Dfcu Financial Federal Credit Union

Headquarters: Dearborn, Michigan
Charter: Credit Union
Assets: $8.0B
Fed district: Chicago

21 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 3, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Dfcu Financial Federal Credit Union: $32
Dfcu Financial Federal Credit Union: $32
U.S. median: no median
NSF / Returned Item
Dfcu Financial Federal Credit Union: $32
Dfcu Financial Federal Credit Union: $32
U.S. median: no median
Non-Network ATM
Compared at $2, the middle of its prices
Dfcu Financial Federal Credit Union: $1.50 to $2
Dfcu Financial Federal Credit Union: $1.50 to $2
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 3, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Michigan, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Michigan: Banks and credit unions headquartered in Michigan that publish the fee.
Chicago district: Banks and credit unions headquartered in the Chicago Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Dfcu Financial Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Cash Back Checking Fall Below Fee$5
per month
Checking Fall Below FeeNo charge
Not compared: Annual charge, not monthly
per year
Insured Money Market Fall Below FeeNo charge
Interest Checking Plus Fall Below Fee$10
per month · Waived when $10,000.00 minimum average daily balance is maintained for Savings, Checking, Interest Checking Plus, Work Perks, IMMA, or share certificates combined
Savings Fall Below Fee$3
per month · Monthly fee if aggregate minimum average daily balance falls below $200.00 across Savings, Checking, Interest Checking Plus, IMMA, Work Perks, Cash Back Checking, Simplicity Checking, or share certificates combined, unless direct deposit is maintained
Simplicity Checking Fall Below Fee$5
per month
Work Perks Checking Fall Below Fee$5
per month · Monthly fee if direct deposit is not maintained to this Account each month
Inactive Account Fee$6
per month
Manual Processing Fee$5
per item
Research Fee$25
varies · Per hour
Consumer paper statement fee$2
Paper Statement Processing Fee$1
Paper Statement Processing Fee$2
per item
Bad Address Fee$5
per month

Overdraft & NSF

Overdraft Service Fee$32
per item
Non-Sufficient Funds Fee. .$32
per item
Overdraft Transfer Fee$5
per item

ATM & Card

ATM Account Inquiry$1.50
per item
ATM Balance Inquiry$2
per transaction
ATM Monetary Transaction$1.50
per item
Foreign ATM$2
Other ATM - ATM Balance Inquiry$2
per item · Out-of-Network ATM
Other ATM - ATM Monetary Transaction$2
per item · Out-of-Network ATM
ATM/Debit Card Replacement Fee .$5
per item

Wire Transfers

Wire Transfer Fee - Domestic Outgoing$25
per item
Wire Transfer Fees Domestic Outgoing$25
per item
Wire Transfer Fee - Domestic IncomingNo charge
per item

Check Services

Cashier’s Check$1
per item
Money Orders ..$1
per item
Stop Payment Fees Personal Checks, Electronic Fund Transfer .$32
Check Copies - DFCU Financial Checks$3.50
per item
Check Copies - Non-DFCU Financial Checks$5
per item
Check copy fee$3.50

Digital & Electronic

Bill Pay Fee (5 free payments per month)$0.50
Not compared: Per-item charge, not monthly
per item

Account Services

Safe Deposit Box 3x10$45
per year
Safe Deposit Box 5x10$60
Not compared: Monthly charge, not annual
per month
Safe Deposit Box 7x10$90
Safe Deposit Box Fee - 10x10$110
per year
Safe Deposit Box Fee - 2x5$15
per year
Safe Deposit Box Fee - 3x10$45
per year
Safe Deposit Box Fee - 3x5$30
per year
Safe Deposit Box Fee - 5x10$60
per year
Safe Deposit Box Fee - 5x5$40
per year
Safe Deposit Box Fee - 7x10$90
per year
Garnishment/Levy Fee$75
per item
Personal Checks, ACH Garnishment/Levy Fee .$75
per item
Verification of Deposit$10
Verification of Deposit Fee$5
per item
Verification of Deposit Fee$10
per item

Retirement & IRA

IRA Transfer Fee$50
per item

Other Fees

Statement Copies$5
per item

Fee	Amount	Basis	Note
Account Maintenance
Cash Back Checking Fall Below Fee	$5	per month	None
Checking Fall Below Fee	No chargeNot compared: Annual charge, not monthly	per year	None
Insured Money Market Fall Below Fee	No charge	Not stated	None
Interest Checking Plus Fall Below Fee	$10	per month	Waived when $10,000.00 minimum average daily balance is maintained for Savings, Checking, Interest Checking Plus, Work Perks, IMMA, or share certificates combined
Savings Fall Below Fee	$3	per month	Monthly fee if aggregate minimum average daily balance falls below $200.00 across Savings, Checking, Interest Checking Plus, IMMA, Work Perks, Cash Back Checking, Simplicity Checking, or share certificates combined, unless direct deposit is maintained
Simplicity Checking Fall Below Fee	$5	per month	None
Work Perks Checking Fall Below Fee	$5	per month	Monthly fee if direct deposit is not maintained to this Account each month
Inactive Account Fee	$6	per month	None
Manual Processing Fee	$5	per item	None
Research Fee	$25	varies	Per hour
Consumer paper statement fee	$2	Not stated	None
Paper Statement Processing Fee	$1	Not stated	None
Paper Statement Processing Fee	$2	per item	None
Bad Address Fee	$5	per month	None
Overdraft & NSF
Overdraft Service Fee	$32	per item	None
Non-Sufficient Funds Fee. .	$32	per item	None
Overdraft Transfer Fee	$5	per item	None
ATM & Card
ATM Account Inquiry	$1.50	per item	None
ATM Balance Inquiry	$2	per transaction	None
ATM Monetary Transaction	$1.50	per item	None
Foreign ATM	$2	Not stated	None
Other ATM - ATM Balance Inquiry	$2	per item	Out-of-Network ATM
Other ATM - ATM Monetary Transaction	$2	per item	Out-of-Network ATM
ATM/Debit Card Replacement Fee .	$5	per item	None
Wire Transfers
Wire Transfer Fee - Domestic Outgoing	$25	per item	None
Wire Transfer Fees Domestic Outgoing	$25	per item	None
Wire Transfer Fee - Domestic Incoming	No charge	per item	None
Check Services
Cashier’s Check	$1	per item	None
Money Orders ..	$1	per item	None
Stop Payment Fees Personal Checks, Electronic Fund Transfer .	$32	Not stated	None
Check Copies - DFCU Financial Checks	$3.50	per item	None
Check Copies - Non-DFCU Financial Checks	$5	per item	None
Check copy fee	$3.50	Not stated	None
Digital & Electronic
Bill Pay Fee (5 free payments per month)	$0.50Not compared: Per-item charge, not monthly	per item	None
Account Services
Safe Deposit Box 3x10	$45	per year	None
Safe Deposit Box 5x10	$60Not compared: Monthly charge, not annual	per month	None
Safe Deposit Box 7x10	$90	Not stated	None
Safe Deposit Box Fee - 10x10	$110	per year	None
Safe Deposit Box Fee - 2x5	$15	per year	None
Safe Deposit Box Fee - 3x10	$45	per year	None
Safe Deposit Box Fee - 3x5	$30	per year	None
Safe Deposit Box Fee - 5x10	$60	per year	None
Safe Deposit Box Fee - 5x5	$40	per year	None
Safe Deposit Box Fee - 7x10	$90	per year	None
Garnishment/Levy Fee	$75	per item	None
Personal Checks, ACH Garnishment/Levy Fee .	$75	per item	None
Verification of Deposit	$10	Not stated	None
Verification of Deposit Fee	$5	per item	None
Verification of Deposit Fee	$10	per item	None
Retirement & IRA
IRA Transfer Fee	$50	per item	None
Other Fees
Statement Copies	$5	per item	None

Correct a fee source

Nov 3, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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