Sunrise Family Federal Credit Union

Headquarters: Bay City, Michigan
Charter: Credit Union
Assets: $133.5M
Fed district: Chicago

23 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 20, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Sunrise Family Federal Credit Union: $25
Sunrise Family Federal Credit Union: $25
U.S. median: no median
NSF / Returned Item
Sunrise Family Federal Credit Union: $25
Sunrise Family Federal Credit Union: $25
U.S. median: no median
Wire Transfer (Domestic Out)
Sunrise Family Federal Credit Union: $25
Sunrise Family Federal Credit Union: $25
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 20, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Michigan, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Michigan: Banks and credit unions headquartered in Michigan that publish the fee.
Chicago district: Banks and credit unions headquartered in the Chicago Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Sunrise Family Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Early Account Closure$10
Dormant Account$10
per month
Dormant Fee (after 12 months)$10
Paper Statement Fee$2
Bad Address (monthly fee)$5
per month

Overdraft & NSF

Courtesy Pay/Overdraft(per presentment)$25
per item
Overdraft (OD)$25
Message Pay NSF Fee$25
Nonsufficient funds fee$25
per item

ATM & Card

Debit Card Replacement$10
Replacement card fee$10
per item

Wire Transfers

Wire Transfers-Domestic Outgoing (each)$25
per item
Wire Transfers-Domestic Incoming (each)$15
per item
Wire Transfers-Foreign Outgoing (each)$75
per item
Wire Transfers-Foreign Incoming (each)$50
per item

Check Services

Money Order (Each)$2
per item
Stop Payment Request (ACH/EFT/Drafts)$25
Check Cashing (non-members)$10
Foreign Item Processing$25

Digital & Electronic

Same Day ACH Origination$25

Cash & Deposit

Return Deposit Item$25

Account Services

Notary per Document (non-members)$10
per item
Garnishment/Levy/Escheat Processing$50

Lending Fees

Late Payment (Consumer Loans & Credit Cards)$25

Retirement & IRA

IRA Transfer Out$25

Gift & Prepaid Cards

Gift Card$3.50

Other Fees

Statement Copy$5
Transaction Copy/History per Page$1
per item

Fee	Amount	Basis	Note
Account Maintenance
Early Account Closure	$10	Not stated	None
Dormant Account	$10	per month	None
Dormant Fee (after 12 months)	$10	Not stated	None
Paper Statement Fee	$2	Not stated	None
Bad Address (monthly fee)	$5	per month	None
Overdraft & NSF
Courtesy Pay/Overdraft(per presentment)	$25	per item	None
Overdraft (OD)	$25	Not stated	None
Message Pay NSF Fee	$25	Not stated	None
Nonsufficient funds fee	$25	per item	None
ATM & Card
Debit Card Replacement	$10	Not stated	None
Replacement card fee	$10	per item	None
Wire Transfers
Wire Transfers-Domestic Outgoing (each)	$25	per item	None
Wire Transfers-Domestic Incoming (each)	$15	per item	None
Wire Transfers-Foreign Outgoing (each)	$75	per item	None
Wire Transfers-Foreign Incoming (each)	$50	per item	None
Check Services
Money Order (Each)	$2	per item	None
Stop Payment Request (ACH/EFT/Drafts)	$25	Not stated	None
Check Cashing (non-members)	$10	Not stated	None
Foreign Item Processing	$25	Not stated	None
Digital & Electronic
Same Day ACH Origination	$25	Not stated	None
Cash & Deposit
Return Deposit Item	$25	Not stated	None
Account Services
Notary per Document (non-members)	$10	per item	None
Garnishment/Levy/Escheat Processing	$50	Not stated	None
Lending Fees
Late Payment (Consumer Loans & Credit Cards)	$25	Not stated	None
Retirement & IRA
IRA Transfer Out	$25	Not stated	None
Gift & Prepaid Cards
Gift Card	$3.50	Not stated	None
Other Fees
Statement Copy	$5	Not stated	None
Transaction Copy/History per Page	$1	per item	None

Correct a fee source

Oct 20, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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