Family First Federal Credit Union

Headquarters: Hapeville, Georgia
Charter: Credit Union
Assets: $136.3M
Fed district: Atlanta

20 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 6, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Compared at $6, the middle of its prices
Family First Federal Credit Union: $0 to $12
Family First Federal Credit Union: $0 to $12
U.S. median: no median
Overdraft (OD)
Family First Federal Credit Union: $32
Family First Federal Credit Union: $32
U.S. median: no median
NSF / Returned Item
Family First Federal Credit Union: $32
Family First Federal Credit Union: $32
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 6, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Georgia, the Atlanta district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Georgia: Banks and credit unions headquartered in Georgia that publish the fee.
Atlanta district: Banks and credit unions headquartered in the Atlanta Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Family First Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

E-Checking Monthly Maintenance$12
per month
Monthly Service Charge$6
per month
Prestige Draft Account Monthly MaintenanceNo charge
per month
Closed Savings (Within first year opened)$5
Inactive Account Fee (Monthly until account is brought back active, closed or escheated)$5
per month
Account Research (Per Hour / one hour minimum)$20
Not compared: Charged per hour; comparison unavailable
per hour
Money Market - Excessive withdrawal fee after six withdrawals per month$5
Return Mail$5

Overdraft & NSF

Overdraft Privilege (Per Transaction)$32
per transaction
NSF (Non-Sufficient Funds) for each presentment, including if the same item is presented$32
per item

ATM & Card

Visa CHECKCARD Replacement$20

Wire Transfers

Domestic Wire Transfer (Outgoing)$20
Incoming Wire$10

Check Services

Official Check to Third Party$5
Stop Payment Request (Signature Required)$32
Counter Check$1
per item
Check Cashing (non-members)$5
Copy of Cancelled Check$5

Cash & Deposit

Returned Check Deposit Fee$32

Account Services

Garnishment and Levy Processing$35
Verification of Deposit$5

Lending Fees

Consumer Loan Late Payment Fee5%
Consumer Loan Late Payment Fee (audience not stated, treated as personal)5%

Other Fees

Additional Statement of Account per Page for Current Month$1
per item
Additional Statement per Month on Previous Months$3
Not compared: Monthly charge, not per item
per month
Long Distance Fax$3
Duplicate Lien Release$10
Loan Modification$32
Skip Payment for each Loan$32
per item

Fee	Amount	Basis	Note
Account Maintenance
E-Checking Monthly Maintenance	$12	per month	None
Monthly Service Charge	$6	per month	None
Prestige Draft Account Monthly Maintenance	No charge	per month	None
Closed Savings (Within first year opened)	$5	Not stated	None
Inactive Account Fee (Monthly until account is brought back active, closed or escheated)	$5	per month	None
Account Research (Per Hour / one hour minimum)	$20Not compared: Charged per hour; comparison unavailable	per hour	None
Money Market - Excessive withdrawal fee after six withdrawals per month	$5	Not stated	None
Return Mail	$5	Not stated	None
Overdraft & NSF
Overdraft Privilege (Per Transaction)	$32	per transaction	None
NSF (Non-Sufficient Funds) for each presentment, including if the same item is presented	$32	per item	None
ATM & Card
Visa CHECKCARD Replacement	$20	Not stated	None
Wire Transfers
Domestic Wire Transfer (Outgoing)	$20	Not stated	None
Incoming Wire	$10	Not stated	None
Check Services
Official Check to Third Party	$5	Not stated	None
Stop Payment Request (Signature Required)	$32	Not stated	None
Counter Check	$1	per item	None
Check Cashing (non-members)	$5	Not stated	None
Copy of Cancelled Check	$5	Not stated	None
Cash & Deposit
Returned Check Deposit Fee	$32	Not stated	None
Account Services
Garnishment and Levy Processing	$35	Not stated	None
Verification of Deposit	$5	Not stated	None
Lending Fees
Consumer Loan Late Payment Fee	5%	Not stated	None
Consumer Loan Late Payment Fee (audience not stated, treated as personal)	5%	Not stated	None
Other Fees
Additional Statement of Account per Page for Current Month	$1	per item	None
Additional Statement per Month on Previous Months	$3Not compared: Monthly charge, not per item	per month	None
Long Distance Fax	$3	Not stated	None
Duplicate Lien Release	$10	Not stated	None
Loan Modification	$32	Not stated	None
Skip Payment for each Loan	$32	per item	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 6, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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