24 published fees; none has a market median to compare yet.
Source: its fee schedule, read Nov 4, 2026.
Comparison with U.S. medians for fees published by banks and credit unions.
Monthly Maintenance
Compared at $4, the middle of its prices
Overdraft (OD)
NSF / Returned Item
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for Texas, the Dallas district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Bring fees, filings and market context together.
Amounts from Texas Bridge Federal Credit Union’s own schedules, with a source for each figure.
per month · when minimum balance is less than $300
per month
per month
per hour
per hour
per item
per item
per month
per item
per item
per year
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Monthly Service Charge - Budget Checking (balance less than $300) | $4 | per month | when minimum balance is less than $300 |
| Monthly Service Charge - GEM Checking | $7.50 | per month | None |
| Monthly Service Charge - Senior GEM Checking | $3.50 | per month | None |
| Minimum balance less than $1000 | $6 | Not stated | None |
| Minimum Balance less than $300 | $4 | Not stated | None |
| Closed Share Account Fee (closed within 90 days of opening) | $10 | Not stated | None |
| Inactive Share (no activity for 6 months) | $10 | Not stated | None |
| Account Balancing Assistance | $10Not compared: Charged per hour; comparison unavailable | per hour | None |
| Account Research | $10Not compared: Charged per hour; comparison unavailable | per hour | None |
| Paper Statement Fee | $2 | Not stated | None |
| Returned Mail Fee w/forwarding address | $1 | Not stated | None |
| Returned Mail Fee w/no forwarding address | $5 | Not stated | None |
Overdraft & NSF | |||
| Courtesy Pay (each item) | $27.50 | per item | None |
| ATM/Debit Card NSF Fee (per item) | $27.50 | per item | None |
| Insufficient Funds (each NSF item) | $27.50 | per item | None |
| ATM/Debit Card Overdraft Transfer Fee | $2 | Not stated | None |
| Automatic Overdraft Transfer: (shares to checking) | $2 | Not stated | None |
ATM & Card | |||
| Replacement ATM Cards | $5 | Not stated | None |
Wire Transfers | |||
| Wire Transfers: Outgoing – Domestic | $17.50 | Not stated | None |
| Wire Transfers: Incoming | No charge | Not stated | None |
| Wire Transfers: Outgoing – International | $30 | Not stated | None |
Check Services | |||
| Cashier’s Check | $3 | per item | None |
| Over 3 drafts and 3 cash or official check withdrawals per month | $3 | per item | None |
| Up to 3 drafts per month and 3 cash or official check withdrawals per month | No chargeNot compared: Monthly charge, not per item | per month | None |
| Stop Payment non-consecutive | $25 | Not stated | None |
| Stop Payment Order consecutive | $25 | Not stated | None |
| Check Cashing Fee | $3 | per item | None |
Digital & Electronic | |||
| ACH Return Fee (per item) | $27.50 | per item | None |
| Online/ Mobile Bill Pay | No charge | Not stated | None |
Cash & Deposit | |||
| Returned Deposit Fee (charge-back) each item | $10 | per item | None |
Account Services | |||
| Notary Fee: Member | No charge | Not stated | None |
| Safe Deposit Box 10X10 | $110 | per year | None |
| Safe Deposit Box 3X10 | $40 | per year | None |
| Safe Deposit Box 5X10 | $60 | per year | None |
| Garnishment Fee | $50 | Not stated | None |
| Levy Processing Fee | $30 | Not stated | None |
Retirement & IRA | |||
| IRA Annual Admin Fee | $10 | per year | None |
Other Fees | |||
| Online/ Mobile Banking: Copy Fee | No charge | Not stated | None |
| Statement Copy | $2 | Not stated | None |
Nov 4, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
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