Aeroquip Federal Credit Union

Headquarters: Jackson, Michigan
Charter: Credit Union
Assets: $51.6M
Fed district: Chicago
Regulator: NCUA

15 published fees; none has a market median to compare yet.

Source: its fee schedule, read Mar 17, 2026.

Overview

Total assets
Q2 2026, quarter end
NCUA 5300 call report · Jun 30, 2026
Revenue
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee income
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee-income share of revenue
Not available
Peer figures could not be read
Not on file
Fees above the U.S. median
None compared
No fee has a median to compare
Fee schedule read Mar 17, 2026

How these figures are measured

Call-report figures are for Aeroquip Federal Credit Union, from NCUA 5300 call reports. Revenue is interest income plus noninterest income.

Metric	Measure and calculation	Source and fields	Period	Retrieved
Total assets	Total assets at quarter end Point in time, at quarter end	NCUA 5300 call report Account 010	Q2 2026 Quarter ended Jun 30, 2026	Oct 20, 2026
Revenue	Revenue (interest + noninterest income) Standalone quarter: year to date less the prior quarter (Q1 as filed)	NCUA 5300 call report Account 115 + Account 117	Q2 2026 Quarter ended Jun 30, 2026	Oct 20, 2026
Fee income	Fee income (NCUA 5300 Account 131) Standalone quarter: year to date less the prior quarter (Q1 as filed)	NCUA 5300 call report Account 131	Q2 2026 Quarter ended Jun 30, 2026	Oct 20, 2026
Fee-income share of revenue	Fee income (NCUA 5300 Account 131) divided by revenue (interest + noninterest income) Shown when at least 10 credit unions of its size report a share above 0%.	Not on file	Not on file	Not recorded
Fees above the U.S. median	Published fees above the U.S. median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out.	Aeroquip Federal Credit Union's published fee schedule; Bank Fee Index medians	Current schedule	Mar 17, 2026

Fee income by quarter

Q1 2024 to Q2 2026, standalone quarters

Details

Source: NCUA 5300 call report
Entity: Aeroquip Federal Credit Union (credit union)
Period: Q1 2024 to Q2 2026, 10 quarters
Measure: Fee income (NCUA 5300 Account 131)
Calculation: Standalone quarter: year to date less the prior quarter (Q1 as filed)
Fields: Account 131
Retrieved: Oct 20, 2026

What stands out

Fee income was $51K in Q2 2026, 21% above the same quarter a year earlier ($42K).
Not established: Two quarters a year apart are two observations, not an established trend in fee income.

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Aeroquip Federal Credit Union: $5
Aeroquip Federal Credit Union: $5
U.S. median: no median
Overdraft (OD)
Compared at $30, its standard fee, the highest of its prices
Aeroquip Federal Credit Union: $20 to $30
Aeroquip Federal Credit Union: $20 to $30
U.S. median: no median
NSF / Returned Item
Aeroquip Federal Credit Union: $30
Aeroquip Federal Credit Union: $30
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Mar 17, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Michigan, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Michigan: Banks and credit unions headquartered in Michigan that publish the fee.
Chicago district: Banks and credit unions headquartered in the Chicago Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Fee income beside fee prices

Fee income rose 13% from Q3 2025 to Q2 2026, to $51K.

Fee income, Q2 2026

$51K

$45KQ3 2025

$50KQ4 2025

$49KQ1 2026

$51KQ2 2026

Against the median

Aeroquip Federal Credit UnionMedian

Sources and open questions

NCUA 5300 call reports, credit union level, standalone quarters. Four quarters are too few to call a trend.

Which fees make up most of fee income, and has that mix changed?

Among its peers

Aeroquip Federal Credit Union · $52M in assets

Banks and credit unions in the Jackson, MI metro

Banks and credit unions with branches in the Jackson, MI metro: the local competitors for deposits and customers. They range from $72M to $609.8B in assets, so compare prices here, not size.

Banks are counted by their branches in the metro (FDIC Summary of Deposits). Credit unions report no deposits by branch, so a credit union is counted when it has a branch in one of the metro's cities (NCUA branch file).

Banks and credit unions
$72M to $609.8B in assets
Headquartered in 5 states

See the 15 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
Aeroquip Federal Credit Union(this institution)	Jackson, MI	$52M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
American 1 Federal Credit Union	Jackson, MI	$661M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Community Choice Federal Credit Union	Farmington Hills, MI	$2.1B	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
County National Bank	Hillsdale, MI	$1.4B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
Fifth Third Bank, National Association	Cincinnati, OH	$299.2B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Flagstar Bank, National Association	Hicksville, NY	$87.7B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Homestead Savings Bank	Albion, MI	$72M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Ignite Federal Credit Union	Battle Creek, MI	$380M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Independent Bank	Grand Rapids, MI	$5.7B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Michigan State University Federal Credit Union	East Lansing, MI	$8.9B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Old National Bank	Evansville, IN	$73.9B	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
PNC Bank, National Association	Wilmington, DE	$609.8B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
South Central Federal Credit Union	Jackson, MI	$85M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
The Huntington National Bank	Columbus, OH	$283.1B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Tlc Community Federal Credit Union	Adrian, MI	$950M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
True Community Federal Credit Union	Jackson, MI	$955M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft

✓ publishes the fee. – not published.

15 peers selected · 10 publish this fee(monthly maintenance)

5 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

Monthly maintenance is $2.23 (31%) below the median of local competitors.

Its published price is $5, against a peer median of $7.23 among 10 publishing peers.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Oct 25, 2026.

Monthly maintenance fee in dollars, one mark per institution

Aeroquip Federal Credit U…Peer (equal prices stack)Peer median

Against this institution's monthly maintenance fee

Hamilton is the Fee Insight workspace for pricing teams.

Compare local deposit competitors in Hamilton

Source: Bank Fee Index, published fee schedules, as of Oct 25, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Financial performance

Call reports for Aeroquip Federal Credit Union (credit union). Income lines are standalone quarters.

Measure

Fee income

Q3 2024 to Q2 2026, standalone quarters · 66 quarters on file

Latest, Q2 2026: $51K
vs prior quarter: +$2K+4.1%; from Q1 2026
vs a year earlier: +$9K+21.4%; from Q2 2025
vs start of range: +$6K+13.3%; from Q3 2024

Details

Source: NCUA 5300 call report
Entity: Aeroquip Federal Credit Union (credit union)
Period: Q3 2024 to Q2 2026, 8 quarters
Measure: Fee income (NCUA 5300 Account 131)
Calculation: Standalone quarter: year to date less the prior quarter (Q1 as filed)
Fields: Account 131
Retrieved: Oct 20, 2026

Table

Quarter	Amount	Change	%
Q2 2026	$51K	+$2K	+4.1%
Q1 2026	$49K	−$1K	−2.0%
Q4 2025	$50K	+$5K	+11.1%
Q3 2025	$45K	+$3K	+7.1%
Q2 2025	$42K	−$1K	−2.3%
Q1 2025	$43K	−$2K	−4.4%
Q4 2024	$45K	$0	0.0%
Q3 2024	$45K	+$6K	+15.4%

Fee-income share against its size cohort

Insufficient sample: fewer than 10 peers of its size reported a share.

Published fee schedule

Amounts from Aeroquip Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Monthly Fee. Over 55 Free$5
per month
Paper Statement$5
per month

Overdraft & NSF

Overdraft (OD) (audience not stated, treated as personal)$20
Per Paid NSF$30
NSF/Returned Item Fee$30
per item

ATM & Card

Card Replacement$10
Rush Card Order$40

Wire Transfers

Domestic Outgoing Wire$35
Domestic Incoming Wire$5

Check Services

Money Order$2
Non-Member Inhouse Check Cashing Fee$5
Draft Copy$5

Digital & Electronic

Bill Pay & Zelle$15
Not compared: Per-item charge, not monthly
per item

Account Services

Garnishment/Levy/Lien Fee$60
Subpoena Request$30

Other Fees

FedEx Overnight$40
FedEx Saturday Delivery$50
Statement Copy$5

Fee	Amount	Basis	Note
Account Maintenance
Monthly Fee. Over 55 Free	$5	per month	None
Paper Statement	$5	per month	None
Overdraft & NSF
Overdraft (OD) (audience not stated, treated as personal)	$20	Not stated	None
Per Paid NSF	$30	Not stated	None
NSF/Returned Item Fee	$30	per item	None
ATM & Card
Card Replacement	$10	Not stated	None
Rush Card Order	$40	Not stated	None
Wire Transfers
Domestic Outgoing Wire	$35	Not stated	None
Domestic Incoming Wire	$5	Not stated	None
Check Services
Money Order	$2	Not stated	None
Non-Member Inhouse Check Cashing Fee	$5	Not stated	None
Draft Copy	$5	Not stated	None
Digital & Electronic
Bill Pay & Zelle	$15Not compared: Per-item charge, not monthly	per item	None
Account Services
Garnishment/Levy/Lien Fee	$60	Not stated	None
Subpoena Request	$30	Not stated	None
Other Fees
FedEx Overnight	$40	Not stated	None
FedEx Saturday Delivery	$50	Not stated	None
Statement Copy	$5	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Account Maintenance

Monthly Fee. Over 55 Free$5
per month
Inactive Business Account$5
per month
Paper Statement$5
per month

Overdraft & NSF

Per Paid NSF$30
NSF/Returned Item Fee$30
per item

ATM & Card

Card Replacement$10
Rush Card Order$40

Wire Transfers

Domestic Outgoing Wire$35
Domestic Incoming Wire$5

Check Services

Money Order$2
Non-Member Inhouse Check Cashing Fee$5
Draft Copy$5

Digital & Electronic

Bill Pay & Zelle$15
Not compared: Per-item charge, not monthly
per item

Account Services

Garnishment/Levy/Lien Fee$60
Subpoena Request$30

Other Fees

FedEx Overnight$40
FedEx Saturday Delivery$50
Statement Copy$5

Fee	Amount	Basis	Note
Account Maintenance
Monthly Fee. Over 55 Free	$5	per month	None
Inactive Business Account	$5	per month	None
Paper Statement	$5	per month	None
Overdraft & NSF
Per Paid NSF	$30	Not stated	None
NSF/Returned Item Fee	$30	per item	None
ATM & Card
Card Replacement	$10	Not stated	None
Rush Card Order	$40	Not stated	None
Wire Transfers
Domestic Outgoing Wire	$35	Not stated	None
Domestic Incoming Wire	$5	Not stated	None
Check Services
Money Order	$2	Not stated	None
Non-Member Inhouse Check Cashing Fee	$5	Not stated	None
Draft Copy	$5	Not stated	None
Digital & Electronic
Bill Pay & Zelle	$15Not compared: Per-item charge, not monthly	per item	None
Account Services
Garnishment/Levy/Lien Fee	$60	Not stated	None
Subpoena Request	$30	Not stated	None
Other Fees
FedEx Overnight	$40	Not stated	None
FedEx Saturday Delivery	$50	Not stated	None
Statement Copy	$5	Not stated	None

Correct a fee source

Mar 17, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

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