19 published fees; none has a market median to compare yet.
Source: its fee schedule, read Nov 4, 2026.
Comparison with U.S. medians for fees published by banks and credit unions.
Overdraft (OD)
NSF / Returned Item
Non-Network ATM
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for Michigan, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Bring fees, filings and market context together.
Amounts from Monroe Community Federal Credit Union’s own schedules, with a source for each figure.
per month
per hour · Account Research/Reconciliation (1 hour minimum) | $22 per hour
per month
per month
per item
Box Drilling | $15 (plus cost of lock replacement and locksmith charges)
per item
per year
per year
per year
per year
per year
per year
per item
per item
per month
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Account Escheatment 1 | $25 | Not stated | None |
| Dormant Account (after 12 months of inactivity) | $5 | per month | None |
| Account Research/Reconciliation (1 hour minimum) | $22Not compared: Charged per hour; comparison unavailable | per hour | Account Research/Reconciliation (1 hour minimum) | $22 per hour |
| Paper Statement | $3 | per month | None |
| Wrong Address | $10 | per month | None |
Overdraft & NSF | |||
| CheckGuard overdraft fee | $30 | per item | None |
| Non-Sufficient Funds (NSF) 3 | $30 | per item | None |
ATM & Card | |||
| Non-Proprietary ATM Transfer, Withdrawal, or Balance Inquiry 4 | $1 | per item | None |
| CU Money Travel Card Replacement | $5 | per item | None |
| Debit/ATM Card Replacement Fee (first replacement is free) | $10 | per item | None |
| Debit/ATM Card Rush Order | $30 | per item | None |
Wire Transfers | |||
| Outgoing Domestic Wire Transfer | $20 | per item | None |
Check Services | |||
| Cashier's Check | $3 | per item | None |
| Money Order | $1 | per item | None |
| Stop Payment | $20 | per item | None |
| Check Cashing | $5 | per item | None |
| Copy of Check | $3 | per item | None |
Cash & Deposit | |||
| Coin Machine | 3% | Not stated | None |
| Returned Item | $15 | per item | None |
Account Services | |||
| Notary Services | $5 | Not stated | None |
| Notary Services | No charge | Not stated | None |
| Box Drilling | $15Not compared: Box drilling or key fee | Not stated | Box Drilling | $15 (plus cost of lock replacement and locksmith charges) |
| Replacement Key | $15Not compared: Box drilling or key fee | per item | None |
| Safe Deposit Box 2" x 5" | $20 | per year | None |
| Safe Deposit Box 2" x 5" (audience not stated, treated as personal) | $20 | per year | None |
| Safe Deposit Box 3" x 10" | $40 | per year | None |
| Safe Deposit Box 3" x 10" (audience not stated, treated as personal) | $40 | per year | None |
| Safe Deposit Box 3" x 5" | $30 | per year | None |
| Safe Deposit Box 3" x 5" (audience not stated, treated as personal) | $30 | per year | None |
| Legal Processing | $50 | per item | None |
Gift & Prepaid Cards | |||
| CU Money Travel Card Reload | $2 | per item | None |
Other Fees | |||
| Statement Copy | $3Not compared: Monthly charge, not per item | per month | None |
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
Box Drilling | $15 (plus cost of lock replacement and locksmith charges)
per item
per year
per year
per year
per item
per month
| Fee | Amount | Basis | Note |
|---|---|---|---|
ATM & Card | |||
| Non-Proprietary ATM Transfer, Withdrawal, or Balance Inquiry 4 | $1 | per item | None |
| CU Money Travel Card Replacement | $5 | per item | None |
| Debit/ATM Rush Order | $30 | per item | None |
Check Services | |||
| Cashier's Check (if not payable to member) | $3 | per item | None |
| Money Order | $1 | per item | None |
| ACH Stop Payment | $20 | per item | None |
| Stop Payment - Series | $25 | Not stated | None |
| Check Cashing | $5 | per item | None |
Account Services | |||
| Notary Services | $5 | Not stated | None |
| Notary Services | No charge | Not stated | None |
| Box Drilling | $15Not compared: Box drilling or key fee | Not stated | Box Drilling | $15 (plus cost of lock replacement and locksmith charges) |
| Replacement Key | $15Not compared: Box drilling or key fee | per item | None |
| Safe Deposit Box 2" x 5" | $20 | per year | None |
| Safe Deposit Box 3" x 10" | $40 | per year | None |
| Safe Deposit Box 3" x 5" | $30 | per year | None |
Gift & Prepaid Cards | |||
| CU Money Travel Card Reload | $2 | per item | None |
Other Fees | |||
| Statement Copy | $3Not compared: Monthly charge, not per item | per month | None |
Nov 4, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
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