Fees from its schedule are under review and appear here once review is done.
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Total assets
Q1 2026, quarter end
FDIC call report data · Mar 31, 2026
Revenue
Q1 2026, one quarter
FDIC call report data · Mar 31, 2026
Service-charge income
Q1 2026, one quarter
FDIC call report data · Mar 31, 2026
Service-charge share of revenue
66th percentile; peer median 2.2%
FDIC call report data · Mar 31, 2026
Fees above the U.S. median
Too few fees
Fewer than 5 verified fees on file
Fee schedule read Apr 19, 2026
Call-report figures are for Morris Bank at the bank level, not its holding company. Revenue is net interest income plus noninterest income.
| Metric | Measure and calculation | Source and fields | Period | Retrieved |
|---|---|---|---|---|
| Total assets | Total assets at quarter end Point in time, at quarter end | FDIC BankFind Suite (call report data) ASSET | Q1 2026 Quarter ended Mar 31, 2026 | Oct 24, 2026 |
| Revenue | Revenue (net interest + noninterest income) One quarter, as reported | FDIC BankFind Suite (call report data) NIMQ + NONIIQ | Q1 2026 Quarter ended Mar 31, 2026 | Oct 24, 2026 |
| Service-charge income | Service charges on deposit accounts One quarter, as reported | FDIC BankFind Suite (call report data) ISERCHGQ | Q1 2026 Quarter ended Mar 31, 2026 | Oct 24, 2026 |
| Service-charge share of revenue | Service charges on deposit accounts divided by revenue (net interest + noninterest income) One quarter, as reported. Median and percentile from each of 879 banks with $1B to $10B in assets reporting a share above 0%, this one left out. | FDIC BankFind Suite (call report data) ISERCHGQ / (NIMQ + NONIIQ) | Q1 2026 Quarter ended Mar 31, 2026 | Not recorded |
| Fees above the U.S. median | Published fees above the U.S. median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out. | Morris Bank's published fee schedule; Bank Fee Index medians | Current schedule | Apr 19, 2026 |
Service-charge income by quarter
Q4 2023 to Q1 2026, standalone quarters
Service charges were 3.0% of revenue, above the 2.2% median of 879 banks with $1B to $10B in assets (66th percentile).
Not established: The share alone does not show whether prices, account volumes or the size of the revenue base set it.
Service-charge income was $571K in Q1 2026, 5.5% above the same quarter a year earlier ($541K).
Not established: Two quarters a year apart are two observations, not an established trend in service-charge income.
Call reports for Morris Bank (bank level, not the holding company). Income lines are standalone quarters.
Service-charge income
Q2 2024 to Q1 2026, standalone quarters · 65 quarters on file
| Quarter | Amount | Change | % |
|---|---|---|---|
| Q1 2026 | $571K | −$38K | −6.2% |
| Q4 2025 | $609K | −$10K | −1.6% |
| Q3 2025 | $619K | +$73K | +13.4% |
| Q2 2025 | $546K | +$5K | +0.9% |
| Q1 2025 | $541K | −$20K | −3.6% |
| Q4 2024 | $561K | −$16K | −2.8% |
| Q3 2024 | $577K | +$42K | +7.9% |
| Q2 2024 | $535K | +$43K | +8.7% |
Financial cohort: 903 banks with $1B to $10B in assets filing for Q1 2026; 879 reported a share above 0% and are counted, Morris Bank left out. Chosen by asset size alone, so it is a financial benchmark, not a list of local competitors.
The 15 closest to Morris Bank by share.
They stay out of every comparison until review is done.
per item · Charged for each insufficient item paid into overdraft
per item · Charged when debit transaction or item is returned for non-sufficient funds; may be charged for each resubmission
| Fee | Amount | Basis | Note |
|---|---|---|---|
Other feesUnder review | |||
| Overdraft Fee (audience not stated, treated as personal) | $35 | per item | Charged for each insufficient item paid into overdraft |
| Returned Item Fee (Non-Sufficient Funds) (audience not stated, treated as personal) | $35 | per item | Charged when debit transaction or item is returned for non-sufficient funds; may be charged for each resubmission |
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
Apr 19, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Where Morris Bank operates, and what regulators and customers have on file.
Branch footprint
9 offices in 1 state, $1.3B in branch deposits (June 2025)
Each dot is one office.
Largest markets by deposits
| Outside a metro area | 5 | $824.3M |
| 3 | $305.0M | |
| 1 | $214.5M |
Warner Robins, GA
11% of bank deposits, #3 of 12, up 4.4 points over five years.
| Largest competitors here | Deposit share |
|---|---|
| Truist Bank | 15.5% |
| Wells Fargo Bank, National Association | 10% |
| Bank of America, National Association | 9.6% |
| Sunmark Community Bank | 9.5% |
| Cadence Bank | 9.3% |
Branch count by year
Source: FDIC Summary of Deposits, 2010 to 2025. Deposits are booked at the branch as of June 30.
In Warner Robins, GA, Morris Bank holds 11% of bank deposits, #3 of 12, with 3 offices.
43 offices of 17 institutions shown.
Source: FDIC Summary of Deposits, as of June 30, 2025 (bank offices); NCUA branch file, quarter ending June 30, 2026 (credit union offices).
Share of bank deposits
As of June 30, 2025. FDIC-insured offices only; credit unions are not included.
8 of 12 institutions shown. $2.8B in bank deposits in the metro.
Source: FDIC Summary of Deposits, as of June 30, 2025.
Position over time, 2016 to 2025
June 2025: 11% share, 3 offices, #3 of 12
Deposit share
Offices
Rank (1 is largest)
Source: FDIC Summary of Deposits, as of June 30 of each year, 2016 to 2025.
Credit unions, reported separately
15 offices of 5 credit unions in the metro's cities. NCUA does not report deposits by office, so credit unions have no share above.
Source: NCUA branch file, quarter ending June 30, 2026.
Fee change alerts
Once when its schedule is verified, then when a verified fee changes.
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