26 published fees; none has a market median to compare yet.
Source: its fee schedule, read Oct 6, 2026.
Comparison with U.S. medians for fees published by banks and credit unions.
Monthly Maintenance
Overdraft (OD)
NSF / Returned Item
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for Texas, the Dallas district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Bring fees, filings and market context together.
Amounts from Priority Trust Federal Credit Union’s own schedules, with a source for each figure.
per item
per item
per transaction
per item
per item · per 10 temporary checks
per item
per item
per item
per transaction
per item
per item
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Service Charge | $10 | per month | None |
| Account Closure Fee | $10 | Not stated | None |
| Account Reconciliation Fee | $25Not compared: Charged per hour; comparison unavailable | per hour | None |
| Arbitration/Account Research Fee | $25Not compared: Charged per hour; comparison unavailable | per hour | None |
| Bad Address Fee | $5 | per month | None |
| Return Mail | $10 | Not stated | None |
Overdraft & NSF | |||
| Courtesy Pay | $35 | per item | None |
| NSF on Pre-Authorized EFT | $35 | per item | None |
| Returned Item | $35 | per item | None |
| Overdraft Protection | $5 | Not stated | None |
| Overdraft Transfer Fee | $5 | per item | None |
ATM & Card | |||
| Check Card Balance Inquiry Fee | $1 | per item | None |
| Non-Proprietary ATM Withdrawal | $2 | per transaction | None |
| Card Replacement Fee | $10 | per item | None |
| Card Rush | $35 | per item | None |
Wire Transfers | |||
| Wire Transfer Fee (outgoing) | $25 | per item | None |
| Incoming Wire Fee | $5 | Not stated | None |
Check Services | |||
| Teller's Check (payable to members) | $1 | per item | None |
| Teller's Check (payable to non-members) | $5 | per item | None |
| Money Orders | $2 | per transaction | None |
| Stop Payment Fee | $35 | per item | None |
| Checking Account Temporary Check | $2 | Not stated | None |
| Temporary Check | $2 | per item | per 10 temporary checks |
| Temporary Checks | $5 | per item | None |
| Check Cashing Fee | $3 | Not stated | None |
| Items Sent for Collection Fee | $30 | per item | None |
| Check Copy | $5 | per item | None |
| Checking Account Check Copy | $5 | per transaction | None |
Digital & Electronic | |||
| ACH Origination Fee | $4 | per item | None |
Cash & Deposit | |||
| Cash Advance Fee | $3 | Not stated | None |
| Deposited Item Return Fee | $35 | per item | None |
Account Services | |||
| Safe Deposit Box 10" x 10" | $90 | per year | None |
| Safe Deposit Box 3" x 10" | $30 | per year | None |
| Safe Deposit Box 3" x 5" | $20 | per year | None |
| Safe Deposit Box 5" x 10" | $50 | per year | None |
| Legal Process Fee | $100 | per item | None |
| Verification of Deposit | $25 | per item | None |
Gift & Prepaid Cards | |||
| Card Reload | $4.95 | per item | None |
| VISA Gift Card | $5 | per item | None |
Other Fees | |||
| Statement Copy/Account Activity Fee | $5 | per item | None |
per item
per item
per transaction
per item
per item · per 10 temporary checks
per item
per item
per item
per transaction
per item
per item
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Service Charge | $10 | per month | None |
| Account Closure Fee | $10 | Not stated | None |
| Account Reconciliation Fee | $25Not compared: Charged per hour; comparison unavailable | per hour | None |
| Arbitration/Account Research Fee | $25Not compared: Charged per hour; comparison unavailable | per hour | None |
| Bad Address Fee | $5 | per month | None |
| Return Mail | $10 | Not stated | None |
Overdraft & NSF | |||
| Courtesy Pay | $35 | per item | None |
| NSF on Pre-Authorized EFT | $35 | per item | None |
| Returned Item | $35 | per item | None |
| Overdraft Protection | $5 | Not stated | None |
| Overdraft Transfer Fee | $5 | per item | None |
ATM & Card | |||
| Check Card Balance Inquiry Fee | $1 | per item | None |
| Non-Proprietary ATM Withdrawal | $2 | per transaction | None |
| Card Replacement Fee | $10 | per item | None |
| Card Rush | $35 | per item | None |
Wire Transfers | |||
| Wire Transfer Fee (outgoing) | $25 | per item | None |
| Incoming Wire Fee | $5 | Not stated | None |
Check Services | |||
| Teller's Check (payable to members) | $1 | per item | None |
| Teller's Check (payable to non-members) | $5 | per item | None |
| Money Orders | $2 | per transaction | None |
| Stop Payment Fee | $35 | per item | None |
| Checking Account Temporary Check | $2 | Not stated | None |
| Temporary Check | $2 | per item | per 10 temporary checks |
| Temporary Checks | $5 | per item | None |
| Check Cashing Fee | $3 | Not stated | None |
| Items Sent for Collection Fee | $30 | per item | None |
| Check Copy | $5 | per item | None |
| Checking Account Check Copy | $5 | per transaction | None |
Digital & Electronic | |||
| ACH Origination Fee | $4 | per item | None |
Cash & Deposit | |||
| Cash Advance Fee | $3 | Not stated | None |
| Deposited Check Returned Unpaid | $12 | per item | None |
| Deposited Item Return Fee | $35 | per item | None |
Account Services | |||
| Safe Deposit Box 10" x 10" | $90 | per year | None |
| Safe Deposit Box 3" x 10" | $30 | per year | None |
| Safe Deposit Box 3" x 5" | $20 | per year | None |
| Safe Deposit Box 5" x 10" | $50 | per year | None |
| Legal Process Fee | $100 | per item | None |
| Verification of Deposit | $25 | per item | None |
Gift & Prepaid Cards | |||
| Card Reload | $4.95 | per item | None |
| VISA Gift Card | $5 | per item | None |
Other Fees | |||
| Statement Copy/Account Activity Fee | $5 | per item | None |
Oct 6, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
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