Fulton Bank, National Association

Headquarters: Lancaster, Pennsylvania
Charter: Bank
Assets: $32.6B
Fed district: Philadelphia

27 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 17, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Compared at $22.50, the middle of its prices
Fulton Bank, National Association: $6 to $47
Fulton Bank, National Association: $6 to $47
U.S. median: no median
Overdraft (OD)
Compared at $39, its standard fee, the highest of its prices
Fulton Bank, National Association: $32 to $39
Fulton Bank, National Association: $32 to $39
U.S. median: no median
NSF / Returned Item
Fulton Bank, National Association: $39
Fulton Bank, National Association: $39
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 17, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Pennsylvania, the Philadelphia district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Pennsylvania: Banks and credit unions headquartered in Pennsylvania that publish the fee.
Philadelphia district: Banks and credit unions headquartered in the Philadelphia Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Fulton Bank, National Association’s own schedules, with a source for each figure.

Account Maintenance

Account Maintenance Fee (if account falls below required minimum balance) (audience not stated, treated as personal)$20
per month
Account Maintenance Fee (if account falls below required minimum balance) (audience not stated, treated as personal)$25
per month
Account Maintenance Fee (monthly)$47
per month
Monthly maintenance fee$6
per month
Account Reconciliation / Research$30
Not compared: Charged per hour; comparison unavailable
per hour
Reversed Item Fee – ACH Return or Card Chargeback (AR) (audience not stated, treated as personal)$25
per item
Statements (Paper Statement)$10
per item
Excess Activity Fee2, per occurrence$12
per item

Overdraft & NSF

Overdraft Fee (“OD Fee”) (per paid item)$32
Overdraft Fee (per paid item)$32
Overdraft Fee 6 (per item paid)$39
per item
NSF Fee 6 (non‐sufficient funds) (per returned item)$39
per item
Sweep Transfer Fee$12
Sweep Transfer from Deposit Account Fee (maximum per day)$12
Not compared: Daily charge, not per item
per day

ATM & Card

ATM Withdrawal/Inquiry/Transfer (Foreign ATM Transaction)$2.50
per transaction
ATM Withdrawal/Inquiry/Transfer (Foreign ATM Transaction) 1$2.50
per item
VISA Debit / ATM Card Replacement Fee$10
VISA Debit/ATM Card Replacement Fee$5
Visa Debit/ATM Expedited Delivery Fee$50
ATM/Debit Card International Service Fee3%

Wire Transfers

Outgoing Consumer Wires$70
Wire Domestic Outgoing Fee (USD)$30
Wire Transfer Services: Domestic Outgoing$15
per item
International Wire Module$20
Not compared: Monthly charge, not per item
per month
WIRE FEES OUTGOING: International$50
Wire International/Domestic Incoming (USD)$15
WIRE TRANSFER SERVICES: International Incoming$20
per item

Check Services

Cashier Check Fee$11
Cashiers Check$11
per item
Money Order$5
per item
Money Order Fee$5
Stop Payment$36
per item
Zelle® Stop Payment Fee$35
Zelle® Stop Payment Fee 2$35
per item
Collection Fee$40
Check Image Fee (images included with statement), per month$2
Not compared: Monthly charge, not per item
per month

Digital & Electronic

ACH Origination Item (audience not stated, treated as personal)$1.50
per item
Same day ACH Origination Item (audience not stated, treated as personal)$2.50
per item
Internet Bill Payment Monthly Maintenance$5
per month
Online Bill Pay (including Mobile Bill Pay and Tablet Bill Pay)No charge
Mobile DepositNo charge

Cash & Deposit

Branch Deposited Loose Coin & Currency$0.25
Branch Deposited Loose Coin & Currency$0.26
Return checks from Foreign Bank (plus foreign bank fee)$35

Account Services

Safe Deposit Box Drilling Fee$200
Not compared: Box drilling or key fee
Safe Deposit Box Late Fee$10
Not compared: Box drilling or key fee
Safe Deposit Box Lost Key Fee$20
Not compared: Box drilling or key fee
Legal Process Fee (Child Support, Garnishments, Levy, Liens and Writs)$150
per item

Retirement & IRA

IRA Early Closing / Transfer, per account$25
per item

Gift & Prepaid Cards

VISA Gift Card$3.95

Other Fees

Courier Fee Domestic$5
Fax (per fax)$10

Fee	Amount	Basis	Note
Account Maintenance
Account Maintenance Fee (if account falls below required minimum balance) (audience not stated, treated as personal)	$20	per month	None
Account Maintenance Fee (if account falls below required minimum balance) (audience not stated, treated as personal)	$25	per month	None
Account Maintenance Fee (monthly)	$47	per month	None
Monthly maintenance fee	$6	per month	None
Account Reconciliation / Research	$30Not compared: Charged per hour; comparison unavailable	per hour	None
Reversed Item Fee – ACH Return or Card Chargeback (AR) (audience not stated, treated as personal)	$25	per item	None
Statements (Paper Statement)	$10	per item	None
Excess Activity Fee2, per occurrence	$12	per item	None
Overdraft & NSF
Overdraft Fee (“OD Fee”) (per paid item)	$32	Not stated	None
Overdraft Fee (per paid item)	$32	Not stated	None
Overdraft Fee 6 (per item paid)	$39	per item	None
NSF Fee 6 (non‐sufficient funds) (per returned item)	$39	per item	None
Sweep Transfer Fee	$12	Not stated	None
Sweep Transfer from Deposit Account Fee (maximum per day)	$12Not compared: Daily charge, not per item	per day	None
ATM & Card
ATM Withdrawal/Inquiry/Transfer (Foreign ATM Transaction)	$2.50	per transaction	None
ATM Withdrawal/Inquiry/Transfer (Foreign ATM Transaction) 1	$2.50	per item	None
VISA Debit / ATM Card Replacement Fee	$10	Not stated	None
VISA Debit/ATM Card Replacement Fee	$5	Not stated	None
Visa Debit/ATM Expedited Delivery Fee	$50	Not stated	None
ATM/Debit Card International Service Fee	3%	Not stated	None
Wire Transfers
Outgoing Consumer Wires	$70	Not stated	None
Wire Domestic Outgoing Fee (USD)	$30	Not stated	None
Wire Transfer Services: Domestic Outgoing	$15	per item	None
International Wire Module	$20Not compared: Monthly charge, not per item	per month	None
WIRE FEES OUTGOING: International	$50	Not stated	None
Wire International/Domestic Incoming (USD)	$15	Not stated	None
WIRE TRANSFER SERVICES: International Incoming	$20	per item	None
Check Services
Cashier Check Fee	$11	Not stated	None
Cashiers Check	$11	per item	None
Money Order	$5	per item	None
Money Order Fee	$5	Not stated	None
Stop Payment	$36	per item	None
Zelle® Stop Payment Fee	$35	Not stated	None
Zelle® Stop Payment Fee 2	$35	per item	None
Collection Fee	$40	Not stated	None
Check Image Fee (images included with statement), per month	$2Not compared: Monthly charge, not per item	per month	None
Digital & Electronic
ACH Origination Item (audience not stated, treated as personal)	$1.50	per item	None
Same day ACH Origination Item (audience not stated, treated as personal)	$2.50	per item	None
Internet Bill Payment Monthly Maintenance	$5	per month	None
Online Bill Pay (including Mobile Bill Pay and Tablet Bill Pay)	No charge	Not stated	None
Mobile Deposit	No charge	Not stated	None
Cash & Deposit
Branch Deposited Loose Coin & Currency	$0.25	Not stated	None
Branch Deposited Loose Coin & Currency	$0.26	Not stated	None
Return checks from Foreign Bank (plus foreign bank fee)	$35	Not stated	None
Account Services
Safe Deposit Box Drilling Fee	$200Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box Late Fee	$10Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box Lost Key Fee	$20Not compared: Box drilling or key fee	Not stated	None
Legal Process Fee (Child Support, Garnishments, Levy, Liens and Writs)	$150	per item	None
Retirement & IRA
IRA Early Closing / Transfer, per account	$25	per item	None
Gift & Prepaid Cards
VISA Gift Card	$3.95	Not stated	None
Other Fees
Courier Fee Domestic	$5	Not stated	None
Fax (per fax)	$10	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Account Maintenance

Account Maintenance Fee (monthly)$30
per month
Account Reconciliation/Research$50
Excess Activity Fee$12
per item

Digital & Electronic

Small Business Zelle® 4No charge

Fee	Amount	Basis	Note
Account Maintenance
Account Maintenance Fee (monthly)	$30	per month	None
Account Reconciliation/Research	$50	Not stated	None
Excess Activity Fee	$12	per item	None
Digital & Electronic
Small Business Zelle® 4	No charge	Not stated	None

Correct a fee source

Oct 17, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Compared at $22.50, the middle of its prices
Fulton Bank, National Association: $6 to $47
Fulton Bank, National Association: $6 to $47
U.S. median: no median
Overdraft (OD)
Compared at $39, its standard fee, the highest of its prices
Fulton Bank, National Association: $32 to $39
Fulton Bank, National Association: $32 to $39
U.S. median: no median
NSF / Returned Item
Fulton Bank, National Association: $39
Fulton Bank, National Association: $39
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 17, 2026View sources

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Pennsylvania: Banks and credit unions headquartered in Pennsylvania that publish the fee.
Philadelphia district: Banks and credit unions headquartered in the Philadelphia Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Published fee schedule

Amounts from Fulton Bank, National Association’s own schedules, with a source for each figure.

Account Maintenance

Account Maintenance Fee (if account falls below required minimum balance) (audience not stated, treated as personal)$20
per month
Account Maintenance Fee (if account falls below required minimum balance) (audience not stated, treated as personal)$25
per month
Account Maintenance Fee (monthly)$47
per month
Monthly maintenance fee$6
per month
Account Reconciliation / Research$30
Not compared: Charged per hour; comparison unavailable
per hour
Reversed Item Fee – ACH Return or Card Chargeback (AR) (audience not stated, treated as personal)$25
per item
Statements (Paper Statement)$10
per item
Excess Activity Fee2, per occurrence$12
per item

Overdraft & NSF

Overdraft Fee (“OD Fee”) (per paid item)$32
Overdraft Fee (per paid item)$32
Overdraft Fee 6 (per item paid)$39
per item
NSF Fee 6 (non‐sufficient funds) (per returned item)$39
per item
Sweep Transfer Fee$12
Sweep Transfer from Deposit Account Fee (maximum per day)$12
Not compared: Daily charge, not per item
per day

ATM & Card

ATM Withdrawal/Inquiry/Transfer (Foreign ATM Transaction)$2.50
per transaction
ATM Withdrawal/Inquiry/Transfer (Foreign ATM Transaction) 1$2.50
per item
VISA Debit / ATM Card Replacement Fee$10
VISA Debit/ATM Card Replacement Fee$5
Visa Debit/ATM Expedited Delivery Fee$50
ATM/Debit Card International Service Fee3%

Wire Transfers

Outgoing Consumer Wires$70
Wire Domestic Outgoing Fee (USD)$30
Wire Transfer Services: Domestic Outgoing$15
per item
International Wire Module$20
Not compared: Monthly charge, not per item
per month
WIRE FEES OUTGOING: International$50
Wire International/Domestic Incoming (USD)$15
WIRE TRANSFER SERVICES: International Incoming$20
per item

Check Services

Cashier Check Fee$11
Cashiers Check$11
per item
Money Order$5
per item
Money Order Fee$5
Stop Payment$36
per item
Zelle® Stop Payment Fee$35
Zelle® Stop Payment Fee 2$35
per item
Collection Fee$40
Check Image Fee (images included with statement), per month$2
Not compared: Monthly charge, not per item
per month

Digital & Electronic

ACH Origination Item (audience not stated, treated as personal)$1.50
per item
Same day ACH Origination Item (audience not stated, treated as personal)$2.50
per item
Internet Bill Payment Monthly Maintenance$5
per month
Online Bill Pay (including Mobile Bill Pay and Tablet Bill Pay)No charge
Mobile DepositNo charge

Cash & Deposit

Branch Deposited Loose Coin & Currency$0.25
Branch Deposited Loose Coin & Currency$0.26
Return checks from Foreign Bank (plus foreign bank fee)$35

Account Services

Safe Deposit Box Drilling Fee$200
Not compared: Box drilling or key fee
Safe Deposit Box Late Fee$10
Not compared: Box drilling or key fee
Safe Deposit Box Lost Key Fee$20
Not compared: Box drilling or key fee
Legal Process Fee (Child Support, Garnishments, Levy, Liens and Writs)$150
per item

Retirement & IRA

IRA Early Closing / Transfer, per account$25
per item

Gift & Prepaid Cards

VISA Gift Card$3.95

Other Fees

Courier Fee Domestic$5
Fax (per fax)$10

Fee	Amount	Basis	Note
Account Maintenance
Account Maintenance Fee (if account falls below required minimum balance) (audience not stated, treated as personal)	$20	per month	None
Account Maintenance Fee (if account falls below required minimum balance) (audience not stated, treated as personal)	$25	per month	None
Account Maintenance Fee (monthly)	$47	per month	None
Monthly maintenance fee	$6	per month	None
Account Reconciliation / Research	$30Not compared: Charged per hour; comparison unavailable	per hour	None
Reversed Item Fee – ACH Return or Card Chargeback (AR) (audience not stated, treated as personal)	$25	per item	None
Statements (Paper Statement)	$10	per item	None
Excess Activity Fee2, per occurrence	$12	per item	None
Overdraft & NSF
Overdraft Fee (“OD Fee”) (per paid item)	$32	Not stated	None
Overdraft Fee (per paid item)	$32	Not stated	None
Overdraft Fee 6 (per item paid)	$39	per item	None
NSF Fee 6 (non‐sufficient funds) (per returned item)	$39	per item	None
Sweep Transfer Fee	$12	Not stated	None
Sweep Transfer from Deposit Account Fee (maximum per day)	$12Not compared: Daily charge, not per item	per day	None
ATM & Card
ATM Withdrawal/Inquiry/Transfer (Foreign ATM Transaction)	$2.50	per transaction	None
ATM Withdrawal/Inquiry/Transfer (Foreign ATM Transaction) 1	$2.50	per item	None
VISA Debit / ATM Card Replacement Fee	$10	Not stated	None
VISA Debit/ATM Card Replacement Fee	$5	Not stated	None
Visa Debit/ATM Expedited Delivery Fee	$50	Not stated	None
ATM/Debit Card International Service Fee	3%	Not stated	None
Wire Transfers
Outgoing Consumer Wires	$70	Not stated	None
Wire Domestic Outgoing Fee (USD)	$30	Not stated	None
Wire Transfer Services: Domestic Outgoing	$15	per item	None
International Wire Module	$20Not compared: Monthly charge, not per item	per month	None
WIRE FEES OUTGOING: International	$50	Not stated	None
Wire International/Domestic Incoming (USD)	$15	Not stated	None
WIRE TRANSFER SERVICES: International Incoming	$20	per item	None
Check Services
Cashier Check Fee	$11	Not stated	None
Cashiers Check	$11	per item	None
Money Order	$5	per item	None
Money Order Fee	$5	Not stated	None
Stop Payment	$36	per item	None
Zelle® Stop Payment Fee	$35	Not stated	None
Zelle® Stop Payment Fee 2	$35	per item	None
Collection Fee	$40	Not stated	None
Check Image Fee (images included with statement), per month	$2Not compared: Monthly charge, not per item	per month	None
Digital & Electronic
ACH Origination Item (audience not stated, treated as personal)	$1.50	per item	None
Same day ACH Origination Item (audience not stated, treated as personal)	$2.50	per item	None
Internet Bill Payment Monthly Maintenance	$5	per month	None
Online Bill Pay (including Mobile Bill Pay and Tablet Bill Pay)	No charge	Not stated	None
Mobile Deposit	No charge	Not stated	None
Cash & Deposit
Branch Deposited Loose Coin & Currency	$0.25	Not stated	None
Branch Deposited Loose Coin & Currency	$0.26	Not stated	None
Return checks from Foreign Bank (plus foreign bank fee)	$35	Not stated	None
Account Services
Safe Deposit Box Drilling Fee	$200Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box Late Fee	$10Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box Lost Key Fee	$20Not compared: Box drilling or key fee	Not stated	None
Legal Process Fee (Child Support, Garnishments, Levy, Liens and Writs)	$150	per item	None
Retirement & IRA
IRA Early Closing / Transfer, per account	$25	per item	None
Gift & Prepaid Cards
VISA Gift Card	$3.95	Not stated	None
Other Fees
Courier Fee Domestic	$5	Not stated	None
Fax (per fax)	$10	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Account Maintenance

Account Maintenance Fee (monthly)$30
per month
Account Reconciliation/Research$50
Excess Activity Fee$12
per item

Digital & Electronic

Small Business Zelle® 4No charge

Fee	Amount	Basis	Note
Account Maintenance
Account Maintenance Fee (monthly)	$30	per month	None
Account Reconciliation/Research	$50	Not stated	None
Excess Activity Fee	$12	per item	None
Digital & Electronic
Small Business Zelle® 4	No charge	Not stated	None

Correct a fee source

Oct 17, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.