Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, $1B to $10B

Texans Federal Credit Union

Richardson, TexasCredit UnionDallas Fed districtFees collected Oct 5, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Research and Reconciliation$20Within the typical range ($20–$25 nationally)

Check ServicesVerified

Cashier’s Checks$0Below the typical range ($3–$5.50 nationally)
$5 below the national median
Source
Check Cashing for Non-Members$5Within the typical range ($5–$10 nationally)
At the national median
per item · Source
Check Copy Fee$3Within the typical range ($2–$5 nationally)
At the national median
per item · Source
Money Orders$0Below the typical range ($1.75–$3 nationally)
$2 below the national median
Source
Stop Payment Fee$0Below the typical range ($20–$30 nationally)
$26 below the national median
Source
Temporary Check Fee$3Within the typical range ($1–$4 nationally)
$1 above the national median
Source
Temporary Check Fee$5Above the typical range ($1–$4 nationally)
$3 above the national median
per item · Per four checks (four-check minimum) · Source

Account ServicesVerified

10” x 10” x 22”$120Above the typical range ($25–$80 nationally)
$75 above the national median
Source
3” x 10” x 22”$60Within the typical range ($25–$80 nationally)
$15 above the national median
Source
3” x 5” x 22”$40Within the typical range ($25–$80 nationally)
$5 below the national median
Source
Key Replacement Fee$25Within the typical range ($25–$80 nationally)
$20 below the national median
Source
Research | Verification of Deposit Letter$10Within the typical range ($8.98–$15 nationally)
At the national median
Source
Safe Deposit | 5” x 10” x 22”$90Above the typical range ($25–$80 nationally)
$45 above the national median
Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account Research and Reconciliation	$20Within the typical range ($20–$25 nationally)	$5 below the national median	—	—	Source
Monthly service charge	$0Below the typical range ($3–$10 nationally)	$5.50 below the national median	per month	—	Source
Monthly Service Fee	$15Above the typical range ($3–$10 nationally)	$9.50 above the national median	per month	—	Source
Paper Statement Fee	$2Within the typical range ($2–$4.50 nationally)	$1 below the national median	—	—	Source
Overdraft & NSFVerified
Insufficient Funds Fee Paid Item	$35Above the typical range ($25–$32 nationally)	$5 above the national median	—	—	Source
ATM & CardVerified
Non-Texans, non- CO- \| Card Replacement Fee	$5Within the typical range ($5–$10 nationally)	$5 below the national median	—	—	Source
Wire TransfersVerified
Wire Out Charge:: Wire Transfers	$25Within the typical range ($20–$25 nationally)	At the national median	—	—	Source
Check ServicesVerified
Cashier’s Checks	$0Below the typical range ($3–$5.50 nationally)	$5 below the national median	—	—	Source
Check Cashing for Non-Members	$5
Digital & ElectronicVerified
Online Bill Pay Service	$0Within the typical range ($0–$10.60 nationally)	$4.95 below the national median	—	—	Source
Account ServicesVerified
10” x 10” x 22”	$120Above the typical range ($25–$80 nationally)	$75 above the national median	—	—	Source
3” x 10” x 22”	$60

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$35

Overdraft fee: $35

17% above the national median overdraft fee

Total fees: 21 — leaner than most institutions

Headline fees published

7 of 15

Published fees

Under review

Assets

$2.6B

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$2.6B

Total deposits

$2.3B

Service charge income (year to date)

$5.1M

Fee income ratio

6.8%

Return on assets

0.84%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

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Based on 37,872 published fee entries from 2,649 institutions

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