Best Financial Federal Credit Union

Headquarters: Muskegon, Michigan
Charter: Credit Union
Assets: $154.3M
Fed district: Chicago

19 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 4, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Second Chance Checking
Best Financial Federal Credit Union: $10
Best Financial Federal Credit Union: $10
U.S. median: no median
Overdraft (OD)
Best Financial Federal Credit Union: $28
Best Financial Federal Credit Union: $28
U.S. median: no median
NSF / Returned Item
Compared at $21.50, the middle of its prices
Best Financial Federal Credit Union: $15 to $28
Best Financial Federal Credit Union: $15 to $28
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 4, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Michigan, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Michigan: Banks and credit unions headquartered in Michigan that publish the fee.
Chicago district: Banks and credit unions headquartered in the Chicago Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Best Financial Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Second Chance Checking Monthly service charge$10
per month
Dormant Account$5
per month
Escheat & Legal / Government Processing$75
Account Reconciliation / Research$25
Not compared: Charged per hour; comparison unavailable
per hour · Account Reconciliation / Research | $25.00 per hour min.
Paper Statement Processing$2
per item
Return Mail / Bad Address$15
per month

Overdraft & NSF

Courtesy Pay$28
per item
Non-Sufficient Funds (NSF)$28
Returned Item Unpaid$15
per item

ATM & Card

ATM / Debit Replacement$10
Expedited ATM / Debit Card$75
International Transaction Fee1%of the transaction
International Transaction Fee (audience not stated, treated as personal)1%of the transaction

Wire Transfers

Wire Transfer (outgoing / domestic)$25
Wire Transfer (incoming / domestic)$3

Check Services

Cashier's Check / Money Order$2
per item
Stop Payment (Personal and Cashiers)$28
Non-Member Check Cashing$10
per item
Foreign Item Processing$10
Account Printout / Statement / Fax / Check Copy$1
Not compared: Charged per page; comparison unavailable
per page

Digital & Electronic

ACH Origination (One Time)$10
one time
Bill Pay Inactivity$5
per month

Account Services

Mortgage Subordination$200

Gift & Prepaid Cards

VISA Gift Card (One Time Use)$4
one time
VISA Gift Card (Reloadable)$7.50

Other Fees

Skip-A-Payment$30
per item

Fee	Amount	Basis	Note
Account Maintenance
Second Chance Checking Monthly service charge	$10	per month	None
Dormant Account	$5	per month	None
Escheat & Legal / Government Processing	$75	Not stated	None
Account Reconciliation / Research	$25Not compared: Charged per hour; comparison unavailable	per hour	Account Reconciliation / Research \| $25.00 per hour min.
Paper Statement Processing	$2	per item	None
Return Mail / Bad Address	$15	per month	None
Overdraft & NSF
Courtesy Pay	$28	per item	None
Non-Sufficient Funds (NSF)	$28	Not stated	None
Returned Item Unpaid	$15	per item	None
ATM & Card
ATM / Debit Replacement	$10	Not stated	None
Expedited ATM / Debit Card	$75	Not stated	None
International Transaction Fee	1%of the transaction	Not stated	None
International Transaction Fee (audience not stated, treated as personal)	1%of the transaction	Not stated	None
Wire Transfers
Wire Transfer (outgoing / domestic)	$25	Not stated	None
Wire Transfer (incoming / domestic)	$3	Not stated	None
Check Services
Cashier's Check / Money Order	$2	per item	None
Stop Payment (Personal and Cashiers)	$28	Not stated	None
Non-Member Check Cashing	$10	per item	None
Foreign Item Processing	$10	Not stated	None
Account Printout / Statement / Fax / Check Copy	$1Not compared: Charged per page; comparison unavailable	per page	None
Digital & Electronic
ACH Origination (One Time)	$10	one time	None
Bill Pay Inactivity	$5	per month	None
Account Services
Mortgage Subordination	$200	Not stated	None
Gift & Prepaid Cards
VISA Gift Card (One Time Use)	$4	one time	None
VISA Gift Card (Reloadable)	$7.50	Not stated	None
Other Fees
Skip-A-Payment	$30	per item	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Nov 4, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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