19 published fees; none has a market median to compare yet.
Source: its fee schedule, read Nov 4, 2026.
Comparison with U.S. medians for fees published by banks and credit unions.
Overdraft (OD)
NSF / Returned Item
Non-Network ATM
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for Michigan, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Bring fees, filings and market context together.
Monroe Community Federal Credit Union · $406M in assets
The 25 credit unions closest in assets
Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 19 states.
| Institution | City, state | Assets | Maintenance | ATM | Domestic wire | Intl. wire | Overdraft |
|---|---|---|---|---|---|---|---|
| Monroe Community Federal Credit Union(this institution) | Monroe, MI | $406M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Acadia Federal Credit Union | Fort Kent, ME | $413M | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Overdraft not published |
| Alltru Federal Credit Union | Wentzville, MO | $401M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Ancorum Federal Credit Union | Bath, ME | $402M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Ashland Federal Credit Union | Ashland, KY | $412M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Avenir Financial Federal Credit Union | Yuma, AZ | $401M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Cascade Federal Credit Union | Kent, WA | $393M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Case Federal Credit Union | Lansing, MI | $400M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Cdc Federal Credit Union | Atlanta, GA | $414M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Eagle Community Federal Credit Union | Lake Forest, CA | $409M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| First Community Credit Union of Beloit | Beloit, WI | $410M | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Overdraft not published |
| Fort Financial Federal Credit Union | Fort Wayne, IN | $397M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Fort Sill Federal Credit Union | Lawton, OK | $394M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Houston Texas Fire Fighters Federal Credit Union | Houston, TX | $401M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Nymeo Federal Credit Union | Frederick, MD | $409M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Overdraft not published |
| Ocean Financial Federal Credit Union | Oceanside, NY | $403M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Park View Federal Credit Union | Harrisonburg, VA | $410M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Partnership Financial Federal Credit Union | Morton Grove, IL | $403M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Platinum Federal Credit Union | Duluth, GA | $413M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Popa Federal Credit Union | Cerritos, CA | $405M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| San Antonio Citizens Federal Credit Union | San Antonio, FL | $400M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Signet Federal Credit Union | Paducah, KY | $398M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Wauna Federal Credit Union | Clatskanie, OR | $398M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | Publishes International wire | Publishes Overdraft |
| Wepco Federal Credit Union | Bloomington, MD | $399M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Yolo Federal Credit Union | Woodland, CA | $412M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Zing Credit Union | Denver, CO | $406M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
✓ publishes the fee. – not published.
25 peers selected · 16 publish this fee(monthly maintenance)
9 don't publish it: shown as not published, never as zero.
Peer pricing snapshot
The peer median is $5.50 among 16 publishing peers.
This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.
Source: Bank Fee Index, published fee schedules, as of Nov 3, 2026.
Monthly maintenance fee in dollars, one mark per institution
Monroe Community Federal Credit Union does not publish a monthly maintenance fee, so it is not on this chart.
Hamilton is the Fee Insight workspace for pricing teams.
Source: Bank Fee Index, published fee schedules, as of Nov 3, 2026. Total assets from FDIC and NCUA records.
Amounts from Monroe Community Federal Credit Union’s own schedules, with a source for each figure.
per month
per hour · Account Research/Reconciliation (1 hour minimum) | $22 per hour
per month
per month
per item
Box Drilling | $15 (plus cost of lock replacement and locksmith charges)
per item
per year
per year
per year
per year
per year
per year
per item
per item
per month
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Account Escheatment 1 | $25 | Not stated | None |
| Dormant Account (after 12 months of inactivity) | $5 | per month | None |
| Account Research/Reconciliation (1 hour minimum) | $22Not compared: Charged per hour; comparison unavailable | per hour | Account Research/Reconciliation (1 hour minimum) | $22 per hour |
| Paper Statement | $3 | per month | None |
| Wrong Address | $10 | per month | None |
Overdraft & NSF | |||
| CheckGuard overdraft fee | $30 | per item | None |
| Non-Sufficient Funds (NSF) 3 | $30 | per item | None |
ATM & Card | |||
| Non-Proprietary ATM Transfer, Withdrawal, or Balance Inquiry 4 | $1 | per item | None |
| CU Money Travel Card Replacement | $5 | per item | None |
| Debit/ATM Card Replacement Fee (first replacement is free) | $10 | per item | None |
| Debit/ATM Card Rush Order | $30 | per item | None |
Wire Transfers | |||
| Outgoing Domestic Wire Transfer | $20 | per item | None |
Check Services | |||
| Cashier's Check | $3 | per item | None |
| Money Order | $1 | per item | None |
| Stop Payment | $20 | per item | None |
| Check Cashing | $5 | per item | None |
| Copy of Check | $3 | per item | None |
Cash & Deposit | |||
| Coin Machine | 3% | Not stated | None |
| Returned Item | $15 | per item | None |
Account Services | |||
| Notary Services | $5 | Not stated | None |
| Notary Services | No charge | Not stated | None |
| Box Drilling | $15Not compared: Box drilling or key fee | Not stated | Box Drilling | $15 (plus cost of lock replacement and locksmith charges) |
| Replacement Key | $15Not compared: Box drilling or key fee | per item | None |
| Safe Deposit Box 2" x 5" | $20 | per year | None |
| Safe Deposit Box 2" x 5" (audience not stated, treated as personal) | $20 | per year | None |
| Safe Deposit Box 3" x 10" | $40 | per year | None |
| Safe Deposit Box 3" x 10" (audience not stated, treated as personal) | $40 | per year | None |
| Safe Deposit Box 3" x 5" | $30 | per year | None |
| Safe Deposit Box 3" x 5" (audience not stated, treated as personal) | $30 | per year | None |
| Legal Processing | $50 | per item | None |
Gift & Prepaid Cards | |||
| CU Money Travel Card Reload | $2 | per item | None |
Other Fees | |||
| Statement Copy | $3Not compared: Monthly charge, not per item | per month | None |
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
Box Drilling | $15 (plus cost of lock replacement and locksmith charges)
per item
per year
per year
per year
per item
per month
| Fee | Amount | Basis | Note |
|---|---|---|---|
ATM & Card | |||
| Non-Proprietary ATM Transfer, Withdrawal, or Balance Inquiry 4 | $1 | per item | None |
| CU Money Travel Card Replacement | $5 | per item | None |
| Debit/ATM Rush Order | $30 | per item | None |
Check Services | |||
| Cashier's Check (if not payable to member) | $3 | per item | None |
| Money Order | $1 | per item | None |
| ACH Stop Payment | $20 | per item | None |
| Stop Payment - Series | $25 | Not stated | None |
| Check Cashing | $5 | per item | None |
Account Services | |||
| Notary Services | $5 | Not stated | None |
| Notary Services | No charge | Not stated | None |
| Box Drilling | $15Not compared: Box drilling or key fee | Not stated | Box Drilling | $15 (plus cost of lock replacement and locksmith charges) |
| Replacement Key | $15Not compared: Box drilling or key fee | per item | None |
| Safe Deposit Box 2" x 5" | $20 | per year | None |
| Safe Deposit Box 3" x 10" | $40 | per year | None |
| Safe Deposit Box 3" x 5" | $30 | per year | None |
Gift & Prepaid Cards | |||
| CU Money Travel Card Reload | $2 | per item | None |
Other Fees | |||
| Statement Copy | $3Not compared: Monthly charge, not per item | per month | None |
Nov 4, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
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