23 published fees; none has a market median to compare yet.
Source: its fee schedule, read Nov 4, 2026.
Comparison with U.S. medians for fees published by banks and credit unions.
Overdraft (OD)
NSF / Returned Item
Non-Network ATM
Compared at $1.50, the middle of its prices
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for Michigan, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Bring fees, filings and market context together.
Amounts from Community West Federal Credit Union’s own schedules, with a source for each figure.
per month
per item
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Dormant Account Per month after 1 year(s) | $25 | per month | None |
Overdraft & NSF | |||
| Non-Sufficient Funds (NSF) - Check/ACH/Card Setting up eAlerts and Overdraft Protection or lines of credit can help avoid NSF | $30 | per item | None |
| Non-Sufficient Funds (NSF) - Check/ACH/Card | $30 | per item | None |
ATM & Card | |||
| CO-OP ATM Withdrawal | No charge | Not stated | None |
| Out of Network ATM Withdrawal | $3 | Not stated | None |
| Card Replacement | $10 | per item | None |
| Replacement Credit or Debit Card | $10 | Not stated | None |
| Card Rush Order | $20 | Not stated | None |
Wire Transfers | |||
| Domestic Wire Transfer | $25 | Not stated | None |
| Domestic Wire Transfer - Per Item | $25 | per item | None |
| International Wire Transfer | $50 | Not stated | None |
| International Wire Transfer | $50 | per item | None |
Check Services | |||
| Cashier’s Check/Money Order | $5 | per item | None |
| Stop Payment | $30 | per item | None |
| Stop Payment (Check/ACH) | $30 | Not stated | None |
| Canadian Check Processing | $5 | Not stated | None |
| Canadian Check Processing - Per Check | $5 | per item | None |
| Copy of Cashier’s Check/Money Order/Personal Check | $3 | per item | None |
Digital & Electronic | |||
| ACH Non-Return | $30 | per item | None |
| Online Bill Payment | No charge | Not stated | None |
| Outgoing Account to Account (A2A) Transfers | $5 | Not stated | None |
| Mobile Deposit | No charge | Not stated | None |
Cash & Deposit | |||
| Deposit Items Returned Unpaid | $30 | per item | None |
Account Services | |||
| Notary - For Members | No charge | Not stated | None |
| Garnishments and Levies | $50 | Not stated | None |
| Home Equity Subordination | $200 | Not stated | None |
| Deposit Verification | $5 | Not stated | None |
| Deposit Verification | $5 | Not stated | None |
Retirement & IRA | |||
| IRA Savings – Transfer | $35 | per item | None |
| IRA/HSA Transfer Fee | $35 | Not stated | None |
Other Fees | |||
| Copy of Cashier's | $3 | Not stated | None |
| Copy of Statement View eStatements in online banking or mobile app | $5 | Not stated | None |
| Skip A Pay | $35 | Not stated | None |
Nov 4, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Fee change alerts
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