Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

Montcalm Public Employees Federal Credit Union

Edmore, MichiganCredit UnionChicago Fed districtFees collected Feb 17, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account reconciliation fee$10Below the typical range ($17.50–$25 nationally)

Knox deterministic extraction from Rosetta artifact #4656. canonical_hint=account_research; text_hash=b7a5ed96947b2250a51bd7f223056dd0e4d512bc31e57c24175ba6b40ec03b94; excerpt="Account reconciliation fee: $10.00 per hour" · Source

Overdraft & NSFVerified

Draft Returned – NSF$20Below the typical range ($25–$31 nationally)
$10 below the national median
Knox deterministic extraction from Rosetta artifact #4656. canonical_hint=nsf; text_hash=b7a5ed96947b2250a51bd7f223056dd0e4d512bc31e57c24175ba6b40ec03b94; excerpt="Draft Returned – NSF: $20.00 per draft" · Source
NSF Fee$20Below the typical range ($25–$31 nationally)
$10 below the national median
per item · Knox deterministic extraction from Rosetta artifact #4656. canonical_hint=nsf; text_hash=b7a5ed96947b2250a51bd7f223056dd0e4d512bc31e57c24175ba6b40ec03b94; excerpt="NSF Fee: $20.00 per item" · Source
Overdraft transfer fee$3Within the typical range ($2.38–$5 nationally)
$2 below the national median
Knox deterministic extraction from Rosetta artifact #4656. canonical_hint=od_protection_transfer; text_hash=b7a5ed96947b2250a51bd7f223056dd0e4d512bc31e57c24175ba6b40ec03b94; excerpt="Overdraft transfer fee: $3.00 per overdraft" · Source

ATM & CardVerified

ATM Withdrawals$1Within the typical range ($1–$2.50 nationally)
$0.50 below the national median
per month · Knox deterministic extraction from Rosetta artifact #4656. canonical_hint=atm_non_network; text_hash=b7a5ed96947b2250a51bd7f223056dd0e4d512bc31e57c24175ba6b40ec03b94; excerpt="ATM Withdrawals: $1.00 per withdrawal in excess of four (4) per month." · Source
Card Replacement Fee$5Within the typical range ($5–$10 nationally)
$5 below the national median
Knox deterministic extraction from Rosetta artifact #4656. canonical_hint=card_replacement; text_hash=b7a5ed96947b2250a51bd7f223056dd0e4d512bc31e57c24175ba6b40ec03b94; excerpt="Card Replacement Fee: $5.00 per card" · Source

Check ServicesVerified

Non Member Check Cashing$5Within the typical range ($5–$10 nationally)
At the national median
per item · Knox deterministic extraction from Rosetta artifact #4656. canonical_hint=check_cashing; text_hash=b7a5ed96947b2250a51bd7f223056dd0e4d512bc31e57c24175ba6b40ec03b94; excerpt="Non Member Check Cashing: $5.00 per check" · Source
Stop payment fee$20Within the typical range ($20–$30 nationally)
$7 below the national median
Knox deterministic extraction from Rosetta artifact #4656. canonical_hint=stop_payment; text_hash=b7a5ed96947b2250a51bd7f223056dd0e4d512bc31e57c24175ba6b40ec03b94; excerpt="Stop payment fee: $20.00 per order" · Source

Other FeesVerified

Statement copy fee$1Below the typical range ($2–$5 nationally)
$2 below the national median
Knox deterministic extraction from Rosetta artifact #4656. canonical_hint=document_reproduction; text_hash=b7a5ed96947b2250a51bd7f223056dd0e4d512bc31e57c24175ba6b40ec03b94; excerpt="Statement copy fee: $1.00 per page" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account reconciliation fee	$10Below the typical range ($17.50–$25 nationally)	$15 below the national median	—	Knox deterministic extraction from Rosetta artifact #4656. canonical_hint=account_research; text_hash=b7a5ed96947b2250a51bd7f223056dd0e4d512bc31e57c24175ba6b40ec03b94; excerpt="Account reconciliation fee: $10.00 per hour"	Source
Overdraft & NSFVerified
Draft Returned – NSF	$20Below the typical range ($25–$31 nationally)	$10 below the national median	—	Knox deterministic extraction from Rosetta artifact #4656. canonical_hint=nsf; text_hash=b7a5ed96947b2250a51bd7f223056dd0e4d512bc31e57c24175ba6b40ec03b94; excerpt="Draft Returned – NSF: $20.00 per draft"	Source
NSF Fee
ATM & CardVerified
ATM Withdrawals	$1Within the typical range ($1–$2.50 nationally)	$0.50 below the national median	per month	Knox deterministic extraction from Rosetta artifact #4656. canonical_hint=atm_non_network; text_hash=b7a5ed96947b2250a51bd7f223056dd0e4d512bc31e57c24175ba6b40ec03b94; excerpt="ATM Withdrawals: $1.00 per withdrawal in excess of four (4) per month."	Source
Card Replacement Fee
Check ServicesVerified
Non Member Check Cashing	$5Within the typical range ($5–$10 nationally)	At the national median	per item	Knox deterministic extraction from Rosetta artifact #4656. canonical_hint=check_cashing; text_hash=b7a5ed96947b2250a51bd7f223056dd0e4d512bc31e57c24175ba6b40ec03b94; excerpt="Non Member Check Cashing: $5.00 per check"	Source
Stop payment fee
Other FeesVerified
Statement copy fee	$1Below the typical range ($2–$5 nationally)	$2 below the national median	—	Knox deterministic extraction from Rosetta artifact #4656. canonical_hint=document_reproduction; text_hash=b7a5ed96947b2250a51bd7f223056dd0e4d512bc31e57c24175ba6b40ec03b94; excerpt="Statement copy fee: $1.00 per page"	Source

Fee change alerts

Get an email when Montcalm Public Employees Federal Credit Union changes a fee

One email when a verified fee you follow changes. Nothing else unless you ask for it.

Work at Montcalm Public Employees Federal Credit Union? Benchmark it against peers, free

Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

NSF fee: $20

33% below the national median NSF fee

Total fees: 9 — leaner than most institutions

Published fees

Under review

Assets

$26.9M

Work at Montcalm Public Employees Federal Credit Union? See every fee vs. your peers.

The Competitive Fee Position Report: every fee on this page benchmarked against a verified peer set, in a board-ready document. free, delivered in 48 hours.

Get your free report Correct or add a fee source

Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$26.9M

Total deposits

$22.3M

Service charge income (year to date)

$17K

Fee income ratio

2.8%

Return on assets

1.30%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

Unlock all 61 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.

Based on 25,267 verified fees from 2,206 institutions

See pricing