Lincoln Park Community Federal Credit Union

Headquarters: Lincoln Park, Michigan
Charter: Credit Union
Assets: $63.4M
Fed district: Chicago

18 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 3, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Lincoln Park Community Federal Credit Union: $25
Lincoln Park Community Federal Credit Union: $25
U.S. median: no median
NSF / Returned Item
Lincoln Park Community Federal Credit Union: $25
Lincoln Park Community Federal Credit Union: $25
U.S. median: no median
Non-Network ATM
Lincoln Park Community Federal Credit Union: $2
Lincoln Park Community Federal Credit Union: $2
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 3, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Michigan, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Michigan: Banks and credit unions headquartered in Michigan that publish the fee.
Chicago district: Banks and credit unions headquartered in the Chicago Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Lincoln Park Community Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Account closed within 90 days of opening$5
Dormant Account$5
Research per hour$25
Not compared: Charged per hour; comparison unavailable
per hour
Share Draft Reconciliation per month$5
Not compared: Monthly charge, not per item
per month
Paper Statement – Mailed (electronic statements free)$3
Return Mail$5

Overdraft & NSF

Overdraft Privilege$25
E-Bill NSF$25
Non-sufficient funds item (each draft, ACH or ATM item)$25
per item
Overdraft Transfer Fee from Shares or Line of Credit$5

ATM & Card

ATM fee – 5 free per month, LPCCU ATM FREE unlimited, POS no fee$2
Replacement Plastic Card Fee – VISA Credit or MASTERCARD Debit/ATM$25

Check Services

LPCCU Teller, Official, Cashier’s Check$5
Money Order$2
Stop Payments$25
Non-Member check cashing fee$5
Check Copy – Personal or Corporate (personal are free on Netbranch)$5

Cash & Deposit

Coin Processing5%
Coin Processing (audience not stated, treated as personal)5%
Deposited Checks returned unpaid$15

Account Services

Legal Processing Fee (Levy/Garnishment/Subpoena) Processing$50

Gift & Prepaid Cards

VISA Gift Card$3.95

Other Fees

Statement Copy (duplicate or printout) – (27 months available free on Netbranch)$5

Fee	Amount	Basis	Note
Account Maintenance
Account closed within 90 days of opening	$5	Not stated	None
Dormant Account	$5	Not stated	None
Research per hour	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Share Draft Reconciliation per month	$5Not compared: Monthly charge, not per item	per month	None
Paper Statement – Mailed (electronic statements free)	$3	Not stated	None
Return Mail	$5	Not stated	None
Overdraft & NSF
Overdraft Privilege	$25	Not stated	None
E-Bill NSF	$25	Not stated	None
Non-sufficient funds item (each draft, ACH or ATM item)	$25	per item	None
Overdraft Transfer Fee from Shares or Line of Credit	$5	Not stated	None
ATM & Card
ATM fee – 5 free per month, LPCCU ATM FREE unlimited, POS no fee	$2	Not stated	None
Replacement Plastic Card Fee – VISA Credit or MASTERCARD Debit/ATM	$25	Not stated	None
Check Services
LPCCU Teller, Official, Cashier’s Check	$5	Not stated	None
Money Order	$2	Not stated	None
Stop Payments	$25	Not stated	None
Non-Member check cashing fee	$5	Not stated	None
Check Copy – Personal or Corporate (personal are free on Netbranch)	$5	Not stated	None
Cash & Deposit
Coin Processing	5%	Not stated	None
Coin Processing (audience not stated, treated as personal)	5%	Not stated	None
Deposited Checks returned unpaid	$15	Not stated	None
Account Services
Legal Processing Fee (Levy/Garnishment/Subpoena) Processing	$50	Not stated	None
Gift & Prepaid Cards
VISA Gift Card	$3.95	Not stated	None
Other Fees
Statement Copy (duplicate or printout) – (27 months available free on Netbranch)	$5	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Nov 3, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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