Tba Federal Credit Union

Headquarters: Traverse City, Michigan
Charter: Credit Union
Assets: $389.9M
Fed district: Chicago

20 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 4, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Tba Federal Credit Union: $10
Tba Federal Credit Union: $10
U.S. median: no median
NSF / Returned Item
Tba Federal Credit Union: $20
Tba Federal Credit Union: $20
U.S. median: no median
Non-Network ATM
Tba Federal Credit Union: $1
Tba Federal Credit Union: $1
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 4, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Michigan, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Michigan: Banks and credit unions headquartered in Michigan that publish the fee.
Chicago district: Banks and credit unions headquartered in the Chicago Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Tba Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Monthly Fee$10
per month
Money Market Account (Below Minimum Balance)$6
per month
Savings Balance Below Minimum (below $100.00 minimum)$10
Account Research$50
Not compared: Charged per hour; comparison unavailable
per hour
Mortgage Loan Payoff Fax Fee$20
Paper Statement (Mailed)$2
Paper Statement Customized (Large Print, Black Bars, Two Columns)$3

Overdraft & NSF

Non-Sufficient Funds (NSF) – Excluding Debit Card Transactions$20
per item
Overdraft Transfer – Excluding Line of Credit Loans$3
per item

ATM & Card

ATM Service Fee at Non-CO-OP Network Machines$1
Card Replacement$10
Rush Card Order$20
per item · 2-day delivery
Rush Card Order (2-day)$20
Rush Fee$50
per item
Foreign Transaction Fee1%of the transaction
per transaction

Wire Transfers

Wire Transfer-Foreign$50

Check Services

Cashier’s Check$2
Money Order$2
Check Copy$2

Account Services

Safe Deposit Box 10X10$95
Safe Deposit Box 3X10$45
Safe Deposit Box 3X5$30
Safe Deposit Box 5X10$60
Safe Deposit Box Drilling$200
Not compared: Box drilling or key fee
Safe Deposit Box Key Replacement$10
Not compared: Box drilling or key fee
Garnishment/Levy$25
Subordination Agreement$125
Account Verification Request Form$10

Lending Fees

Late Payment Fee$20
per transaction
VISA Credit Card Late Payment$20

Gift & Prepaid Cards

VISA Gift Card$3

Other Fees

Statement Copy$5

Fee	Amount	Basis	Note
Account Maintenance
Monthly Fee	$10	per month	None
Money Market Account (Below Minimum Balance)	$6	per month	None
Savings Balance Below Minimum (below $100.00 minimum)	$10	Not stated	None
Account Research	$50Not compared: Charged per hour; comparison unavailable	per hour	None
Mortgage Loan Payoff Fax Fee	$20	Not stated	None
Paper Statement (Mailed)	$2	Not stated	None
Paper Statement Customized (Large Print, Black Bars, Two Columns)	$3	Not stated	None
Overdraft & NSF
Non-Sufficient Funds (NSF) – Excluding Debit Card Transactions	$20	per item	None
Overdraft Transfer – Excluding Line of Credit Loans	$3	per item	None
ATM & Card
ATM Service Fee at Non-CO-OP Network Machines	$1	Not stated	None
Card Replacement	$10	Not stated	None
Rush Card Order	$20	per item	2-day delivery
Rush Card Order (2-day)	$20	Not stated	None
Rush Fee	$50	per item	None
Foreign Transaction Fee	1%of the transaction	per transaction	None
Wire Transfers
Wire Transfer-Foreign	$50	Not stated	None
Check Services
Cashier’s Check	$2	Not stated	None
Money Order	$2	Not stated	None
Check Copy	$2	Not stated	None
Account Services
Safe Deposit Box 10X10	$95	Not stated	None
Safe Deposit Box 3X10	$45	Not stated	None
Safe Deposit Box 3X5	$30	Not stated	None
Safe Deposit Box 5X10	$60	Not stated	None
Safe Deposit Box Drilling	$200Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box Key Replacement	$10Not compared: Box drilling or key fee	Not stated	None
Garnishment/Levy	$25	Not stated	None
Subordination Agreement	$125	Not stated	None
Account Verification Request Form	$10	Not stated	None
Lending Fees
Late Payment Fee	$20	per transaction	None
VISA Credit Card Late Payment	$20	Not stated	None
Gift & Prepaid Cards
VISA Gift Card	$3	Not stated	None
Other Fees
Statement Copy	$5	Not stated	None

Correct a fee source

Nov 4, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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