Benchmark Bank

Headquarters: Plano, Texas
Charter: Bank
Assets: $1.6B
Fed district: Dallas

10 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 4, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Compared at $9, the middle of its prices
Benchmark Bank: $5 to $12
Benchmark Bank: $5 to $12
U.S. median: no median
Overdraft (OD)
Benchmark Bank: $30
Benchmark Bank: $30
U.S. median: no median
NSF / Returned Item
Benchmark Bank: $30
Benchmark Bank: $30
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 4, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Texas, the Dallas district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Texas: Banks and credit unions headquartered in Texas that publish the fee.
Dallas district: Banks and credit unions headquartered in the Dallas Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Hey Hamilton,What deserves a closer look?

Bring fees, filings and market context together.

Explore Hamilton Order a Competitive Fee Position Report from $300

Published fee schedule

Amounts from Benchmark Bank’s own schedules, with a source for each figure.

Account Maintenance

Service charge (audience not stated, treated as personal)$10
per month
Service Charge (audience not stated, treated as personal)$12
per month
Service charge fee (audience not stated, treated as personal)$8
per month
Service charge fee (audience not stated, treated as personal)$10
per month
Service charge fee (audience not stated, treated as personal)$8
per month
Service charge fee (audience not stated, treated as personal)$5
per month
Inactivity Fee (audience not stated, treated as personal)$10
per month

Overdraft & NSF

Each overdraft paid$30
per item
Return item fee (audience not stated, treated as personal)$30
per item

ATM & Card

Replace Lost/Stolen debit card (audience not stated, treated as personal)$5
per item

Check Services

Stop payments (audience not stated, treated as personal)$35
per item
Foreign Check Processing (audience not stated, treated as personal)$40

Digital & Electronic

Online ACH Origination Module (audience not stated, treated as personal)$15
Not compared: Monthly charge, not per item
per month
Same Day ACH originated (audience not stated, treated as personal)$0.50
per item

Cash & Deposit

Deposit item return (audience not stated, treated as personal)$5
Foreign Check Chargeback (audience not stated, treated as personal)$20

Gift & Prepaid Cards

Visa® Gift Card (audience not stated, treated as personal)$2.50
Not compared: Monthly charge, not per item
per month
Visa® Gift Card (audience not stated, treated as personal)$5
per item

Fee	Amount	Basis	Note
Account Maintenance
Service charge (audience not stated, treated as personal)	$10	per month	None
Service Charge (audience not stated, treated as personal)	$12	per month	None
Service charge fee (audience not stated, treated as personal)	$8	per month	None
Service charge fee (audience not stated, treated as personal)	$10	per month	None
Service charge fee (audience not stated, treated as personal)	$8	per month	None
Service charge fee (audience not stated, treated as personal)	$5	per month	None
Inactivity Fee (audience not stated, treated as personal)	$10	per month	None
Overdraft & NSF
Each overdraft paid	$30	per item	None
Return item fee (audience not stated, treated as personal)	$30	per item	None
ATM & Card
Replace Lost/Stolen debit card (audience not stated, treated as personal)	$5	per item	None
Check Services
Stop payments (audience not stated, treated as personal)	$35	per item	None
Foreign Check Processing (audience not stated, treated as personal)	$40	Not stated	None
Digital & Electronic
Online ACH Origination Module (audience not stated, treated as personal)	$15Not compared: Monthly charge, not per item	per month	None
Same Day ACH originated (audience not stated, treated as personal)	$0.50	per item	None
Cash & Deposit
Deposit item return (audience not stated, treated as personal)	$5	Not stated	None
Foreign Check Chargeback (audience not stated, treated as personal)	$20	Not stated	None
Gift & Prepaid Cards
Visa® Gift Card (audience not stated, treated as personal)	$2.50Not compared: Monthly charge, not per item	per month	None
Visa® Gift Card (audience not stated, treated as personal)	$5	per item	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Nov 4, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when Benchmark Bank's ach origination changes in our data

We check once a day and send one email covering every change.