Texas Dow Employees Federal Credit Union

Headquarters: Lake Jackson, Texas
Charter: Credit Union
Assets: $5.0B
Fed district: Dallas

11 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 5, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Compared at $8, the middle of its prices
Texas Dow Employees Federal Credit Union: $0 to $10
Texas Dow Employees Federal Credit Union: $0 to $10
U.S. median: no median
Overdraft (OD)
Texas Dow Employees Federal Credit Union: $32
Texas Dow Employees Federal Credit Union: $32
U.S. median: no median
NSF / Returned Item
Texas Dow Employees Federal Credit Union: $32
Texas Dow Employees Federal Credit Union: $32
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 5, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Texas, the Dallas district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Texas: Banks and credit unions headquartered in Texas that publish the fee.
Dallas district: Banks and credit unions headquartered in the Dallas Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Texas Dow Employees Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Monthly Fee for Account Requirements$5
per month · waived if enrolled in Mobile Deposit and either 1 ACH deposit or 6 debit card transactions are posted per month
Monthly Maintenance Fee (audience not stated, treated as personal)No charge
per month
Monthly Maintenance Fee (audience not stated, treated as personal)$10
per month
Monthly Maintenance Fee$8
per month
Restart Checking Maintenance Monthly service charge (audience not stated, treated as personal)$10
per month
Restart Checking Monthly Maintenance Fee (audience not stated, treated as personal)$10
per month
Value Plus Checking Monthly Maintenance Fee$8
per month
Account Balancing Assistance (audience not stated, treated as personal)$25
Not compared: Charged per hour; comparison unavailable
per hour
Account Research$25
Not compared: Charged per hour; comparison unavailable
per hour · Account Research | $25.00 per hour

Overdraft & NSF

Courtesy Pay$32
per item
Non-Sufficient Funds/NSF (Check, Debit Card and ATM Card)$32
per item
Returned Check$32
per item

ATM & Card

Debit Card Reorder$5
per item

Wire Transfers

Wire Transfer Outgoing (Domestic)$15
Wire Transfers Outgoing (Domestic) (audience not stated, treated as personal)$15

Check Services

Official Checks$3
per item
Money Orders$3
per item
Stop Payment (Check, ACH, Debit)$28
per item
Temporary Checks$1
Not compared: Charged per page; comparison unavailable
per page · Temporary Checks | $1.00 per page
Foreign Item Collection (audience not stated, treated as personal)$20
per item
Check/Draft Copy$3
per item

Digital & Electronic

ACH Returned Item$32
per item

Other Fees

Statement Copy$5
Not compared: Charged per statement; comparison unavailable
per statement · Statement Copy | $5.00 per statement

Fee	Amount	Basis	Note
Account Maintenance
Monthly Fee for Account Requirements	$5	per month	waived if enrolled in Mobile Deposit and either 1 ACH deposit or 6 debit card transactions are posted per month
Monthly Maintenance Fee (audience not stated, treated as personal)	No charge	per month	None
Monthly Maintenance Fee (audience not stated, treated as personal)	$10	per month	None
Monthly Maintenance Fee	$8	per month	None
Restart Checking Maintenance Monthly service charge (audience not stated, treated as personal)	$10	per month	None
Restart Checking Monthly Maintenance Fee (audience not stated, treated as personal)	$10	per month	None
Value Plus Checking Monthly Maintenance Fee	$8	per month	None
Account Balancing Assistance (audience not stated, treated as personal)	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Account Research	$25Not compared: Charged per hour; comparison unavailable	per hour	Account Research \| $25.00 per hour
Overdraft & NSF
Courtesy Pay	$32	per item	None
Non-Sufficient Funds/NSF (Check, Debit Card and ATM Card)	$32	per item	None
Returned Check	$32	per item	None
ATM & Card
Debit Card Reorder	$5	per item	None
Wire Transfers
Wire Transfer Outgoing (Domestic)	$15	Not stated	None
Wire Transfers Outgoing (Domestic) (audience not stated, treated as personal)	$15	Not stated	None
Check Services
Official Checks	$3	per item	None
Money Orders	$3	per item	None
Stop Payment (Check, ACH, Debit)	$28	per item	None
Temporary Checks	$1Not compared: Charged per page; comparison unavailable	per page	Temporary Checks \| $1.00 per page
Foreign Item Collection (audience not stated, treated as personal)	$20	per item	None
Check/Draft Copy	$3	per item	None
Digital & Electronic
ACH Returned Item	$32	per item	None
Other Fees
Statement Copy	$5Not compared: Charged per statement; comparison unavailable	per statement	Statement Copy \| $5.00 per statement

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Nov 5, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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