Combined Employees Federal Credit Union

Headquarters: Warner Robins, Georgia
Charter: Credit Union
Assets: $18.3M
Fed district: Atlanta

25 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 30, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Compared at $3.98, the middle of its prices
Combined Employees Federal Credit Union: $3 to $4.95
Combined Employees Federal Credit Union: $3 to $4.95
U.S. median: no median
Overdraft (OD)
Combined Employees Federal Credit Union: $25
Combined Employees Federal Credit Union: $25
U.S. median: no median
NSF / Returned Item
Combined Employees Federal Credit Union: $25
Combined Employees Federal Credit Union: $25
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 30, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Georgia, the Atlanta district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Georgia: Banks and credit unions headquartered in Georgia that publish the fee.
Atlanta district: Banks and credit unions headquartered in the Atlanta Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Combined Employees Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Checking Account (Basic) Maintenance Fee$3
waived w/direct deposit and e-statements
Checking Account (Red White & Blue) Maintenance Fee$4.95
waived if avg daily balance is $3,000
Premier Gold- Low Balance Fee (if balance is less that $2,500)$10
Escheat Account (after 5 years of inactivity)$60
Account Reconciliation/Research – per-hour, (minimum 1 hour)$20
Paper Statement Fee$2
Premier Gold- Excessive Withdrawal (per withdrawal after 2 a month)$5
per item
Share Savings Excessive Withdrawal Fee (per withdrawal after 2 a month)$5
per item
Return Mail Fee$5

Overdraft & NSF

Bounce Protection Overdraft (each submission and resubmission)$25
per item
Bill Payment- NSF Fee/Returned Item Fee$25
Overdraft Transfer from Savings (per item)$5
per item

ATM & Card

Debit Card Replacement Standard$10
Debit Card Replacement Rush Order$60

Wire Transfers

Wire Transfers – Outgoing Domestic$20
Wire Transfers – IncomingNo charge
Wire Transfers – Outgoing International$30

Check Services

Stop Payment (Check, ACH, or Teller Check)$25
Check Cashing- Per check (unless existing balance of $200)$5
per item
Check Copy Fee$2

Digital & Electronic

Same Day ACH (before 2:00pm)$15
Bill Payment- Monthly Subscription (per month)$5
per month

Account Services

Notary Services (for members)No charge
Levies/Garnishments Fee$50

Gift & Prepaid Cards

Reloadable Debit Card (reload fee)$2

Other Fees

Copy/Fax Fee$2
Statement Copy (per statement)$3
Not compared: Charged per statement; comparison unavailable
per statement · Statement Copy (per statement) | $3.00
ACH Pause or Skip Payment Fee$15

Fee	Amount	Basis	Note
Account Maintenance
Checking Account (Basic) Maintenance Fee	$3	Not stated	waived w/direct deposit and e-statements
Checking Account (Red White & Blue) Maintenance Fee	$4.95	Not stated	waived if avg daily balance is $3,000
Premier Gold- Low Balance Fee (if balance is less that $2,500)	$10	Not stated	None
Escheat Account (after 5 years of inactivity)	$60	Not stated	None
Account Reconciliation/Research – per-hour, (minimum 1 hour)	$20	Not stated	None
Paper Statement Fee	$2	Not stated	None
Premier Gold- Excessive Withdrawal (per withdrawal after 2 a month)	$5	per item	None
Share Savings Excessive Withdrawal Fee (per withdrawal after 2 a month)	$5	per item	None
Return Mail Fee	$5	Not stated	None
Overdraft & NSF
Bounce Protection Overdraft (each submission and resubmission)	$25	per item	None
Bill Payment- NSF Fee/Returned Item Fee	$25	Not stated	None
Overdraft Transfer from Savings (per item)	$5	per item	None
ATM & Card
Debit Card Replacement Standard	$10	Not stated	None
Debit Card Replacement Rush Order	$60	Not stated	None
Wire Transfers
Wire Transfers – Outgoing Domestic	$20	Not stated	None
Wire Transfers – Incoming	No charge	Not stated	None
Wire Transfers – Outgoing International	$30	Not stated	None
Check Services
Stop Payment (Check, ACH, or Teller Check)	$25	Not stated	None
Check Cashing- Per check (unless existing balance of $200)	$5	per item	None
Check Copy Fee	$2	Not stated	None
Digital & Electronic
Same Day ACH (before 2:00pm)	$15	Not stated	None
Bill Payment- Monthly Subscription (per month)	$5	per month	None
Account Services
Notary Services (for members)	No charge	Not stated	None
Levies/Garnishments Fee	$50	Not stated	None
Gift & Prepaid Cards
Reloadable Debit Card (reload fee)	$2	Not stated	None
Other Fees
Copy/Fax Fee	$2	Not stated	None
Statement Copy (per statement)	$3Not compared: Charged per statement; comparison unavailable	per statement	Statement Copy (per statement) \| $3.00
ACH Pause or Skip Payment Fee	$15	Not stated	None

Correct a fee source

Oct 30, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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