vs. U.S. typical range:LowerTypicalHigher
per month · Source
per item · Source
$2.95 below the national median
Knox extract.rules v16 categorized a line held for review from Rosetta artifact #4667. canonical_hint=prepaid_card_reload; text_hash=aa04a242036bad3ea26b1bd4dcc850bb8cbfc7529170dc7390b88a67a7029183; excerpt="Travel money reload fee: (reload at credit union) | $1.00" · Source
per month · Source
Swipe for source and notes →
| Fee | Amount | vs national median | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Dormant Account Fee: Accounts with no activity for 1 year (unless they have a Visa or IRA or the member is under 16 year | $10Within the typical range ($5–$10 nationally) | $5 above the national median | per month | — | Source |
Overdraft & NSFVerified | |||||
| Courtesy pay fee (per item) | $28Within the typical range ($25–$32 nationally) | $2 below the national median | per item | — | Source |
| NSF fee (Insufficient Funds) both shares & share drafts | $28 | ||||
ATM & CardVerified | |||||
| ATM/VISA/DEBIT replacement of additional cards (per card) | $10Within the typical range ($5–$10 nationally) | At the national median | — | — | Source |
| GCCU card ATM fee: You are allowed unlimited use at our machine (no charge); and unlimited transactions at other locatio | $0 | ||||
Wire TransfersVerified | |||||
| Wire transfers (incoming) | $5Within the typical range ($5–$15 nationally) | $5 below the national median | — | — | Source |
| Wire transfers (outgoing) | Regular | $30 | ||||
Check ServicesVerified | |||||
| Cashiers Check: Made payable to yourself or another party | $2Below the typical range ($3–$6 nationally) | $3 below the national median | — | — | Source |
| Copy of Drafts (processor ordered) | $3 | ||||
Cash & DepositVerified | |||||
| Returned Deposit Item Charge | $15Within the typical range ($10–$25 nationally) | At the national median | — | — | Source |
Account ServicesVerified | |||||
| Garnishement Processing Fee (effective September 1, 2018) | $25Below the typical range ($30–$75 nationally) | $25 below the national median | — | — | Source |
| Notary service: (per document for member) | $0 | ||||
Gift & Prepaid CardsVerified | |||||
| Gift card fee | $3Within the typical range ($3–$4.50 nationally) | $0.50 below the national median | — | — | Source |
| Travel money reload fee: (reload at credit union) | $1 | ||||
Other FeesVerified | |||||
| Copy of Statements (per month) | $2Within the typical range ($2–$5 nationally) | $1 below the national median | per month | — | Source |
| Photocopies (per page) | $0.25 | ||||
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Headline fees vs. national median
Overdraft
$28
Headline fees published
9 of 15
Published fees
21
Under review
0
Assets
$59.7M
Work at Gratiot Community Federal Credit Union? See every fee vs. your peers.
Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$59.7M
Total deposits
$53.1M
Service charge income (year to date)
$283K
Fee income ratio
13.9%
Return on assets
1.28%
Financial profile · Pro
Unlock all 60 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.
| $2 below the national median |
| — |
| — |
| Source |
| $1.75 below the national median |
| — |
| — |
| Source |
| $5 above the national median |
| — |
| — |
| Source |
| At the national median |
| — |
| — |
| Source |
| Money order fee: (per money order for members) | $1.50Within the typical range ($1.50–$3 nationally) | $0.50 below the national median | — | — | Source |
| Money order fee: (per money order for non-member) | $2Within the typical range ($1.50–$3 nationally) | At the national median | — | — | Source |
| Stop payment on a check or an ACH transaction | $20Within the typical range ($20–$30 nationally) | $6 below the national median | — | — | Source |
| $2.50 below the national median |
| — |
| — |
| Source |
| Notary service: (per document for non-member) | $1Within the typical range ($0–$5 nationally) | $1.50 below the national median | — | — | Source |
| $2.95 below the national median |
| — |
| Knox extract.rules v16 categorized a line held for review from Rosetta artifact #4667. canonical_hint=prepaid_card_reload; text_hash=aa04a242036bad3ea26b1bd4dcc850bb8cbfc7529170dc7390b88a67a7029183; excerpt="Travel money reload fee: (reload at credit union) | $1.00" |
| Source |
| $2.75 below the national median |
| — |
| — |
| Source |
| VISA microfiche copy or statement reprints | $5Within the typical range ($2–$5 nationally) | $2 above the national median | — | — | Source |