Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

Best Financial Federal Credit Union

Muskegon, MichiganCredit UnionChicago Fed districtFees collected Feb 17, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Reconciliation / Research$25Within the typical range ($20–$25 nationally)

Overdraft & NSFVerified

Courtesy Pay$28Within the typical range ($25–$32 nationally)
$2 below the national median
per item · Source
Non-Sufficient Funds (NSF)$28Within the typical range ($25–$31 nationally)
$2 below the national median
Source
Returned Item Unpaid$15Below the typical range ($25–$31 nationally)
$15 below the national median
per item · Source

Wire TransfersVerified

Wire Transfer (incoming / domestic)$3Below the typical range ($5–$15 nationally)
$7 below the national median
Source
Wire Transfer (outgoing / domestic)$25Within the typical range ($20–$25 nationally)
At the national median
Source

Check ServicesVerified

Account Printout / Statement / Fax / Check Copy$1Below the typical range ($2–$5 nationally)
$2 below the national median
per item · Source
Cashier's Check / Money Order$2Below the typical range ($3–$5.50 nationally)
$3 below the national median
Source
Non-Member Check Cashing$10Within the typical range ($5–$10 nationally)
$5 above the national median
per item · Source

Digital & ElectronicVerified

ACH Origination (One Time)$10Within the typical range ($5–$20 nationally)
At the national median
Source
Bill Pay Inactivity$5Within the typical range ($0–$11.48 nationally)
$0.03 above the national median
per month · Source

Gift & Prepaid CardsVerified

VISA Gift Card (One Time Use)$4Within the typical range ($3–$4.45 nationally)
$0.50 above the national median
Source
VISA Gift Card (Reloadable)$7.50Above the typical range ($3–$4.45 nationally)
$4 above the national median
Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account Reconciliation / Research	$25Within the typical range ($20–$25 nationally)	At the national median	—	—	Source
Dormant Account	$5Within the typical range ($5–$10 nationally)	At the national median	per month	—	Source
Paper Statement Processing	$2Within the typical range ($2–$5 nationally)	$1 below the national median	—	—	Source
Return Mail / Bad Address	$15Below the typical range ($20–$25 nationally)	$10 below the national median	per month	—	Source
Overdraft & NSFVerified
Courtesy Pay	$28Within the typical range ($25–$32 nationally)	$2 below the national median	per item	—	Source
Non-Sufficient Funds (NSF)	$28
ATM & CardVerified
Expedited ATM / Debit Card	$75Above the typical range ($30–$50 nationally)	$35 above the national median	—	—	Source
Wire TransfersVerified
Wire Transfer (incoming / domestic)	$3Below the typical range ($5–$15 nationally)	$7 below the national median	—	—	Source
Wire Transfer (outgoing / domestic)	$25
Check ServicesVerified
Account Printout / Statement / Fax / Check Copy	$1Below the typical range ($2–$5 nationally)	$2 below the national median	per item	—	Source
Cashier's Check / Money Order	$2
Digital & ElectronicVerified
ACH Origination (One Time)	$10Within the typical range ($5–$20 nationally)	At the national median	—	—	Source
Bill Pay Inactivity	$5
Account ServicesVerified
Mortgage Subordination	$200Above the typical range ($50–$150 nationally)	$100 above the national median	—	—	Source
Lending FeesVerified
Skip-A-Payment	$30Above the typical range ($15–$25 nationally)	$9 above the national median	—	—	Source
Gift & Prepaid CardsVerified
VISA Gift Card (One Time Use)	$4Within the typical range ($3–$4.45 nationally)	$0.50 above the national median	—	—	Source
VISA Gift Card (Reloadable)	$7.50

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$28

Overdraft fee: $28

7% below the national median overdraft fee

Total fees: 19 — leaner than most institutions

Headline fees published

6 of 15

Published fees

Under review

Assets

$154.3M

Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$154.3M

Total deposits

$130.4M

Service charge income (year to date)

$571K

Fee income ratio

10.5%

Return on assets

0.05%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

Unlock all 61 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.

Based on 34,850 published fee entries from 2,498 institutions

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