Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, $300M to $1B

Oucu Financial Credit Union, Inc.

Athens, OhioCredit UnionCleveland Fed districtFees collected Oct 6, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Dormant Member Account Fee$5Within the typical range ($5–$10 nationally)

Bad Address (Mail Returned)$5

$12.50 below the national median$12.50 below the Ohio median

Source

Overdraft & NSFVerified

Paid Nonsufficient Funds$30Within the typical range ($25–$33 nationally)
At the national medianAt the Ohio median
Source
Returned Nonsufficient Funds$30Within the typical range ($25–$32 nationally)
At the national medianAt the Ohio median
Source
Overdraft Transfer Fee Automatic Savings Transfer$1Below the typical range ($2.50–$5 nationally)
$4 below the national median$4 below the Ohio median
Source

Wire TransfersVerified

Wire Transfer - U.S. (Outgoing)$15Below the typical range ($20–$25 nationally)
$10 below the national median$10 below the Ohio median
Source
Wire Transfer (Incoming)$0Below the typical range ($5–$15 nationally)
$10 below the national median$15 below the Ohio median
Source

Check ServicesVerified

Stop Payment (All Items)$30Within the typical range ($20–$30 nationally)
$2.50 above the national medianAt the Ohio median
Source
Foreign Check Collection$30Above the typical range ($10–$25 nationally)
$10 above the national median$12 above the Ohio median
Source

Account ServicesVerified

Notary$0Within the typical range ($0–$5 nationally)
$2.50 below the national medianAt the Ohio median
Source

Swipe for source and notes →

Fee	Amount	vs medians	Basis	Note	Source
Account MaintenanceVerified
Dormant Member Account Fee	$5Within the typical range ($5–$10 nationally)	At the national medianAt the Ohio median	per month	—	Source
Bad Address (Mail Returned)	$5Below the typical range ($11–$25 nationally)	$12.50 below the national median$12.50 below the Ohio median	—	—	Source
Overdraft & NSFVerified
Paid Nonsufficient Funds	$30Within the typical range ($25–$33 nationally)	At the national medianAt the Ohio median	—	—	Source
Returned Nonsufficient Funds	$30
Wire TransfersVerified
Wire Transfer - U.S. (Outgoing)	$15Below the typical range ($20–$25 nationally)	$10 below the national median$10 below the Ohio median	—	—	Source
Wire Transfer (Incoming)	$0
Check ServicesVerified
Stop Payment (All Items)	$30Within the typical range ($20–$30 nationally)	$2.50 above the national medianAt the Ohio median	—	—	Source
Foreign Check Collection	$30
Account ServicesVerified
Notary	$0Within the typical range ($0–$5 nationally)	$2.50 below the national medianAt the Ohio median	—	—	Source

Fee change alerts

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$30

Overdraft fee: $30

Overdraft fee is aligned with the national median

10 verified fees collected

Headline fees published

6 of 15

Published fees

Under review

Assets

$526.8M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$526.8M

Total deposits

$456.7M

Service charge income (year to date)

$3.2M

Fee income ratio

17.5%

Return on assets

-0.32%

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Performance from regulator filings

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