Verified

Fees on this page were checked against the institution's own published fee schedule. Benchmark scores use verified fees only.

Community credit union, $1B to $10B

Texas Dow Employees Federal Credit Union

Lake Jackson, TexasCredit UnionDallas Fed districtFees collected Oct 4, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Verified fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Balancing Assistance$25Within the typical range ($15–$25 nationally)

Knox deterministic extraction from Rosetta artifact #2420. canonical_hint=account_research; text_hash=890fbfcfd0e23b3bd11d1797c7018d9ae40d1ac6fe805a393afeec6e42a0512c; excerpt="Account Balancing Assistance | $25.00 per hour" · Source

Minimum Balance$5

$1 below the national median

Knox deterministic extraction from Rosetta artifact #2420. canonical_hint=minimum_balance; text_hash=890fbfcfd0e23b3bd11d1797c7018d9ae40d1ac6fe805a393afeec6e42a0512c; excerpt="$5.00 Minimum Balance" · Source

Minimum Balance$0

$6 below the national median

Knox read a free fee from Rosetta artifact #2420. canonical_hint=minimum_balance; text_hash=890fbfcfd0e23b3bd11d1797c7018d9ae40d1ac6fe805a393afeec6e42a0512c; excerpt="$0.00 Minimum Balance" · Source

Monthly Fee for Transactions Performed by Member Care or in a Member Center (more than 2 per month)$3

$3.13 below the national median

per month · Knox deterministic extraction from Rosetta artifact #2420. canonical_hint=monthly_maintenance; text_hash=890fbfcfd0e23b3bd11d1797c7018d9ae40d1ac6fe805a393afeec6e42a0512c; excerpt="$3.00 Monthly Fee for Transactions Performed by Member Care or in a Member Center (more than 2 per month)" · Source

Monthly Maintenance Fee$10

$3.87 above the national median

Monthly Maintenance Fee$8

$1.87 above the national median

Monthly Maintenance Fee$0

$6.13 below the national median

per month · Knox read a free fee from Rosetta artifact #2420. canonical_hint=monthly_maintenance; text_hash=890fbfcfd0e23b3bd11d1797c7018d9ae40d1ac6fe805a393afeec6e42a0512c; excerpt="$0.00 Monthly Maintenance Fee" · Source

Overdraft & NSFVerified

Non-Sufficient Funds/NSF (Check, Debit Card and ATM Card)$32Within the typical range ($25–$32 nationally)
$3 above the national median
per item · Knox deterministic extraction from Rosetta artifact #2420. canonical_hint=nsf; text_hash=890fbfcfd0e23b3bd11d1797c7018d9ae40d1ac6fe805a393afeec6e42a0512c; excerpt="Non-Sufficient Funds/NSF (Check, Debit Card and ATM Card) | $32.00 per presentment" · Source

Wire TransfersVerified

Wire Transfer Outgoing (Domestic)$15Below the typical range ($20–$25 nationally)
$5 below the national median
Knox deterministic extraction from Rosetta artifact #2420. canonical_hint=wire_domestic_outgoing; text_hash=890fbfcfd0e23b3bd11d1797c7018d9ae40d1ac6fe805a393afeec6e42a0512c; excerpt="Wire Transfer Outgoing (Domestic) | $15.00 (online) $20.00 (in person or by phone)" · Source

Check ServicesVerified

Check Cashing | Checks less than$100Above the typical range ($5–$10 nationally)
$95 above the national median
Knox deterministic extraction from Rosetta artifact #2420. canonical_hint=check_cashing; text_hash=890fbfcfd0e23b3bd11d1797c7018d9ae40d1ac6fe805a393afeec6e42a0512c; excerpt="Check Cashing | Checks less than $100: $5.00 each Checks $101 to $5,000: $10.00 each Checks greater than $5,000: $7.00 each (after verification of funds and issuance of of Official" · Source
Stop Payment (Check, ACH, Debit)$28Within the typical range ($20–$30 nationally)
$1 above the national median
Knox deterministic extraction from Rosetta artifact #2420. canonical_hint=stop_payment; text_hash=890fbfcfd0e23b3bd11d1797c7018d9ae40d1ac6fe805a393afeec6e42a0512c; excerpt="Stop Payment (Check, ACH, Debit) | $28.00 each" · Source

Digital & ElectronicVerified

ACH Returned Item$32Above the typical range ($15–$30 nationally)
$7 above the national median
per item · Knox deterministic extraction from Rosetta artifact #2420. canonical_hint=ach_return; text_hash=890fbfcfd0e23b3bd11d1797c7018d9ae40d1ac6fe805a393afeec6e42a0512c; excerpt="ACH Returned Item | $32.00 per presentment" · Source
Monthly Fee for Account Requirements (waived if enrolled in Mobile Deposit and either 1 ACH deposit or 6 debit card tran$5Above the typical range ($0–$1 nationally)
$5 above the national median
per month · Knox deterministic extraction from Rosetta artifact #2420. canonical_hint=mobile_deposit; text_hash=890fbfcfd0e23b3bd11d1797c7018d9ae40d1ac6fe805a393afeec6e42a0512c; excerpt="$5.00 Monthly Fee for Account Requirements (waived if enrolled in Mobile Deposit and either 1 ACH deposit or 6 debit card transactions are posted per month)" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account Balancing Assistance	$25Within the typical range ($15–$25 nationally)	$5 above the national median	—	Knox deterministic extraction from Rosetta artifact #2420. canonical_hint=account_research; text_hash=890fbfcfd0e23b3bd11d1797c7018d9ae40d1ac6fe805a393afeec6e42a0512c; excerpt="Account Balancing Assistance \| $25.00 per hour"	Source
Minimum Balance	$5Within the typical range ($5–$12.25 nationally)	$1 below the national median	—	Knox deterministic extraction from Rosetta artifact #2420. canonical_hint=minimum_balance; text_hash=890fbfcfd0e23b3bd11d1797c7018d9ae40d1ac6fe805a393afeec6e42a0512c; excerpt="$5.00 Minimum Balance"	Source
Minimum Balance	$0Below the typical range ($5–$12.25 nationally)	$6 below the national median	—	Knox read a free fee from Rosetta artifact #2420. canonical_hint=minimum_balance; text_hash=890fbfcfd0e23b3bd11d1797c7018d9ae40d1ac6fe805a393afeec6e42a0512c; excerpt="$0.00 Minimum Balance"	Source
Monthly Fee for Transactions Performed by Member Care or in a Member Center (more than 2 per month)	$3Below the typical range ($4–$12.63 nationally)	$3.13 below the national median	per month	Knox deterministic extraction from Rosetta artifact #2420. canonical_hint=monthly_maintenance; text_hash=890fbfcfd0e23b3bd11d1797c7018d9ae40d1ac6fe805a393afeec6e42a0512c; excerpt="$3.00 Monthly Fee for Transactions Performed by Member Care or in a Member Center (more than 2 per month)"	Source
Monthly Maintenance Fee	$10Within the typical range ($4–$12.63 nationally)	$3.87 above the national median	per month	Knox deterministic extraction from Rosetta artifact #2420. canonical_hint=monthly_maintenance; text_hash=890fbfcfd0e23b3bd11d1797c7018d9ae40d1ac6fe805a393afeec6e42a0512c; excerpt="$10.00 Monthly Maintenance Fee"	Source
Monthly Maintenance Fee	$8Within the typical range ($4–$12.63 nationally)	$1.87 above the national median	per month	Knox deterministic extraction from Rosetta artifact #2420. canonical_hint=monthly_maintenance; text_hash=890fbfcfd0e23b3bd11d1797c7018d9ae40d1ac6fe805a393afeec6e42a0512c; excerpt="$8.00 Monthly Maintenance Fee"	Source
Monthly Maintenance Fee	$0Below the typical range ($4–$12.63 nationally)	$6.13 below the national median	per month	Knox read a free fee from Rosetta artifact #2420. canonical_hint=monthly_maintenance; text_hash=890fbfcfd0e23b3bd11d1797c7018d9ae40d1ac6fe805a393afeec6e42a0512c; excerpt="$0.00 Monthly Maintenance Fee"	Source
Overdraft & NSFVerified
Non-Sufficient Funds/NSF (Check, Debit Card and ATM Card)	$32Within the typical range ($25–$32 nationally)	$3 above the national median	per item	Knox deterministic extraction from Rosetta artifact #2420. canonical_hint=nsf; text_hash=890fbfcfd0e23b3bd11d1797c7018d9ae40d1ac6fe805a393afeec6e42a0512c; excerpt="Non-Sufficient Funds/NSF (Check, Debit Card and ATM Card) \| $32.00 per presentment"	Source
Wire TransfersVerified
Wire Transfer Outgoing (Domestic)	$15Below the typical range ($20–$25 nationally)	$5 below the national median	—	Knox deterministic extraction from Rosetta artifact #2420. canonical_hint=wire_domestic_outgoing; text_hash=890fbfcfd0e23b3bd11d1797c7018d9ae40d1ac6fe805a393afeec6e42a0512c; excerpt="Wire Transfer Outgoing (Domestic) \| $15.00 (online) $20.00 (in person or by phone)"	Source
Check ServicesVerified
Check Cashing \| Checks less than	$100Above the typical range ($5–$10 nationally)	$95 above the national median	—	Knox deterministic extraction from Rosetta artifact #2420. canonical_hint=check_cashing; text_hash=890fbfcfd0e23b3bd11d1797c7018d9ae40d1ac6fe805a393afeec6e42a0512c; excerpt="Check Cashing \| Checks less than $100: $5.00 each Checks $101 to $5,000: $10.00 each Checks greater than $5,000: $7.00 each (after verification of funds and issuance of of Official"	Source

Digital & ElectronicVerified
ACH Returned Item	$32Above the typical range ($15–$30 nationally)	$7 above the national median	per item	Knox deterministic extraction from Rosetta artifact #2420. canonical_hint=ach_return; text_hash=890fbfcfd0e23b3bd11d1797c7018d9ae40d1ac6fe805a393afeec6e42a0512c; excerpt="ACH Returned Item \| $32.00 per presentment"	Source
Monthly Fee for Account Requirements (waived if enrolled in Mobile Deposit and either 1 ACH deposit or 6 debit card tran

Fee change alerts

Get an email when Texas Dow Employees Federal Credit Union changes a fee

One email when a verified fee you follow changes. Nothing else unless you ask for it.

Work at Texas Dow Employees Federal Credit Union? Benchmark it against peers, free

Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

NSF fee: $32

10% above the national median NSF fee

Total fees: 13 — leaner than most institutions

Verified fees

Under review

Assets

$5.0B

Work at Texas Dow Employees Federal Credit Union? See every fee vs. your peers.

The Competitive Fee Position Report: every fee on this page benchmarked against a verified peer set, in a board-ready document. free, delivered in 48 hours.

Get your free report Correct or add a fee source

Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$5.0B

Total deposits

$4.0B

Service charge income (year to date)

$17.1M

Fee income ratio

9.2%

Return on assets

0.52%

Financial profile · Pro

Performance from regulator filings

Stop Payment (Check, ACH, Debit)

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

Unlock all 58 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.

Based on 20,792 verified fees from 2,117 institutions

See pricing