Tba Federal Credit Union

Headquarters: Traverse City, Michigan
Charter: Credit Union
Assets: $389.9M
Fed district: Chicago
Regulator: NCUA

20 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 4, 2026.

Overview

Total assets
Q2 2026, quarter end
NCUA 5300 call report · Jun 30, 2026
Revenue
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee income
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee-income share of revenue
Not available
Peer figures could not be read
Not on file
Fees above the U.S. median
None compared
No fee has a median to compare
Fee schedule read Nov 4, 2026

How these figures are measured

Call-report figures are for Tba Federal Credit Union, from NCUA 5300 call reports. Revenue is interest income plus noninterest income.

Metric	Measure and calculation	Source and fields	Period	Retrieved
Total assets	Total assets at quarter end Point in time, at quarter end	NCUA 5300 call report Account 010	Q2 2026 Quarter ended Jun 30, 2026	Oct 20, 2026
Revenue	Revenue (interest + noninterest income) Standalone quarter: year to date less the prior quarter (Q1 as filed)	NCUA 5300 call report Account 115 + Account 117	Q2 2026 Quarter ended Jun 30, 2026	Oct 20, 2026
Fee income	Fee income (NCUA 5300 Account 131) Standalone quarter: year to date less the prior quarter (Q1 as filed)	NCUA 5300 call report Account 131	Q2 2026 Quarter ended Jun 30, 2026	Oct 20, 2026
Fee-income share of revenue	Fee income (NCUA 5300 Account 131) divided by revenue (interest + noninterest income) Shown when at least 10 credit unions of its size report a share above 0%.	Not on file	Not on file	Not recorded
Fees above the U.S. median	Published fees above the U.S. median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out.	Tba Federal Credit Union's published fee schedule; Bank Fee Index medians	Current schedule	Nov 4, 2026

Fee income by quarter

Q1 2024 to Q2 2026, standalone quarters

Details

Source: NCUA 5300 call report
Entity: Tba Federal Credit Union (credit union)
Period: Q1 2024 to Q2 2026, 10 quarters
Measure: Fee income (NCUA 5300 Account 131)
Calculation: Standalone quarter: year to date less the prior quarter (Q1 as filed)
Fields: Account 131
Retrieved: Oct 20, 2026

What stands out

Fee income was $371K in Q2 2026, 2.9% below the same quarter a year earlier ($382K).
Not established: Two quarters a year apart are two observations, not an established trend in fee income.

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Tba Federal Credit Union: $10
Tba Federal Credit Union: $10
U.S. median: no median
NSF / Returned Item
Tba Federal Credit Union: $20
Tba Federal Credit Union: $20
U.S. median: no median
Non-Network ATM
Tba Federal Credit Union: $1
Tba Federal Credit Union: $1
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 4, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Michigan, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Michigan: Banks and credit unions headquartered in Michigan that publish the fee.
Chicago district: Banks and credit unions headquartered in the Chicago Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Fee income beside fee prices

Fee income fell 8.2% from Q3 2025 to Q2 2026, to $371K.

Fee income, Q2 2026

$371K

$404KQ3 2025

$362KQ4 2025

$362KQ1 2026

$371KQ2 2026

Against the median

Tba Federal Credit UnionMedian

Sources and open questions

NCUA 5300 call reports, credit union level, standalone quarters. Four quarters are too few to call a trend.

Which fees make up most of fee income, and has that mix changed?

Among its peers

Tba Federal Credit Union · $390M in assets

The 25 credit unions closest in assets

Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 20 states.

Credit unions only
$378M to $403M in assets
Headquartered in 20 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
Tba Federal Credit Union(this institution)	Traverse City, MI	$390M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	Publishes International wire	Overdraft not published
Abri Federal Credit Union	Romeoville, IL	$381M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Alltru Federal Credit Union	Wentzville, MO	$401M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Ancorum Federal Credit Union	Bath, ME	$402M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Arsenal Federal Credit Union	Arnold, MO	$387M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Avenir Financial Federal Credit Union	Yuma, AZ	$401M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Beacon Credit Union, Incorporated	Lynchburg, VA	$392M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Cascade Federal Credit Union	Kent, WA	$393M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
Case Federal Credit Union	Lansing, MI	$400M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
Cy-Fair Federal Credit Union	Houston, TX	$383M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Fort Financial Federal Credit Union	Fort Wayne, IN	$397M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Fort Sill Federal Credit Union	Lawton, OK	$394M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Fremont Federal Credit Union	Fremont, OH	$391M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Houston Texas Fire Fighters Federal Credit Union	Houston, TX	$401M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Ignite Federal Credit Union	Battle Creek, MI	$380M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Industrial Credit Union of Whatcom County	Bellingham, WA	$392M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Mutual Security Federal Credit Union	Shelton, CT	$385M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Partnership Financial Federal Credit Union	Morton Grove, IL	$403M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Premier Federal Credit Union	Des Moines, IA	$383M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
Prospera Federal Credit Union	Appleton, WI	$379M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
San Antonio Citizens Federal Credit Union	San Antonio, FL	$400M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Sea West Coast Guard Federal Credit Union	Oakland, CA	$378M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Signet Federal Credit Union	Paducah, KY	$398M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Ten Federal Credit Union	Nashville, TN	$392M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Wauna Federal Credit Union	Clatskanie, OR	$398M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	Publishes International wire	Publishes Overdraft
Wepco Federal Credit Union	Bloomington, MD	$399M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft

✓ publishes the fee. – not published.

25 peers selected · 17 publish this fee(monthly maintenance)

8 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

Monthly maintenance is $4.05 (68%) above the median of similar-sized credit unions.

Its published price is $10, against a peer median of $5.95 among 17 publishing peers.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Nov 3, 2026.

Monthly maintenance fee in dollars, one mark per institution

Tba Federal Credit UnionPeer (equal prices stack)Peer median

Against this institution's monthly maintenance fee

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Nov 3, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Financial performance

Call reports for Tba Federal Credit Union (credit union). Income lines are standalone quarters.

Measure

Fee income

Q3 2024 to Q2 2026, standalone quarters · 66 quarters on file

Latest, Q2 2026: $371K
vs prior quarter: +$9K+2.5%; from Q1 2026
vs a year earlier: −$11K−2.9%; from Q2 2025
vs start of range: −$61K−14.1%; from Q3 2024

Details

Source: NCUA 5300 call report
Entity: Tba Federal Credit Union (credit union)
Period: Q3 2024 to Q2 2026, 8 quarters
Measure: Fee income (NCUA 5300 Account 131)
Calculation: Standalone quarter: year to date less the prior quarter (Q1 as filed)
Fields: Account 131
Retrieved: Oct 20, 2026

Table

Quarter	Amount	Change	%
Q2 2026	$371K	+$9K	+2.5%
Q1 2026	$362K	$0	0.0%
Q4 2025	$362K	−$42K	−10.4%
Q3 2025	$404K	+$22K	+5.8%
Q2 2025	$382K	−$4K	−1.0%
Q1 2025	$386K	+$16K	+4.3%
Q4 2024	$370K	−$62K	−14.4%
Q3 2024	$432K	+$54K	+14.3%

Fee-income share against its size cohort

Insufficient sample: fewer than 10 peers of its size reported a share.

Published fee schedule

Amounts from Tba Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Monthly Fee$10
per month
Money Market Account (Below Minimum Balance)$6
per month
Savings Balance Below Minimum (below $100.00 minimum)$10
Account Research$50
Not compared: Charged per hour; comparison unavailable
per hour
Mortgage Loan Payoff Fax Fee$20
Paper Statement (Mailed)$2
Paper Statement Customized (Large Print, Black Bars, Two Columns)$3

Overdraft & NSF

Non-Sufficient Funds (NSF) – Excluding Debit Card Transactions$20
per item
Overdraft Transfer – Excluding Line of Credit Loans$3
per item

ATM & Card

ATM Service Fee at Non-CO-OP Network Machines$1
Card Replacement$10
Rush Card Order$20
per item · 2-day delivery
Rush Card Order (2-day)$20
Rush Fee$50
per item
Foreign Transaction Fee1%of the transaction
per transaction

Wire Transfers

Wire Transfer-Foreign$50

Check Services

Cashier’s Check$2
Money Order$2
Check Copy$2

Account Services

Safe Deposit Box 10X10$95
Safe Deposit Box 3X10$45
Safe Deposit Box 3X5$30
Safe Deposit Box 5X10$60
Safe Deposit Box Drilling$200
Not compared: Box drilling or key fee
Safe Deposit Box Key Replacement$10
Not compared: Box drilling or key fee
Garnishment/Levy$25
Subordination Agreement$125
Account Verification Request Form$10

Lending Fees

Late Payment Fee$20
per transaction
VISA Credit Card Late Payment$20

Gift & Prepaid Cards

VISA Gift Card$3

Other Fees

Statement Copy$5

Fee	Amount	Basis	Note
Account Maintenance
Monthly Fee	$10	per month	None
Money Market Account (Below Minimum Balance)	$6	per month	None
Savings Balance Below Minimum (below $100.00 minimum)	$10	Not stated	None
Account Research	$50Not compared: Charged per hour; comparison unavailable	per hour	None
Mortgage Loan Payoff Fax Fee	$20	Not stated	None
Paper Statement (Mailed)	$2	Not stated	None
Paper Statement Customized (Large Print, Black Bars, Two Columns)	$3	Not stated	None
Overdraft & NSF
Non-Sufficient Funds (NSF) – Excluding Debit Card Transactions	$20	per item	None
Overdraft Transfer – Excluding Line of Credit Loans	$3	per item	None
ATM & Card
ATM Service Fee at Non-CO-OP Network Machines	$1	Not stated	None
Card Replacement	$10	Not stated	None
Rush Card Order	$20	per item	2-day delivery
Rush Card Order (2-day)	$20	Not stated	None
Rush Fee	$50	per item	None
Foreign Transaction Fee	1%of the transaction	per transaction	None
Wire Transfers
Wire Transfer-Foreign	$50	Not stated	None
Check Services
Cashier’s Check	$2	Not stated	None
Money Order	$2	Not stated	None
Check Copy	$2	Not stated	None
Account Services
Safe Deposit Box 10X10	$95	Not stated	None
Safe Deposit Box 3X10	$45	Not stated	None
Safe Deposit Box 3X5	$30	Not stated	None
Safe Deposit Box 5X10	$60	Not stated	None
Safe Deposit Box Drilling	$200Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box Key Replacement	$10Not compared: Box drilling or key fee	Not stated	None
Garnishment/Levy	$25	Not stated	None
Subordination Agreement	$125	Not stated	None
Account Verification Request Form	$10	Not stated	None
Lending Fees
Late Payment Fee	$20	per transaction	None
VISA Credit Card Late Payment	$20	Not stated	None
Gift & Prepaid Cards
VISA Gift Card	$3	Not stated	None
Other Fees
Statement Copy	$5	Not stated	None

Correct a fee source

Nov 4, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

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