Compared with Pennsylvania
20 of 27
compared fees are above the median.
4 below, 3 about the same.
About the same: within 1% of the median.
Total assets
Q2 2026, quarter end
FFIEC call report · Jun 30, 2026
Revenue
Q2 2026, one quarter
FFIEC call report · Jun 30, 2026
Service-charge income
Q2 2026, one quarter
FFIEC call report · Jun 30, 2026
Service-charge share of revenue
84th percentile; peer median 2.9%
FDIC call report data · Jun 30, 2026
Fees above the Pennsylvania median
of 27 compared; 4 below, 3 about the same
See the feesFee schedule read Oct 17, 2026
Call-report figures are for Fulton Bank, National Association at the bank level, not its holding company. Revenue is net interest income plus noninterest income.
| Metric | Measure and calculation | Source and fields | Period | Retrieved |
|---|---|---|---|---|
| Total assets | Total assets at quarter end Point in time, at quarter end | FFIEC call report (bulk data) RCON2170 | Q2 2026 Quarter ended Jun 30, 2026 | Nov 1, 2026 |
| Revenue | Revenue (net interest + noninterest income) Standalone quarter: year to date less the prior quarter (Q1 as filed) | FFIEC call report (bulk data) RIAD4074 + RIAD4079 | Q2 2026 Quarter ended Jun 30, 2026 | Nov 1, 2026 |
| Service-charge income | Service charges on deposit accounts Standalone quarter: year to date less the prior quarter (Q1 as filed) | FFIEC call report (bulk data) RIAD4080 | Q2 2026 Quarter ended Jun 30, 2026 | Nov 1, 2026 |
| Service-charge share of revenue | Service charges on deposit accounts divided by revenue (net interest + noninterest income) One quarter, as reported. Median and percentile from each of 95 banks with $10B to $50B in assets reporting a share above 0%, this one left out. | FDIC BankFind Suite (call report data) ISERCHGQ / (NIMQ + NONIIQ) | Q2 2026 Quarter ended Jun 30, 2026 | Not recorded |
| Fees above the Pennsylvania median | Published fees above the Pennsylvania median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out. | Fulton Bank, National Association's published fee schedule; Bank Fee Index medians | Current schedule | Oct 17, 2026 |
Service-charge income by quarter
Q1 2024 to Q2 2026, standalone quarters
Service charges were 4.7% of revenue, above the 2.9% median of 95 banks with $10B to $50B in assets (84th percentile).
Not established: The share alone does not show whether prices, account volumes or the size of the revenue base set it.
Service-charge income was $16.6M in Q2 2026, 3.5% above the same quarter a year earlier ($16.0M).
Not established: Two quarters a year apart are two observations, not an established trend in service-charge income.
20 of 27 compared published fees sit above the Pennsylvania median; 4 below.
Not established: Published prices do not show how often a fee is charged or waived, so they do not size its share of income.
Comparison with Pennsylvania medians for fees published by banks and credit unions.
Monthly Maintenance
Compared at $22.50, the middle of its prices
Overdraft (OD)
Compared at $39, its standard fee, the highest of its prices
NSF / Returned Item
Each amount links to the fee schedule it was read from. Medians for Pennsylvania, the Philadelphia district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Service-charge income rose 1.1% from Q3 2025 to Q2 2026, to $16.6M. Its share of revenue, 4.7%, is above the 2.9% median for banks with $10B to $50B in assets.
$16.6M
Fulton Bank, National AssociationMedian
FFIEC call reports, bank level, standalone quarters. Four quarters are too few to call a trend.
Share of revenue: median of 95 banks with $10B to $50B in assets, Q2 2026.
Fees from each institution’s own schedule against Bank Fee Index medians, not weighted by revenue. *Overdraft: Listed at $32 to $39; we compare the highest. Monthly maintenance: Listed at $6 to $47; we compare the midpoint.
Fulton Bank, National Association · $32.6B in assets
The 25 banks closest in assets
Banks of similar size, for comparing published prices. Not local competitors: they're spread over 19 states.
| Institution | City, state | Assets | Maintenance | ATM | Domestic wire | Intl. wire | Overdraft |
|---|---|---|---|---|---|---|---|
| Fulton Bank, National Association(this institution) | Lancaster, PA | $32.6B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Ameriprise Bank, FSB | Minneapolis, MN | $25.5B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Ameris Bank | Atlanta, GA | $28.4B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Arvest Bank | Fayetteville, AR | $28.1B | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Atlantic Union Bank | Richmond City, VA | $38B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Overdraft not published |
| Axos Bank | San Diego, CA | $28.9B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Banc of California | Los Angeles, CA | $34.9B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| BankUnited, National Association | Miami Lakes, FL | $34.9B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | Publishes International wire | Overdraft not published |
| City National Bank of Florida | Miami, FL | $29.1B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Commerce Bank | Kansas City, MO | $35B | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | Publishes International wire | Publishes Overdraft |
| Customers Bank | Malvern, PA | $26.5B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Eastern Bank | Boston, MA | $31.1B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| First Interstate Bank | Billings, MT | $25.8B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| First National Bank of Omaha | Omaha, NE | $34.2B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Overdraft not published |
| Glacier Bank | Kalispell, MT | $31.6B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Hancock Whitney Bank | Gulfport, MS | $36.3B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Provident Bank | Jersey City, NJ | $25.7B | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Renasant Bank | Tupelo, MS | $27B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Sallie Mae Bank | Salt Lake City, UT | $28.5B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Overdraft not published |
| Simmons Bank | Pine Bluff, AR | $24.7B | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| TD Bank USA, National Association | Wilmington, DE | $32.1B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Texas Capital Bank | Dallas, TX | $33.6B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| United Bank | Fairfax, VA | $33.6B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| United Community Bank | Greenville, SC | $29B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| WaFd Bank | Seattle, WA | $27.6B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| WesBanco Bank, Inc. | Wheeling, WV | $27.7B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
✓ publishes the fee. – not published.
25 peers selected · 18 publish this fee(monthly maintenance)
7 don't publish it: shown as not published, never as zero.
Peer pricing snapshot
Compared at $22.50, the middle of its four prices, against a peer median of $11 among 18 publishing peers.
Its four checking prices are $6, $20, $25 and $47.
$22.50 is a comparison price, not a fee anyone is charged.
This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.
Source: Bank Fee Index, published fee schedules, as of Nov 2, 2026.
Monthly maintenance fee in dollars, one mark per institution
Against this institution's monthly maintenance fee
Hamilton is the Fee Insight workspace for pricing teams.
Source: Bank Fee Index, published fee schedules, as of Nov 2, 2026. Total assets from FDIC and NCUA records.
Call reports for Fulton Bank, National Association (bank level, not the holding company). Income lines are standalone quarters.
Service-charge income
Q3 2024 to Q2 2026, standalone quarters · 66 quarters on file
| Quarter | Amount | Change | % |
|---|---|---|---|
| Q2 2026 | $16.6M | +$674K | +4.2% |
| Q1 2026 | $15.9M | −$406K | −2.5% |
| Q4 2025 | $16.3M | −$87K | −0.5% |
| Q3 2025 | $16.4M | +$374K | +2.3% |
| Q2 2025 | $16.0M | +$1.7M | +11.8% |
| Q1 2025 | $14.3M | −$331K | −2.3% |
| Q4 2024 | $14.6M | −$187K | −1.3% |
| Q3 2024 | $14.8M | +$949K | +6.8% |
Financial cohort: 111 banks with $10B to $50B in assets filing for Q2 2026; 95 reported a share above 0% and are counted, Fulton Bank, National Association left out. Chosen by asset size alone, so it is a financial benchmark, not a list of local competitors.
The 15 closest to Fulton Bank, National Association by share.
Amounts from Fulton Bank, National Association’s own schedules, with a source for each figure.
vs. the U.S. middle 50%:BelowInsideAbove
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| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Account Maintenance Fee (if account falls below required minimum balance) (audience not stated, treated as personal) | $20Above the U.S. middle 50% ($5 to $10 nationally) | per month | None |
| Account Maintenance Fee (if account falls below required minimum balance) (audience not stated, treated as personal) | $25Above the U.S. middle 50% ($5 to $10 nationally) | per month | None |
| Account Maintenance Fee (monthly) | $47Above the U.S. middle 50% ($5 to $10 nationally) | per month | None |
| Monthly maintenance fee | $6Inside the U.S. middle 50% ($5 to $10 nationally) | per month | None |
| Account Reconciliation / Research | $30Not compared: Charged per hour; comparison unavailable | per hour | None |
| Reversed Item Fee – ACH Return or Card Chargeback (AR) (audience not stated, treated as personal) | $25Inside the U.S. middle 50% ($7 to $25 nationally) | per item | None |
| Statements (Paper Statement) | $10Above the U.S. middle 50% ($2 to $4.99 nationally) | per item | None |
| Excess Activity Fee2, per occurrence | $12Above the U.S. middle 50% ($3 to $10 nationally) | per item | None |
Overdraft & NSF | |||
| Overdraft Fee (“OD Fee”) (per paid item) | $32Inside the U.S. middle 50% ($25 to $33 nationally) | Not stated | None |
| Overdraft Fee (per paid item) | $32Inside the U.S. middle 50% ($25 to $33 nationally) | Not stated | None |
| Overdraft Fee 6 (per item paid) | $39Above the U.S. middle 50% ($25 to $33 nationally) | per item | None |
| NSF Fee 6 (non‐sufficient funds) (per returned item) | $39Above the U.S. middle 50% ($25 to $32 nationally) | per item | None |
| Sweep Transfer Fee | $12Above the U.S. middle 50% ($2 to $5 nationally) | Not stated | None |
| Sweep Transfer from Deposit Account Fee (maximum per day) | $12Not compared: Daily charge, not per item | per day | None |
ATM & Card | |||
| ATM Withdrawal/Inquiry/Transfer (Foreign ATM Transaction) | $2.50Above the U.S. middle 50% ($1 to $2 nationally) | per transaction | None |
| ATM Withdrawal/Inquiry/Transfer (Foreign ATM Transaction) 1 | $2.50Above the U.S. middle 50% ($1 to $2 nationally) | per item | None |
| VISA Debit / ATM Card Replacement Fee | $10Inside the U.S. middle 50% ($5 to $10 nationally) | Not stated | None |
| VISA Debit/ATM Card Replacement Fee | $5Inside the U.S. middle 50% ($5 to $10 nationally) | Not stated | None |
| Visa Debit/ATM Expedited Delivery Fee | $50Inside the U.S. middle 50% ($30 to $50 nationally) | Not stated | None |
| ATM/Debit Card International Service Fee | 3% | Not stated | None |
Wire Transfers | |||
| Outgoing Consumer Wires | $70Above the U.S. middle 50% ($20 to $25 nationally) | Not stated | None |
| Wire Domestic Outgoing Fee (USD) | $30Above the U.S. middle 50% ($20 to $25 nationally) | Not stated | None |
| Wire Transfer Services: Domestic Outgoing | $15Below the U.S. middle 50% ($20 to $25 nationally) | per item | None |
| International Wire Module | $20Not compared: Monthly charge, not per item | per month | None |
| WIRE FEES OUTGOING: International | $50Inside the U.S. middle 50% ($40 to $50 nationally) | Not stated | None |
| Wire International/Domestic Incoming (USD) | $15Inside the U.S. middle 50% ($10 to $25 nationally) | Not stated | None |
| WIRE TRANSFER SERVICES: International Incoming | $20Inside the U.S. middle 50% ($10 to $25 nationally) | per item | None |
Check Services | |||
| Cashier Check Fee | $11Above the U.S. middle 50% ($3 to $6 nationally) | Not stated | None |
| Cashiers Check | $11Above the U.S. middle 50% ($3 to $6 nationally) | per item | None |
| Money Order | $5Above the U.S. middle 50% ($2 to $3 nationally) | per item | None |
| Money Order Fee | $5Above the U.S. middle 50% ($2 to $3 nationally) | Not stated | None |
| Stop Payment | $36Above the U.S. middle 50% ($20 to $30 nationally) | per item | None |
| Zelle® Stop Payment Fee | $35Above the U.S. middle 50% ($20 to $30 nationally) | Not stated | None |
| Zelle® Stop Payment Fee 2 | $35Above the U.S. middle 50% ($20 to $30 nationally) | per item | None |
| Collection Fee | $40Above the U.S. middle 50% ($10 to $26 nationally) | Not stated | None |
| Check Image Fee (images included with statement), per month | $2Not compared: Monthly charge, not per item | per month | None |
Digital & Electronic | |||
| ACH Origination Item (audience not stated, treated as personal) | $1.50Below the U.S. middle 50% ($5 to $15 nationally) | per item | None |
| Same day ACH Origination Item (audience not stated, treated as personal) | $2.50Below the U.S. middle 50% ($5 to $15 nationally) | per item | None |
| Internet Bill Payment Monthly Maintenance | $5Inside the U.S. middle 50% ($0 to $6 nationally) | per month | None |
| Online Bill Pay (including Mobile Bill Pay and Tablet Bill Pay) | No chargeInside the U.S. middle 50% ($0 to $6 nationally) | Not stated | None |
| Mobile Deposit | No chargeInside the U.S. middle 50% ($0 to $0 nationally) | Not stated | None |
Cash & Deposit | |||
| Branch Deposited Loose Coin & Currency | $0.25Inside the U.S. middle 50% ($0 to $2 nationally) | Not stated | None |
| Branch Deposited Loose Coin & Currency | $0.26Inside the U.S. middle 50% ($0 to $2 nationally) | Not stated | None |
| Return checks from Foreign Bank (plus foreign bank fee) | $35Above the U.S. middle 50% ($9 to $25 nationally) | Not stated | None |
Account Services | |||
| Safe Deposit Box Drilling Fee | $200Not compared: Box drilling or key fee | Not stated | None |
| Safe Deposit Box Late Fee | $10Not compared: Box drilling or key fee | Not stated | None |
| Safe Deposit Box Lost Key Fee | $20Not compared: Box drilling or key fee | Not stated | None |
| Legal Process Fee (Child Support, Garnishments, Levy, Liens and Writs) | $150Above the U.S. middle 50% ($30 to $85 nationally) | per item | None |
Retirement & IRA | |||
| IRA Early Closing / Transfer, per account | $25Inside the U.S. middle 50% ($25 to $35 nationally) | per item | None |
Gift & Prepaid Cards | |||
| VISA Gift Card | $3.95Inside the U.S. middle 50% ($3 to $4.95 nationally) | Not stated | None |
Other Fees | |||
| Courier Fee Domestic | $5Below the U.S. middle 50% ($20 to $40 nationally) | Not stated | None |
| Fax (per fax) | $10Above the U.S. middle 50% ($2 to $5 nationally) | Not stated | None |
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
Oct 17, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Where Fulton Bank, National Association operates, and what regulators and customers have on file.
Branch footprint
205 offices in 5 states, $27.4B in branch deposits (June 2026)
Hover a state for its branch count.
Largest markets by deposits
| 73 | $8.5B | |
| 20 | $5.5B | |
| 15 | $2.1B | |
| 17 | $1.8B | |
| Outside a metro area | 16 | $1.5B |
| 7 | $1.3B | |
| 11 | $1.2B | |
| 6 | $1.1B |
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD
1.2% of bank deposits, #11 of 88, up 0.5 points over five years.
| Largest competitors here | Deposit share |
|---|---|
| Capital One, National Association | 45.7% |
| TD Bank, National Association | 13.4% |
| Barclays Bank Delaware | 5.2% |
| Wells Fargo Bank, National Association | 5.1% |
| PNC Bank, National Association | 4.5% |
Branch count by year
Source: FDIC Summary of Deposits, 2010 to 2026. Deposits are booked at the branch as of June 30.
In Philadelphia-Camden-Wilmington, PA-NJ-DE-MD, Fulton Bank, National Association holds 1.2% of bank deposits, #11 of 88, with 73 offices.
900 offices of 27 institutions shown.
Showing 900 of 1,635 offices: the largest institutions' offices, with banks and credit unions in proportion.
Source: FDIC Summary of Deposits, as of June 30, 2026 (bank offices); NCUA branch file, quarter ending June 30, 2026 (credit union offices).
Share of bank deposits
As of June 30, 2026. FDIC-insured offices only; credit unions are not included.
9 of 88 institutions shown. $685.1B in bank deposits in the metro.
Source: FDIC Summary of Deposits, as of June 30, 2026.
Position over time, 2010 to 2026
June 2026: 1.2% share, 73 offices, #11 of 88
Deposit share
Offices
Rank (1 is largest)
Source: FDIC Summary of Deposits, as of June 30 of each year, 2010 to 2026.
Credit unions, reported separately
309 offices of 89 credit unions in the metro's cities. NCUA does not report deposits by office, so credit unions have no share above.
Source: NCUA branch file, quarter ending June 30, 2026.
Consumer complaints
103 complaints to the CFPB so far in 2026
Top issues, 2026 to date
| Managing an account | 47 |
| Opening an account | 15 |
| Trouble during payment process | 8 |
| Closing an account | 7 |
| Applying for a mortgage or refinancing an existing mortgage | 3 |
| Fraud or scam | 3 |
Source: CFPB Consumer Complaint Database, by year received; the current year counts complaints received so far. Complaints are filed against the parent company and are not verified findings.
Enforcement actions
3 past actions
Past
Federal Reserve, against the holding company, Fulton Financial Corporation. Ended May 20, 2019 · Order
OCC. Ended October 27, 2017
BSA Internal Controls; BSA Officer; BSA Risk Assessment; BSA Training; BSA/AML; Customer/Enhanced Due Diligence (CDD/EDD); SAR/CTR Monitoring/Filing Issue
OCC, penalty $135K
Consumer Law; Flood Insurance
Source: public enforcement action lists from the OCC and Federal Reserve, read November 1, 2026. The agencies don't always record when an order ends, so one with no end date may have ended. FDIC orders are not included yet. Actions against individual bank officers are left out.
Holding company
FULTON FINANCIAL CORP (Nasdaq: FULT)
Consolidated assets
$34.6B
Shareholders' equity
$3.8B
As of
2026Q2
Net income by quarter
Recent SEC filings
Source: SEC EDGAR filings and XBRL financial data, CIK 700564. Holding-company figures include every subsidiary and are not comparable to the bank-level call reports above.
Fee change alerts
We check once a day and send one email covering every change.