Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

Filer Federal Credit Union

Manistee, MichiganCredit UnionChicago Fed districtFees collected Oct 6, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Balancing ……………………………………………………….$25Within the typical range ($20–$25 nationally)

Overdraft & NSFVerified

Courtesy Pay Fee (Per Item) ……………………………………….……$25Within the typical range ($25–$32 nationally)
$5 below the national median
per item · Source
Non-sufficient Fund Fee (Per Item) ………………………………………$25Within the typical range ($25–$31.50 nationally)
$5 below the national median
per item · Source
Returned Item Fee (Fraudulent) Per Iten …………………………………$25Within the typical range ($25–$31.50 nationally)
$5 below the national median
Source

ATM & CardVerified

ATM or Debit Card Replacement ……………………………………….$10Within the typical range ($5–$10 nationally)
At the national median
Source
ATM or Debit Card Rush/Expedited …………………………………….$25Below the typical range ($30–$50 nationally)
$15 below the national median
Source

Check ServicesVerified

Cancelled Check Copy (Per Item) ……………………………………….$1Below the typical range ($2–$5 nationally)
$2 below the national median
per item · Source
Corporate/Cashier Checks ……………………………………………….$5Within the typical range ($3–$5.50 nationally)
At the national median
Source
Counter/Starter Checks (4 per page) …………………………………….$1Within the typical range ($1–$4 nationally)
$1 below the national median
Source
Money Order ……………………………………………………………….$2Within the typical range ($1.75–$3 nationally)
At the national median
Source
Stop Payment fee (Per Request) …………………………………………$20Within the typical range ($20–$30 nationally)
$6 below the national median
Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account Balancing ……………………………………………………….	$25Within the typical range ($20–$25 nationally)	At the national median	—	—	Source
Account Closure within 90 days …………………………………………	$5Below the typical range ($10–$25 nationally)	$10 below the national median	—	—	Source
Overdraft & NSFVerified
Courtesy Pay Fee (Per Item) ……………………………………….……	$25Within the typical range ($25–$32 nationally)	$5 below the national median	per item	—	Source
Non-sufficient Fund Fee (Per Item) ………………………………………	$25
ATM & CardVerified
ATM or Debit Card Replacement ……………………………………….	$10Within the typical range ($5–$10 nationally)	At the national median	—	—	Source
ATM or Debit Card Rush/Expedited …………………………………….	$25
Wire TransfersVerified
Domestic Wire fee: Incoming .	$5Within the typical range ($5–$15 nationally)	$5 below the national median	—	—	Source
Domestic Wire fee: Outgoing .	$25
Check ServicesVerified
Cancelled Check Copy (Per Item) ……………………………………….	$1Below the typical range ($2–$5 nationally)	$2 below the national median	per item	—	Source
Corporate/Cashier Checks ……………………………………………….	$5
Digital & ElectronicVerified
Online Bill Pay fee (free w/E-statements)	$3Within the typical range ($0–$11.13 nationally)	$1.95 below the national median	—	—	Source
Account ServicesVerified
Garnishment or Tax Levy (Per Item) …………………………………….	$50Within the typical range ($30–$75 nationally)	At the national median	per item	—	Source
Gift & Prepaid CardsVerified
Visa Gift Card ……………………………………………………………….	$5Above the typical range ($3–$4.50 nationally)	$1.50 above the national median	—	—	Source
Other FeesVerified
Statement Copy fee (Per Statement) ……………………………………	$5Within the typical range ($2–$5 nationally)	$2 above the national median	—	—	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$25

Overdraft fee: $25

17% below the national median overdraft fee

Total fees: 18 — leaner than most institutions

Headline fees published

7 of 15

Published fees

Under review

Assets

$262.4M

Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$262.4M

Total deposits

$232.6M

Service charge income (year to date)

$650K

Fee income ratio

9.1%

Return on assets

1.26%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

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Based on 37,727 published fee entries from 2,634 institutions

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