Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, $300M to $1B

Security Federal Credit Union

Grand Blanc, MichiganCredit UnionChicago Fed districtFees collected Feb 17, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Closing within 90 days of opening$25Within the typical range ($10–$25 nationally)

Knox deterministic extraction from Rosetta artifact #6087. canonical_hint=early_closure; text_hash=5e01d031ca14810e19013e237995354032deac3928b2d82700cdda11630dd66e; excerpt="Account Closing within 90 days of opening | $25.00" · Source

Account Research Fee$30

$5 above the national median

Knox deterministic extraction from Rosetta artifact #6087. canonical_hint=account_research; text_hash=5e01d031ca14810e19013e237995354032deac3928b2d82700cdda11630dd66e; excerpt="Account Research Fee | $30.00 per hour" · Source

Overdraft & NSFVerified

Courtesy Pay Fee  (Bold Checking)$30Within the typical range ($25–$31 nationally)
At the national median
per item · Knox deterministic extraction from Rosetta artifact #6087. canonical_hint=overdraft; text_hash=5e01d031ca14810e19013e237995354032deac3928b2d82700cdda11630dd66e; excerpt="Courtesy Pay Fee* (Bold Checking) | $30.00 per presentment" · Source
Insufficient Funds Fee $35Above the typical range ($25–$31 nationally)
$5 above the national median
per item · Knox deterministic extraction from Rosetta artifact #6087. canonical_hint=nsf; text_hash=5e01d031ca14810e19013e237995354032deac3928b2d82700cdda11630dd66e; excerpt="Insufficient Funds Fee* | $35.00 per presentment" · Source
Overdraft Transfer Fee$5Within the typical range ($3–$5 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #6087. canonical_hint=od_protection_transfer; text_hash=5e01d031ca14810e19013e237995354032deac3928b2d82700cdda11630dd66e; excerpt="Overdraft Transfer Fee* | $5.00 per transfer" · Source
Rate Information is effective as of January 1, 2026. | Insufficient Funds Fee  (Bold Checking)$30Within the typical range ($25–$31 nationally)
At the national median
per item · Knox deterministic extraction from Rosetta artifact #6087. canonical_hint=nsf; text_hash=5e01d031ca14810e19013e237995354032deac3928b2d82700cdda11630dd66e; excerpt="Rate Information is effective as of January 1, 2026. | Insufficient Funds Fee* (Bold Checking) | $30.00 per presentment" · Source

ATM & CardVerified

SUB-SHARE ACCOUNT (Christmas Club, etc.) | Plastic Card Replacement Fee$5Within the typical range ($5–$10 nationally)
$5 below the national median
Knox deterministic extraction from Rosetta artifact #6087. canonical_hint=card_replacement; text_hash=5e01d031ca14810e19013e237995354032deac3928b2d82700cdda11630dd66e; excerpt="SUB-SHARE ACCOUNT (Christmas Club, etc.) | Plastic Card Replacement Fee | $5.00 per card" · Source

Check ServicesVerified

and charges applicable to your accounts at Security Credit Union. | Check Cashing Fee$5Within the typical range ($5–$10 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #6087. canonical_hint=check_cashing; text_hash=5e01d031ca14810e19013e237995354032deac3928b2d82700cdda11630dd66e; excerpt="and charges applicable to your accounts at Security Credit Union. | Check Cashing Fee | $5.00" · Source
are subject to change without notice. | Stop Payment Fee$35Above the typical range ($20–$30 nationally)
$9.50 above the national median
per item · Knox deterministic extraction from Rosetta artifact #6087. canonical_hint=stop_payment; text_hash=5e01d031ca14810e19013e237995354032deac3928b2d82700cdda11630dd66e; excerpt="are subject to change without notice. | Stop Payment Fee* | $35.00 per check" · Source
RATE & FEE SCHEDULE | Cashier Check / Money Order$4Within the typical range ($3–$6 nationally)
$1 below the national median
per item · Knox deterministic extraction from Rosetta artifact #6087. canonical_hint=cashiers_check; text_hash=5e01d031ca14810e19013e237995354032deac3928b2d82700cdda11630dd66e; excerpt="RATE & FEE SCHEDULE | Cashier Check / Money Order | $4.00 per item" · Source

Account ServicesVerified

APY of .00% | Subpoena Fee$35Within the typical range ($30–$131.13 nationally)
$40 below the national median
Knox deterministic extraction from Rosetta artifact #6087. canonical_hint=legal_process; text_hash=5e01d031ca14810e19013e237995354032deac3928b2d82700cdda11630dd66e; excerpt="All | .00% | with an APY of .00% | Subpoena Fee | $35.00 per hour" · Source
SECURITY CHECKING ACCOUNT | Garnishment/Levy Fee$75Within the typical range ($30–$75 nationally)
$25 above the national median
Knox deterministic extraction from Rosetta artifact #6087. canonical_hint=garnishment_levy; text_hash=5e01d031ca14810e19013e237995354032deac3928b2d82700cdda11630dd66e; excerpt="SECURITY CHECKING ACCOUNT | Garnishment/Levy Fee | $75.00 per request" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account Closing within 90 days of opening	$25Within the typical range ($10–$25 nationally)	$10 above the national median	—	Knox deterministic extraction from Rosetta artifact #6087. canonical_hint=early_closure; text_hash=5e01d031ca14810e19013e237995354032deac3928b2d82700cdda11630dd66e; excerpt="Account Closing within 90 days of opening \| $25.00"	Source
Account Research Fee	$30Above the typical range ($17.50–$25 nationally)	$5 above the national median	—	Knox deterministic extraction from Rosetta artifact #6087. canonical_hint=account_research; text_hash=5e01d031ca14810e19013e237995354032deac3928b2d82700cdda11630dd66e; excerpt="Account Research Fee \| $30.00 per hour"	Source
Overdraft & NSFVerified
Courtesy Pay Fee  (Bold Checking)	$30Within the typical range ($25–$31 nationally)	At the national median	per item	Knox deterministic extraction from Rosetta artifact #6087. canonical_hint=overdraft; text_hash=5e01d031ca14810e19013e237995354032deac3928b2d82700cdda11630dd66e; excerpt="Courtesy Pay Fee* (Bold Checking) \| $30.00 per presentment"	Source
Insufficient Funds Fee 
ATM & CardVerified
SUB-SHARE ACCOUNT (Christmas Club, etc.) \| Plastic Card Replacement Fee	$5Within the typical range ($5–$10 nationally)	$5 below the national median	—	Knox deterministic extraction from Rosetta artifact #6087. canonical_hint=card_replacement; text_hash=5e01d031ca14810e19013e237995354032deac3928b2d82700cdda11630dd66e; excerpt="SUB-SHARE ACCOUNT (Christmas Club, etc.) \| Plastic Card Replacement Fee \| $5.00 per card"	Source
Check ServicesVerified
and charges applicable to your accounts at Security Credit Union. \| Check Cashing Fee	$5Within the typical range ($5–$10 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #6087. canonical_hint=check_cashing; text_hash=5e01d031ca14810e19013e237995354032deac3928b2d82700cdda11630dd66e; excerpt="and charges applicable to your accounts at Security Credit Union. \| Check Cashing Fee \| $5.00"	Source

Account ServicesVerified
APY of .00% \| Subpoena Fee	$35Within the typical range ($30–$131.13 nationally)	$40 below the national median	—	Knox deterministic extraction from Rosetta artifact #6087. canonical_hint=legal_process; text_hash=5e01d031ca14810e19013e237995354032deac3928b2d82700cdda11630dd66e; excerpt="All \| .00% \| with an APY of .00% \| Subpoena Fee \| $35.00 per hour"	Source
SECURITY CHECKING ACCOUNT \| Garnishment/Levy Fee

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$30

Overdraft fee: $30

Overdraft fee is aligned with the national median

Total fees: 12 — leaner than most institutions

Headline fees published

6 of 15

Published fees

Under review

Assets

$653.2M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$653.2M

Total deposits

$582.8M

Service charge income (year to date)

$2.0M

Fee income ratio

9.4%

Return on assets

0.27%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

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Based on 28,880 verified fees from 2,290 institutions

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