Fees from its schedule are under review and appear here once review is done.
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Total assets
Q2 2026, quarter end
NCUA 5300 call report · Jun 30, 2026
Revenue
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee income
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee-income share of revenue
79th percentile; peer median 7.9%
NCUA 5300 call report · year to date through Jun 30, 2026
Fees above the U.S. median
Too few fees
Fewer than 5 verified fees on file
Fee schedule read Oct 13, 2026
Call-report figures are for People Driven Federal Credit Union, from NCUA 5300 call reports. Revenue is interest income plus noninterest income.
| Metric | Measure and calculation | Source and fields | Period | Retrieved |
|---|---|---|---|---|
| Total assets | Total assets at quarter end Point in time, at quarter end | NCUA 5300 call report Account 010 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Revenue | Revenue (interest + noninterest income) Standalone quarter: year to date less the prior quarter (Q1 as filed) | NCUA 5300 call report Account 115 + Account 117 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Fee income | Fee income (NCUA 5300 Account 131) Standalone quarter: year to date less the prior quarter (Q1 as filed) | NCUA 5300 call report Account 131 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Fee-income share of revenue | Fee income (NCUA 5300 Account 131) divided by revenue (interest + noninterest income) Year to date through the quarter. Median and percentile from each of 569 credit unions with $300M to $1B in assets reporting a share above 0%, this one left out. | NCUA 5300 call report Account 131 / (Account 115 + Account 117) | Q2 2026 Year to date | Not recorded |
| Fees above the U.S. median | Published fees above the U.S. median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out. | People Driven Federal Credit Union's published fee schedule; Bank Fee Index medians | Current schedule | Oct 13, 2026 |
Fee income by quarter
Q1 2024 to Q2 2026, standalone quarters
Fee income was 12% of revenue, above the 7.9% median of 569 credit unions with $300M to $1B in assets (79th percentile).
Not established: The share alone does not show whether prices, account volumes or the size of the revenue base set it.
Fee income was $1.0M in Q2 2026, about level with the same quarter a year earlier ($1.0M).
Not established: Two quarters a year apart are two observations, not an established trend in fee income.
Call reports for People Driven Federal Credit Union (credit union). Income lines are standalone quarters.
Fee income
Q3 2024 to Q2 2026, standalone quarters · 66 quarters on file
| Quarter | Amount | Change | % |
|---|---|---|---|
| Q2 2026 | $1.0M | +$16K | +1.6% |
| Q1 2026 | $1.0M | −$209K | −17.2% |
| Q4 2025 | $1.2M | +$109K | +9.9% |
| Q3 2025 | $1.1M | +$82K | +8.0% |
| Q2 2025 | $1.0M | +$13K | +1.3% |
| Q1 2025 | $1.0M | −$241K | −19.2% |
| Q4 2024 | $1.3M | +$161K | +14.8% |
| Q3 2024 | $1.1M | +$136K | +14.2% |
Financial cohort: 570 credit unions with $300M to $1B in assets filing for Q2 2026; 569 reported a share above 0% and are counted, People Driven Federal Credit Union left out. Chosen by asset size alone, so it is a financial benchmark, not a list of local competitors.
The 15 closest to People Driven Federal Credit Union by share.
They stay out of every comparison until review is done.
per item
per item
per transaction
per item
per item · Required if correct TIN not provided or other requirements not met. Percentage of dividends, interest, and certain payments withheld and paid to IRS.
per item · May include reasonable attorney's fees for collection of previously dishonored items
per item
per item
per item · Applies to Share Certificate and Term Share Accounts withdrawn before maturity date. Generally deducted from accrued interest but may be deducted from principal if insufficient interest has accrued.
per item
per transaction
per item
per item
per item · Charged when items are returned unpaid or charged back to account
per item · Fee amount set forth on the Rates and Fees Schedule. Verbal stop payment valid for 14 days unless written confirmation received. Written stop payment on checks valid for 6 months unless renewed.
| Fee | Amount | Basis | Note |
|---|---|---|---|
Overdraft & NSFUnder review | |||
| Courtesy Pay overdraft fee (audience not stated, treated as personal) | $30 | per item | None |
| Courtesy pay: A fee ( (audience not stated, treated as personal) | $30 | per item | None |
| Overdraft Protection Transfer (audience not stated, treated as personal) | $3 | per transaction | None |
| People Driven Credit Union offers Overdraft Protection Transfer from linked savings, which currently costs (audience not stated, treated as personal) | $3 | per item | None |
Other feesUnder review | |||
| Backup Withholding (audience not stated, treated as personal) | Not stated | per item | Required if correct TIN not provided or other requirements not met. Percentage of dividends, interest, and certain payments withheld and paid to IRS. |
| Collection Fees (audience not stated, treated as personal) | Not stated | per item | May include reasonable attorney's fees for collection of previously dishonored items |
| Courtesy Pay overdraft fee (audience not stated, treated as personal) | $30 | per item | None |
| Courtesy pay: A fee ( (audience not stated, treated as personal) | $30 | per item | None |
| Early Withdrawal Penalty (audience not stated, treated as personal) | Not stated | per item | Applies to Share Certificate and Term Share Accounts withdrawn before maturity date. Generally deducted from accrued interest but may be deducted from principal if insufficient interest has accrued. |
| Fee (audience not stated, treated as personal) | $30 | Not stated | None |
| Fee ( (audience not stated, treated as personal) | $30 | per item | None |
| Overdraft Protection Transfer (audience not stated, treated as personal) | $3 | per transaction | None |
| People Driven Credit Union offers Overdraft Protection Transfer from linked savings, which currently costs (audience not stated, treated as personal) | $3 | per item | None |
| per transfer, and Courtesy Pay for eligible accounts, which currently has a (audience not stated, treated as personal) | $30 | per item | None |
| Return Item Charge (audience not stated, treated as personal) | Not stated | per item | Charged when items are returned unpaid or charged back to account |
| Stop Payment Fee (audience not stated, treated as personal) | Not stated | per item | Fee amount set forth on the Rates and Fees Schedule. Verbal stop payment valid for 14 days unless written confirmation received. Written stop payment on checks valid for 6 months unless renewed. |
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
Oct 13, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Where People Driven Federal Credit Union operates, and what regulators and customers have on file.
Branch footprint
5 offices in 1 state (June 30, 2026)
Each dot is one office.
Cities with the most offices
| Livonia, MI | 1 |
| Romeo, MI | 1 |
| Southfield, MI | 1 |
| Warren, MI | 1 |
| Ypsilanti, MI | 1 |
Largest competitors nearby
Local market: Oakland county, MI, around its headquarters.
| 45 in its local market | Deposit share |
|---|---|
| Bank of America, National Association | 26.3% |
| Flagstar Bank, National Association | 14.8% |
| JPMorgan Chase Bank, National Association | 14.6% |
| Fifth Third Bank, National Association | 12.5% |
| PNC Bank, National Association | 12.4% |
Source: NCUA credit union branch file, quarter ending June 30, 2026. NCUA does not report deposits by office.
Fee change alerts
Once when its schedule is verified, then when a verified fee changes.
See what a free sample Competitive Fee Position Report shows