Community West Federal Credit Union

Headquarters: Kentwood, Michigan
Charter: Credit Union
Assets: $252.4M
Fed district: Chicago
Regulator: NCUA

23 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 4, 2026.

Overview

Total assets
Q2 2026, quarter end
NCUA 5300 call report · Jun 30, 2026
Revenue
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee income
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee-income share of revenue
Not available
Peer figures could not be read
Not on file
Fees above the U.S. median
None compared
No fee has a median to compare
Fee schedule read Nov 4, 2026

How these figures are measured

Call-report figures are for Community West Federal Credit Union, from NCUA 5300 call reports. Revenue is interest income plus noninterest income.

Metric	Measure and calculation	Source and fields	Period	Retrieved
Total assets	Total assets at quarter end Point in time, at quarter end	NCUA 5300 call report Account 010	Q2 2026 Quarter ended Jun 30, 2026	Oct 20, 2026
Revenue	Revenue (interest + noninterest income) Standalone quarter: year to date less the prior quarter (Q1 as filed)	NCUA 5300 call report Account 115 + Account 117	Q2 2026 Quarter ended Jun 30, 2026	Oct 20, 2026
Fee income	Fee income (NCUA 5300 Account 131) Standalone quarter: year to date less the prior quarter (Q1 as filed)	NCUA 5300 call report Account 131	Q2 2026 Quarter ended Jun 30, 2026	Oct 20, 2026
Fee-income share of revenue	Fee income (NCUA 5300 Account 131) divided by revenue (interest + noninterest income) Shown when at least 10 credit unions of its size report a share above 0%.	Not on file	Not on file	Not recorded
Fees above the U.S. median	Published fees above the U.S. median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out.	Community West Federal Credit Union's published fee schedule; Bank Fee Index medians	Current schedule	Nov 4, 2026

Fee income by quarter

Q1 2024 to Q2 2026, standalone quarters

Details

Source: NCUA 5300 call report
Entity: Community West Federal Credit Union (credit union)
Period: Q1 2024 to Q2 2026, 10 quarters
Measure: Fee income (NCUA 5300 Account 131)
Calculation: Standalone quarter: year to date less the prior quarter (Q1 as filed)
Fields: Account 131
Retrieved: Oct 20, 2026

What stands out

Fee income was $431K in Q2 2026, 4.1% above the same quarter a year earlier ($414K).
Not established: Two quarters a year apart are two observations, not an established trend in fee income.

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Community West Federal Credit Union: $30
Community West Federal Credit Union: $30
U.S. median: no median
NSF / Returned Item
Community West Federal Credit Union: $30
Community West Federal Credit Union: $30
U.S. median: no median
Non-Network ATM
Compared at $1.50, the middle of its prices
Community West Federal Credit Union: $0 to $3
Community West Federal Credit Union: $0 to $3
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 4, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Michigan, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Michigan: Banks and credit unions headquartered in Michigan that publish the fee.
Chicago district: Banks and credit unions headquartered in the Chicago Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Fee income beside fee prices

Fee income fell 2.0% from Q3 2025 to Q2 2026, to $431K.

Fee income, Q2 2026

$431K

$440KQ3 2025

$428KQ4 2025

$419KQ1 2026

$431KQ2 2026

Against the median

Community West Federal Credit UnionMedian

Sources and open questions

NCUA 5300 call reports, credit union level, standalone quarters. Four quarters are too few to call a trend.

Which fees make up most of fee income, and has that mix changed?

Among its peers

Community West Federal Credit Union · $252M in assets

The 25 credit unions closest in assets

Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 17 states.

Credit unions only
$247M to $258M in assets
Headquartered in 17 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
Community West Federal Credit Union(this institution)	Kentwood, MI	$252M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Bridge Federal Credit Union	Powell, OH	$257M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Building Trades Federal Credit Union	Maple Grove, MN	$250M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Overdraft not published
Cacl Federal Credit Union	Pottsville, PA	$256M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Cedar Falls Community Federal Credit Union	Cedar Falls, IA	$252M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
Citizens Community Federal Credit Union	Fort Dodge, IA	$254M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Geovista Federal Credit Union	Hinesville, GA	$247M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Ghs Federal Credit Union	Binghamton, NY	$253M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Greater Alliance Federal Credit Union	Paramus, NJ	$248M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Highmark Federal Credit Union	Rapid City, SD	$258M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Illinois State Federal Credit Union	Normal, IL	$249M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Keys Federal Credit Union	Key West, FL	$253M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
Mc Federal Credit Union	Danville, PA	$247M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Moog Employees Federal Credit Union	East Aurora, NY	$257M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
North Jersey Federal Credit Union	Totowa, NJ	$256M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Nw Priority Federal Credit Union	Portland, OR	$248M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Pyramid Federal Credit Union	Tucson, AZ	$248M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Red Crown Federal Credit Union	Tulsa, OK	$257M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Shrewsbury Federal Credit Union	Shrewsbury, MA	$249M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Southern Security Federal Credit Union	Collierville, TN	$252M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
St. Paul Federal Credit Union	Saint Paul, MN	$252M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
The Family Federal Credit Union	Davenport, IA	$253M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Tongass Federal Credit Union	Ketchikan, AK	$252M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Tremont Federal Credit Union	Boston, MA	$256M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Overdraft not published
Truchoice Federal Credit Union	Portland, ME	$257M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Truecore Federal Credit Union	Newark, OH	$255M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft

✓ publishes the fee. – not published.

25 peers selected · 10 publish this fee(monthly maintenance)

15 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

Community West Federal Credit Union does not publish a monthly maintenance fee in the index.

The peer median is $4.50 among 10 publishing peers.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Nov 4, 2026.

Monthly maintenance fee in dollars, one mark per institution

Community West Federal Credit Union does not publish a monthly maintenance fee, so it is not on this chart.

Community West Federal Cr…Peer (equal prices stack)Peer median

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Nov 4, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Financial performance

Call reports for Community West Federal Credit Union (credit union). Income lines are standalone quarters.

Measure

Fee income

Q3 2024 to Q2 2026, standalone quarters · 66 quarters on file

Latest, Q2 2026: $431K
vs prior quarter: +$12K+2.9%; from Q1 2026
vs a year earlier: +$17K+4.1%; from Q2 2025
vs start of range: +$12K+2.9%; from Q3 2024

Details

Source: NCUA 5300 call report
Entity: Community West Federal Credit Union (credit union)
Period: Q3 2024 to Q2 2026, 8 quarters
Measure: Fee income (NCUA 5300 Account 131)
Calculation: Standalone quarter: year to date less the prior quarter (Q1 as filed)
Fields: Account 131
Retrieved: Oct 20, 2026

Table

Quarter	Amount	Change	%
Q2 2026	$431K	+$12K	+2.9%
Q1 2026	$419K	−$9K	−2.1%
Q4 2025	$428K	−$12K	−2.7%
Q3 2025	$440K	+$26K	+6.3%
Q2 2025	$414K	+$6K	+1.5%
Q1 2025	$408K	−$14K	−3.3%
Q4 2024	$422K	+$3K	+0.7%
Q3 2024	$419K	+$35K	+9.1%

Fee-income share against its size cohort

Insufficient sample: fewer than 10 peers of its size reported a share.

Published fee schedule

Amounts from Community West Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Dormant Account Per month after 1 year(s)$25
per month

Overdraft & NSF

Non-Sufficient Funds (NSF) - Check/ACH/Card Setting up eAlerts and Overdraft Protection or lines of credit can help avoid NSF$30
per item
Non-Sufficient Funds (NSF) - Check/ACH/Card$30
per item

ATM & Card

CO-OP ATM WithdrawalNo charge
Out of Network ATM Withdrawal$3
Card Replacement$10
per item
Replacement Credit or Debit Card$10
Card Rush Order$20

Wire Transfers

Domestic Wire Transfer$25
Domestic Wire Transfer - Per Item$25
per item
International Wire Transfer$50
International Wire Transfer$50
per item

Check Services

Cashier’s Check/Money Order$5
per item
Stop Payment$30
per item
Stop Payment (Check/ACH)$30
Canadian Check Processing$5
Canadian Check Processing - Per Check$5
per item
Copy of Cashier’s Check/Money Order/Personal Check$3
per item

Digital & Electronic

ACH Non-Return$30
per item
Online Bill PaymentNo charge
Outgoing Account to Account (A2A) Transfers$5
Mobile DepositNo charge

Cash & Deposit

Deposit Items Returned Unpaid$30
per item

Account Services

Notary - For MembersNo charge
Garnishments and Levies$50
Home Equity Subordination$200
Deposit Verification$5
Deposit Verification$5

Retirement & IRA

IRA Savings – Transfer$35
per item
IRA/HSA Transfer Fee$35

Other Fees

Copy of Cashier's$3
Copy of Statement View eStatements in online banking or mobile app$5
Skip A Pay$35

Fee	Amount	Basis	Note
Account Maintenance
Dormant Account Per month after 1 year(s)	$25	per month	None
Overdraft & NSF
Non-Sufficient Funds (NSF) - Check/ACH/Card Setting up eAlerts and Overdraft Protection or lines of credit can help avoid NSF	$30	per item	None
Non-Sufficient Funds (NSF) - Check/ACH/Card	$30	per item	None
ATM & Card
CO-OP ATM Withdrawal	No charge	Not stated	None
Out of Network ATM Withdrawal	$3	Not stated	None
Card Replacement	$10	per item	None
Replacement Credit or Debit Card	$10	Not stated	None
Card Rush Order	$20	Not stated	None
Wire Transfers
Domestic Wire Transfer	$25	Not stated	None
Domestic Wire Transfer - Per Item	$25	per item	None
International Wire Transfer	$50	Not stated	None
International Wire Transfer	$50	per item	None
Check Services
Cashier’s Check/Money Order	$5	per item	None
Stop Payment	$30	per item	None
Stop Payment (Check/ACH)	$30	Not stated	None
Canadian Check Processing	$5	Not stated	None
Canadian Check Processing - Per Check	$5	per item	None
Copy of Cashier’s Check/Money Order/Personal Check	$3	per item	None
Digital & Electronic
ACH Non-Return	$30	per item	None
Online Bill Payment	No charge	Not stated	None
Outgoing Account to Account (A2A) Transfers	$5	Not stated	None
Mobile Deposit	No charge	Not stated	None
Cash & Deposit
Deposit Items Returned Unpaid	$30	per item	None
Account Services
Notary - For Members	No charge	Not stated	None
Garnishments and Levies	$50	Not stated	None
Home Equity Subordination	$200	Not stated	None
Deposit Verification	$5	Not stated	None
Deposit Verification	$5	Not stated	None
Retirement & IRA
IRA Savings – Transfer	$35	per item	None
IRA/HSA Transfer Fee	$35	Not stated	None
Other Fees
Copy of Cashier's	$3	Not stated	None
Copy of Statement View eStatements in online banking or mobile app	$5	Not stated	None
Skip A Pay	$35	Not stated	None

Correct a fee source

Nov 4, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

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