Family First Federal Credit Union

Headquarters: Hapeville, Georgia
Charter: Credit Union
Assets: $136.3M
Fed district: Atlanta
Regulator: NCUA

20 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 6, 2026.

Overview

Total assets
Q2 2026, quarter end
NCUA 5300 call report · Jun 30, 2026
Revenue
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee income
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee-income share of revenue
Not available
Peer figures could not be read
Not on file
Fees above the U.S. median
None compared
No fee has a median to compare
Fee schedule read Oct 6, 2026

How these figures are measured

Call-report figures are for Family First Federal Credit Union, from NCUA 5300 call reports. Revenue is interest income plus noninterest income.

Metric	Measure and calculation	Source and fields	Period	Retrieved
Total assets	Total assets at quarter end Point in time, at quarter end	NCUA 5300 call report Account 010	Q2 2026 Quarter ended Jun 30, 2026	Oct 20, 2026
Revenue	Revenue (interest + noninterest income) Standalone quarter: year to date less the prior quarter (Q1 as filed)	NCUA 5300 call report Account 115 + Account 117	Q2 2026 Quarter ended Jun 30, 2026	Oct 20, 2026
Fee income	Fee income (NCUA 5300 Account 131) Standalone quarter: year to date less the prior quarter (Q1 as filed)	NCUA 5300 call report Account 131	Q2 2026 Quarter ended Jun 30, 2026	Oct 20, 2026
Fee-income share of revenue	Fee income (NCUA 5300 Account 131) divided by revenue (interest + noninterest income) Shown when at least 10 credit unions of its size report a share above 0%.	Not on file	Not on file	Not recorded
Fees above the U.S. median	Published fees above the U.S. median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out.	Family First Federal Credit Union's published fee schedule; Bank Fee Index medians	Current schedule	Oct 6, 2026

Fee income by quarter

Q1 2024 to Q2 2026, standalone quarters

Details

Source: NCUA 5300 call report
Entity: Family First Federal Credit Union (credit union)
Period: Q1 2024 to Q2 2026, 10 quarters
Measure: Fee income (NCUA 5300 Account 131)
Calculation: Standalone quarter: year to date less the prior quarter (Q1 as filed)
Fields: Account 131
Retrieved: Oct 20, 2026

What stands out

Fee income was $221K in Q2 2026, 1.8% below the same quarter a year earlier ($225K).
Not established: Two quarters a year apart are two observations, not an established trend in fee income.

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Compared at $6, the middle of its prices
Family First Federal Credit Union: $0 to $12
Family First Federal Credit Union: $0 to $12
U.S. median: no median
Overdraft (OD)
Family First Federal Credit Union: $32
Family First Federal Credit Union: $32
U.S. median: no median
NSF / Returned Item
Family First Federal Credit Union: $32
Family First Federal Credit Union: $32
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 6, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Georgia, the Atlanta district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Georgia: Banks and credit unions headquartered in Georgia that publish the fee.
Atlanta district: Banks and credit unions headquartered in the Atlanta Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Fee income beside fee prices

Fee income fell 3.9% from Q3 2025 to Q2 2026, to $221K.

Fee income, Q2 2026

$221K

$230KQ3 2025

$225KQ4 2025

$231KQ1 2026

$221KQ2 2026

Against the median

Family First Federal Credit UnionMedian

Sources and open questions

NCUA 5300 call reports, credit union level, standalone quarters. Four quarters are too few to call a trend.

Which fees make up most of fee income, and has that mix changed?

Among its peers

Family First Federal Credit Union · $136M in assets

The 25 credit unions closest in assets

Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 14 states.

Credit unions only
$133M to $140M in assets
Headquartered in 14 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
Family First Federal Credit Union(this institution)	Hapeville, GA	$136M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
1St Ed Credit Union	Chambersburg, PA	$138M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Allied Federal Credit Union	Arlington, TX	$138M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Aurora Federal Credit Union	Aurora, CO	$140M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Breakwater Federal Credit Union	Houghton, MI	$138M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Campbell Federal Credit Union	Maple Shade, NJ	$139M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
Coastline Federal Credit Union	Jacksonville, FL	$136M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
County Excellence Federal Credit Union	Roselle Park, NJ	$138M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
Delaware State Police Federal Credit Union	Georgetown, DE	$138M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Dept Of Labor Federal Credit Union	Washington, DC	$138M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Finex Federal Credit Union	East Hartford, CT	$134M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Firefighters Federal Credit Union	Onalaska, WI	$133M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
First Priority Federal Credit Union	Boston, MA	$139M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Healthcare Employees Federal Credit Union	Princeton, NJ	$137M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Healthcare Systems Federal Credit Union	Falls Church, VA	$135M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Horizons North Federal Credit Union	Westminster, CO	$136M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Liberty Savings Federal Credit Union	Jersey City, NJ	$135M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Members 1St Of Nj Federal Credit Union	Vineland, NJ	$134M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Mtcu Federal Credit Union	Midland, TX	$137M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Pheple Federal Credit Union	Greensburg, PA	$134M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Sunrise Family Federal Credit Union	Bay City, MI	$133M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Texas Health Federal Credit Union	Austin, TX	$134M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
The One Federal Credit Union	Meadville, PA	$139M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Wailuku Federal Credit Union	Kahului, HI	$135M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Walled Lake Schools Federal Credit Union	Wolverine Lake, MI	$138M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Workmen'S Circle Incorporated Federal Credit Union	Savannah, GA	$135M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	Publishes International wire	Publishes Overdraft

✓ publishes the fee. – not published.

25 peers selected · 10 publish this fee(monthly maintenance)

15 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

Monthly maintenance is $0.75 (14%) above the median of similar-sized credit unions.

Compared at $6, the middle of its three prices, against a peer median of $5.25 among 10 publishing peers.

Its three checking prices are $0, $6 and $12.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026.

Monthly maintenance fee in dollars, one mark per institution

Family First Federal Cred…: an account price on its scheduleIts comparison price, the middle of its pricesPeer (equal prices stack)Peer median

Against this institution's monthly maintenance fee

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Financial performance

Call reports for Family First Federal Credit Union (credit union). Income lines are standalone quarters.

Measure

Fee income

Q3 2024 to Q2 2026, standalone quarters · 66 quarters on file

Latest, Q2 2026: $221K
vs prior quarter: −$10K−4.3%; from Q1 2026
vs a year earlier: −$4K−1.8%; from Q2 2025
vs start of range: −$37K−14.3%; from Q3 2024

Details

Source: NCUA 5300 call report
Entity: Family First Federal Credit Union (credit union)
Period: Q3 2024 to Q2 2026, 8 quarters
Measure: Fee income (NCUA 5300 Account 131)
Calculation: Standalone quarter: year to date less the prior quarter (Q1 as filed)
Fields: Account 131
Retrieved: Oct 20, 2026

Table

Quarter	Amount	Change	%
Q2 2026	$221K	−$10K	−4.3%
Q1 2026	$231K	+$6K	+2.7%
Q4 2025	$225K	−$5K	−2.2%
Q3 2025	$230K	+$5K	+2.2%
Q2 2025	$225K	−$8K	−3.4%
Q1 2025	$233K	−$4K	−1.7%
Q4 2024	$237K	−$21K	−8.1%
Q3 2024	$258K	+$6K	+2.4%

Fee-income share against its size cohort

Insufficient sample: fewer than 10 peers of its size reported a share.

Published fee schedule

Amounts from Family First Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

E-Checking Monthly Maintenance$12
per month
Monthly Service Charge$6
per month
Prestige Draft Account Monthly MaintenanceNo charge
per month
Closed Savings (Within first year opened)$5
Inactive Account Fee (Monthly until account is brought back active, closed or escheated)$5
per month
Account Research (Per Hour / one hour minimum)$20
Not compared: Charged per hour; comparison unavailable
per hour
Money Market - Excessive withdrawal fee after six withdrawals per month$5
Return Mail$5

Overdraft & NSF

Overdraft Privilege (Per Transaction)$32
per transaction
NSF (Non-Sufficient Funds) for each presentment, including if the same item is presented$32
per item

ATM & Card

Visa CHECKCARD Replacement$20

Wire Transfers

Domestic Wire Transfer (Outgoing)$20
Incoming Wire$10

Check Services

Official Check to Third Party$5
Stop Payment Request (Signature Required)$32
Counter Check$1
per item
Check Cashing (non-members)$5
Copy of Cancelled Check$5

Cash & Deposit

Returned Check Deposit Fee$32

Account Services

Garnishment and Levy Processing$35
Verification of Deposit$5

Lending Fees

Consumer Loan Late Payment Fee5%
Consumer Loan Late Payment Fee (audience not stated, treated as personal)5%

Other Fees

Additional Statement of Account per Page for Current Month$1
per item
Additional Statement per Month on Previous Months$3
Not compared: Monthly charge, not per item
per month
Long Distance Fax$3
Duplicate Lien Release$10
Loan Modification$32
Skip Payment for each Loan$32
per item

Fee	Amount	Basis	Note
Account Maintenance
E-Checking Monthly Maintenance	$12	per month	None
Monthly Service Charge	$6	per month	None
Prestige Draft Account Monthly Maintenance	No charge	per month	None
Closed Savings (Within first year opened)	$5	Not stated	None
Inactive Account Fee (Monthly until account is brought back active, closed or escheated)	$5	per month	None
Account Research (Per Hour / one hour minimum)	$20Not compared: Charged per hour; comparison unavailable	per hour	None
Money Market - Excessive withdrawal fee after six withdrawals per month	$5	Not stated	None
Return Mail	$5	Not stated	None
Overdraft & NSF
Overdraft Privilege (Per Transaction)	$32	per transaction	None
NSF (Non-Sufficient Funds) for each presentment, including if the same item is presented	$32	per item	None
ATM & Card
Visa CHECKCARD Replacement	$20	Not stated	None
Wire Transfers
Domestic Wire Transfer (Outgoing)	$20	Not stated	None
Incoming Wire	$10	Not stated	None
Check Services
Official Check to Third Party	$5	Not stated	None
Stop Payment Request (Signature Required)	$32	Not stated	None
Counter Check	$1	per item	None
Check Cashing (non-members)	$5	Not stated	None
Copy of Cancelled Check	$5	Not stated	None
Cash & Deposit
Returned Check Deposit Fee	$32	Not stated	None
Account Services
Garnishment and Levy Processing	$35	Not stated	None
Verification of Deposit	$5	Not stated	None
Lending Fees
Consumer Loan Late Payment Fee	5%	Not stated	None
Consumer Loan Late Payment Fee (audience not stated, treated as personal)	5%	Not stated	None
Other Fees
Additional Statement of Account per Page for Current Month	$1	per item	None
Additional Statement per Month on Previous Months	$3Not compared: Monthly charge, not per item	per month	None
Long Distance Fax	$3	Not stated	None
Duplicate Lien Release	$10	Not stated	None
Loan Modification	$32	Not stated	None
Skip Payment for each Loan	$32	per item	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 6, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when Family First Federal Credit Union's monthly maintenance changes in our data

We check once a day and send one email covering every change.