 5$32
Safe Deposit Box 5 x 10$55
Safe Deposit Box 5 x 5$35
Home Equity Subordination$200

Lending Fees

Late Payment$25

Gift & Prepaid Cards

Gift Card (each card)$5
per item

Other Fees

Document Copy$6
Statement Copy (per page per document)$3
per item
Loan Extension (audience not stated, treated as personal)$35
Skip-a-Pay$35

Fee	Amount	Basis	Note
Account Maintenance
Dormant Account (per quarter)	$15Not compared: Quarterly charge, not monthly	per quarter	None
Account Reconciliation (per hour)	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Account Research (per hour)	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Returned Mail	$5	Not stated	None
ATM & Card
Non-Network ATM	$2	Not stated	None
Replacement Debit Card	$5	Not stated	None
Rush Fee	$15	per item	None
Foreign Transaction Fee (audience not stated, treated as personal)	1%of the transaction	per transaction	None
Wire Transfers
Outgoing Domestic Wire Transfers	$20	Not stated	None
Outgoing Foreign Wire Transfer	$50	Not stated	None
Check Services
Money Orders	$3	Not stated	None
Stop Payment	$30	Not stated	None
Stop Payment (Consecutive Series)	$35	Not stated	None
Starter Checks (per page)	$1	per item	None
Check Cashing (Non-Member Only)	$10	per item	None
Copy of Check (per check)	$2	per item	None
Copy of Sales Draft for Debit Card	$6	Not stated	None
Digital & Electronic
Online Bill Pay: Expedited Electronic Payment	$10	Not stated	None
Cash & Deposit
Return Deposit Item	$10	Not stated	None
Account Services
Lost Key Replacement (per key)	$10Not compared: Box drilling or key fee	per item	None
Safe Deposit Box 10 x 10	$95	Not stated	None
Safe Deposit Box 2 x 5	$30	Not stated	None
Safe Deposit Box 3 x 10	$45	Not stated	None
Safe Deposit Box 3 x 5	$32	Not stated	None
Safe Deposit Box 5 x 10	$55	Not stated	None
Safe Deposit Box 5 x 5	$35	Not stated	None
Home Equity Subordination	$200	Not stated	None
Lending Fees
Late Payment	$25	Not stated	None
Gift & Prepaid Cards
Gift Card (each card)	$5	per item	None
Other Fees
Document Copy	$6	Not stated	None
Statement Copy (per page per document)	$3	per item	None
Loan Extension (audience not stated, treated as personal)	$35	Not stated	None
Skip-a-Pay	$35	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Mar 17, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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