Alcose Federal Credit Union

Headquarters: White Oak, Pennsylvania
Charter: Credit Union
Assets: $16.1M
Fed district: Cleveland

14 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 19, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Alcose Federal Credit Union: $30
Alcose Federal Credit Union: $30
U.S. median: no median
NSF / Returned Item
Alcose Federal Credit Union: $30
Alcose Federal Credit Union: $30
U.S. median: no median
Stop Payment
Alcose Federal Credit Union: $20
Alcose Federal Credit Union: $20
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 19, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Pennsylvania, the Cleveland district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Pennsylvania: Banks and credit unions headquartered in Pennsylvania that publish the fee.
Cleveland district: Banks and credit unions headquartered in the Cleveland Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Alcose Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Account Closure (within 90 days of opening the account)$10
Dormant$5
per month
Account Reconcilement/Research Fee$25
Not compared: Charged per hour; comparison unavailable
per hour · Account Reconcilement/Research Fee | $25.00 Per hour (one hour minimum)
Bad address/Returned mail$2
Not compared: Per-item charge, not monthly
per item

Overdraft & NSF

Overdraft Protection$30
per item
Bill Pay NSF$30
NSF Fee$30
per item
Overdraft Transfers$2

ATM & Card

Debit card replacement-regular delivery$10
per item
Rush Fee$55
per item

Check Services

Cashier’s Check$10
per item
Redeposit Corporate Check Fee$5
Money Orders$1.25
per item
Bill Pay-Stop Payment$20
Stop payment (Check or ACH)$20
per item
Copy of Share Draft (Check)$5
per item

Cash & Deposit

Deposit Check Return$20
per item

Lending Fees

Late Payment Fee5%

Retirement & IRA

IRA Account Closure$10
per item

Other Fees

Copy of Statement$2.50
Not compared: Charged per page; comparison unavailable
per page · Copy of Statement | $2.50 per page
Copy of Statements$5
Not compared: Charged per statement; comparison unavailable
per statement · Copy of Statements | $5.00 per statement
Returned loan payment$30

Fee	Amount	Basis	Note
Account Maintenance
Account Closure (within 90 days of opening the account)	$10	Not stated	None
Dormant	$5	per month	None
Account Reconcilement/Research Fee	$25Not compared: Charged per hour; comparison unavailable	per hour	Account Reconcilement/Research Fee \| $25.00 Per hour (one hour minimum)
Bad address/Returned mail	$2Not compared: Per-item charge, not monthly	per item	None
Overdraft & NSF
Overdraft Protection	$30	per item	None
Bill Pay NSF	$30	Not stated	None
NSF Fee	$30	per item	None
Overdraft Transfers	$2	Not stated	None
ATM & Card
Debit card replacement-regular delivery	$10	per item	None
Rush Fee	$55	per item	None
Check Services
Cashier’s Check	$10	per item	None
Redeposit Corporate Check Fee	$5	Not stated	None
Money Orders	$1.25	per item	None
Bill Pay-Stop Payment	$20	Not stated	None
Stop payment (Check or ACH)	$20	per item	None
Copy of Share Draft (Check)	$5	per item	None
Cash & Deposit
Deposit Check Return	$20	per item	None
Lending Fees
Late Payment Fee	5%	Not stated	None
Retirement & IRA
IRA Account Closure	$10	per item	None
Other Fees
Copy of Statement	$2.50Not compared: Charged per page; comparison unavailable	per page	Copy of Statement \| $2.50 per page
Copy of Statements	$5Not compared: Charged per statement; comparison unavailable	per statement	Copy of Statements \| $5.00 per statement
Returned loan payment	$30	Not stated	None

Correct a fee source

Oct 19, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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