Energy Capital Federal Credit Union

Headquarters: Houston, Texas
Charter: Credit Union
Assets: $261.4M
Fed district: Dallas

18 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 4, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Power Checking
Energy Capital Federal Credit Union: $10
Energy Capital Federal Credit Union: $10
U.S. median: no median
NSF / Returned Item
Energy Capital Federal Credit Union: $30
Energy Capital Federal Credit Union: $30
U.S. median: no median
Non-Network ATM
Energy Capital Federal Credit Union: $2
Energy Capital Federal Credit Union: $2
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 4, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Texas, the Dallas district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Texas: Banks and credit unions headquartered in Texas that publish the fee.
Dallas district: Banks and credit unions headquartered in the Dallas Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Hey Hamilton,What deserves a closer look?

Bring fees, filings and market context together.

Explore Hamilton Order a Competitive Fee Position Report from $300

Among its peers

Energy Capital Federal Credit Union · $261M in assets

The 25 credit unions closest in assets

Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 17 states.

Credit unions only
$255M to $267M in assets
Headquartered in 17 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
Energy Capital Federal Credit Union(this institution)	Houston, TX	$261M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Overdraft not published
Bridge Federal Credit Union	Powell, OH	$257M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Cacl Federal Credit Union	Pottsville, PA	$256M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Central State Federal Credit Union	Stockton, CA	$258M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Elevate Federal Credit Union	Brigham City, UT	$260M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Filer Federal Credit Union	Manistee, MI	$262M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Gerber Federal Credit Union	Fremont, MI	$260M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	Publishes International wire	Publishes Overdraft
Gulf Coast Federal Credit Union	Corpus Christi, TX	$260M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Hidden River Federal Credit Union	Pottsville, PA	$259M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Highmark Federal Credit Union	Rapid City, SD	$258M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Illiana Financial Federal Credit Union	Calumet City, IL	$264M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	Publishes International wire	Publishes Overdraft
Landings Federal Credit Union	Tempe, AZ	$263M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Midcoast Federal Credit Union	Freeport, ME	$267M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Midwest Community Federal Credit Union	Defiance, OH	$267M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Moog Employees Federal Credit Union	East Aurora, NY	$257M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Mygeorgia Federal Credit Union	Gainesville, GA	$258M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Niagara'S Choice Federal Credit Union	Niagara Falls, NY	$265M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
North Jersey Federal Credit Union	Totowa, NJ	$256M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
One Federal Credit Union	Springfield, VT	$264M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Red Crown Federal Credit Union	Tulsa, OK	$257M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Southwest Heritage Federal Credit Union	Odessa, TX	$261M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Spc Federal Credit Union	Hartsville, SC	$266M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Tremont Federal Credit Union	Boston, MA	$256M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Overdraft not published
Truchoice Federal Credit Union	Portland, ME	$257M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Truecore Federal Credit Union	Newark, OH	$255M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Usx Federal Credit Union	Cranberry Twp, PA	$258M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft

✓ publishes the fee. – not published.

25 peers selected · 8 publish this fee(monthly maintenance)

17 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

Monthly maintenance is $3.51 (54%) above the median of similar-sized credit unions.

Its published price is $10, against a peer median of $6.49 among 8 publishing peers.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026.

Monthly maintenance fee in dollars, one mark per institution

Energy Capital Federal Cr…Peer (equal prices stack)Peer median

Against this institution's monthly maintenance fee

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Published fee schedule

Amounts from Energy Capital Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Power Checking Monthly service charge (audience not stated, treated as personal)$10
per month
Account Reconciliation$25
Not compared: Charged per hour; comparison unavailable
per hour
Paper Statement Fee$2
Paper Statement Fee (waived for 50-Watt Checking)$4
Returned Mail$6

Overdraft & NSF

Non-Sufficient Funds (NSF)$30
per item
Overdraft Protection Transfer$7
Not compared: Daily charge, not per item
per day

ATM & Card

Excessive ATM Withdrawal-Foreign ATM Fee$2
Debit Card Replacement$9

Wire Transfers

Wire Transfer (Outgoing-domestic, in-person)$35
Wire Transfer (Outgoing-domestic, online)$25
Incoming Wire$14
Wire Transfer (Incoming)$16

Check Services

Teller Check (member)$6
Money Order (member)$4
Money Order (non-member)$5
Stop Payment$25
per item
Non-Member Check Cashing$10
Domestic Collection Item$20
Cleared Check Copy$3

Digital & Electronic

ACH Origination – Same Day$30
Bill Pay- Expedited Payment$20
Not compared: Per-item charge, not monthly
per item

Account Services

Late Payment (30 days past due)$10
Not compared: Box drilling or key fee
Safe Deposit Box 10 X 10 (audience not stated, treated as personal)$120
Safe Deposit Box 3 X 10 (audience not stated, treated as personal)$50
Safe Deposit Box 3 x 5 (audience not stated, treated as personal)$25
per year
Safe Deposit Box 3 X 5$25
per year
Safe Deposit Box 5 X 10 (audience not stated, treated as personal)$75
Garnishment, Execution, Levy$50
Not compared: Charged per hour; comparison unavailable
per hour

Other Fees

Overnight Mail Delivery (Member Request)$30
Loan Skip-a-Payment (email/mail/in person)$45
Loan Skip-a-Payment (online)$35

Fee	Amount	Basis	Note
Account Maintenance
Power Checking Monthly service charge (audience not stated, treated as personal)	$10	per month	None
Account Reconciliation	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Paper Statement Fee	$2	Not stated	None
Paper Statement Fee (waived for 50-Watt Checking)	$4	Not stated	None
Returned Mail	$6	Not stated	None
Overdraft & NSF
Non-Sufficient Funds (NSF)	$30	per item	None
Overdraft Protection Transfer	$7Not compared: Daily charge, not per item	per day	None
ATM & Card
Excessive ATM Withdrawal-Foreign ATM Fee	$2	Not stated	None
Debit Card Replacement	$9	Not stated	None
Wire Transfers
Wire Transfer (Outgoing-domestic, in-person)	$35	Not stated	None
Wire Transfer (Outgoing-domestic, online)	$25	Not stated	None
Incoming Wire	$14	Not stated	None
Wire Transfer (Incoming)	$16	Not stated	None
Check Services
Teller Check (member)	$6	Not stated	None
Money Order (member)	$4	Not stated	None
Money Order (non-member)	$5	Not stated	None
Stop Payment	$25	per item	None
Non-Member Check Cashing	$10	Not stated	None
Domestic Collection Item	$20	Not stated	None
Cleared Check Copy	$3	Not stated	None
Digital & Electronic
ACH Origination – Same Day	$30	Not stated	None
Bill Pay- Expedited Payment	$20Not compared: Per-item charge, not monthly	per item	None
Account Services
Late Payment (30 days past due)	$10Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box 10 X 10 (audience not stated, treated as personal)	$120	Not stated	None
Safe Deposit Box 3 X 10 (audience not stated, treated as personal)	$50	Not stated	None
Safe Deposit Box 3 x 5 (audience not stated, treated as personal)	$25	per year	None
Safe Deposit Box 3 X 5	$25	per year	None
Safe Deposit Box 5 X 10 (audience not stated, treated as personal)	$75	Not stated	None
Garnishment, Execution, Levy	$50Not compared: Charged per hour; comparison unavailable	per hour	None
Other Fees
Overnight Mail Delivery (Member Request)	$30	Not stated	None
Loan Skip-a-Payment (email/mail/in person)	$45	Not stated	None
Loan Skip-a-Payment (online)	$35	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Nov 4, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when Energy Capital Federal Credit Union's wire transfer changes in our data

We check once a day and send one email covering every change.

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Power Checking
Energy Capital Federal Credit Union: $10
Energy Capital Federal Credit Union: $10
U.S. median: no median
NSF / Returned Item
Energy Capital Federal Credit Union: $30
Energy Capital Federal Credit Union: $30
U.S. median: no median
Non-Network ATM
Energy Capital Federal Credit Union: $2
Energy Capital Federal Credit Union: $2
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 4, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Texas, the Dallas district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Texas: Banks and credit unions headquartered in Texas that publish the fee.
Dallas district: Banks and credit unions headquartered in the Dallas Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Among its peers

Energy Capital Federal Credit Union · $261M in assets

The 25 credit unions closest in assets

Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 17 states.

Credit unions only
$255M to $267M in assets
Headquartered in 17 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
Energy Capital Federal Credit Union(this institution)	Houston, TX	$261M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Overdraft not published
Bridge Federal Credit Union	Powell, OH	$257M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Cacl Federal Credit Union	Pottsville, PA	$256M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Central State Federal Credit Union	Stockton, CA	$258M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Elevate Federal Credit Union	Brigham City, UT	$260M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Filer Federal Credit Union	Manistee, MI	$262M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Gerber Federal Credit Union	Fremont, MI	$260M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	Publishes International wire	Publishes Overdraft
Gulf Coast Federal Credit Union	Corpus Christi, TX	$260M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Hidden River Federal Credit Union	Pottsville, PA	$259M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Highmark Federal Credit Union	Rapid City, SD	$258M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Illiana Financial Federal Credit Union	Calumet City, IL	$264M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	Publishes International wire	Publishes Overdraft
Landings Federal Credit Union	Tempe, AZ	$263M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Midcoast Federal Credit Union	Freeport, ME	$267M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Midwest Community Federal Credit Union	Defiance, OH	$267M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Moog Employees Federal Credit Union	East Aurora, NY	$257M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Mygeorgia Federal Credit Union	Gainesville, GA	$258M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Niagara'S Choice Federal Credit Union	Niagara Falls, NY	$265M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
North Jersey Federal Credit Union	Totowa, NJ	$256M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
One Federal Credit Union	Springfield, VT	$264M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Red Crown Federal Credit Union	Tulsa, OK	$257M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Southwest Heritage Federal Credit Union	Odessa, TX	$261M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Spc Federal Credit Union	Hartsville, SC	$266M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Tremont Federal Credit Union	Boston, MA	$256M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Overdraft not published
Truchoice Federal Credit Union	Portland, ME	$257M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Truecore Federal Credit Union	Newark, OH	$255M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Usx Federal Credit Union	Cranberry Twp, PA	$258M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft

✓ publishes the fee. – not published.

25 peers selected · 8 publish this fee(monthly maintenance)

17 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

Monthly maintenance is $3.51 (54%) above the median of similar-sized credit unions.

Its published price is $10, against a peer median of $6.49 among 8 publishing peers.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026.

Monthly maintenance fee in dollars, one mark per institution

Energy Capital Federal Cr…Peer (equal prices stack)Peer median

Against this institution's monthly maintenance fee

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Published fee schedule

Amounts from Energy Capital Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Power Checking Monthly service charge (audience not stated, treated as personal)$10
per month
Account Reconciliation$25
Not compared: Charged per hour; comparison unavailable
per hour
Paper Statement Fee$2
Paper Statement Fee (waived for 50-Watt Checking)$4
Returned Mail$6

Overdraft & NSF

Non-Sufficient Funds (NSF)$30
per item
Overdraft Protection Transfer$7
Not compared: Daily charge, not per item
per day

ATM & Card

Excessive ATM Withdrawal-Foreign ATM Fee$2
Debit Card Replacement$9

Wire Transfers

Wire Transfer (Outgoing-domestic, in-person)$35
Wire Transfer (Outgoing-domestic, online)$25
Incoming Wire$14
Wire Transfer (Incoming)$16

Check Services

Teller Check (member)$6
Money Order (member)$4
Money Order (non-member)$5
Stop Payment$25
per item
Non-Member Check Cashing$10
Domestic Collection Item$20
Cleared Check Copy$3

Digital & Electronic

ACH Origination – Same Day$30
Bill Pay- Expedited Payment$20
Not compared: Per-item charge, not monthly
per item

Account Services

Late Payment (30 days past due)$10
Not compared: Box drilling or key fee
Safe Deposit Box 10 X 10 (audience not stated, treated as personal)$120
Safe Deposit Box 3 X 10 (audience not stated, treated as personal)$50
Safe Deposit Box 3 x 5 (audience not stated, treated as personal)$25
per year
Safe Deposit Box 3 X 5$25
per year
Safe Deposit Box 5 X 10 (audience not stated, treated as personal)$75
Garnishment, Execution, Levy$50
Not compared: Charged per hour; comparison unavailable
per hour

Other Fees

Overnight Mail Delivery (Member Request)$30
Loan Skip-a-Payment (email/mail/in person)$45
Loan Skip-a-Payment (online)$35

Fee	Amount	Basis	Note
Account Maintenance
Power Checking Monthly service charge (audience not stated, treated as personal)	$10	per month	None
Account Reconciliation	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Paper Statement Fee	$2	Not stated	None
Paper Statement Fee (waived for 50-Watt Checking)	$4	Not stated	None
Returned Mail	$6	Not stated	None
Overdraft & NSF
Non-Sufficient Funds (NSF)	$30	per item	None
Overdraft Protection Transfer	$7Not compared: Daily charge, not per item	per day	None
ATM & Card
Excessive ATM Withdrawal-Foreign ATM Fee	$2	Not stated	None
Debit Card Replacement	$9	Not stated	None
Wire Transfers
Wire Transfer (Outgoing-domestic, in-person)	$35	Not stated	None
Wire Transfer (Outgoing-domestic, online)	$25	Not stated	None
Incoming Wire	$14	Not stated	None
Wire Transfer (Incoming)	$16	Not stated	None
Check Services
Teller Check (member)	$6	Not stated	None
Money Order (member)	$4	Not stated	None
Money Order (non-member)	$5	Not stated	None
Stop Payment	$25	per item	None
Non-Member Check Cashing	$10	Not stated	None
Domestic Collection Item	$20	Not stated	None
Cleared Check Copy	$3	Not stated	None
Digital & Electronic
ACH Origination – Same Day	$30	Not stated	None
Bill Pay- Expedited Payment	$20Not compared: Per-item charge, not monthly	per item	None
Account Services
Late Payment (30 days past due)	$10Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box 10 X 10 (audience not stated, treated as personal)	$120	Not stated	None
Safe Deposit Box 3 X 10 (audience not stated, treated as personal)	$50	Not stated	None
Safe Deposit Box 3 x 5 (audience not stated, treated as personal)	$25	per year	None
Safe Deposit Box 3 X 5	$25	per year	None
Safe Deposit Box 5 X 10 (audience not stated, treated as personal)	$75	Not stated	None
Garnishment, Execution, Levy	$50Not compared: Charged per hour; comparison unavailable	per hour	None
Other Fees
Overnight Mail Delivery (Member Request)	$30	Not stated	None
Loan Skip-a-Payment (email/mail/in person)	$45	Not stated	None
Loan Skip-a-Payment (online)	$35	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Nov 4, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.