Public Service Federal Credit Union

Headquarters: Romulus, Michigan
Charter: Credit Union
Assets: $467.6M
Fed district: Chicago

22 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 5, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Public Service Federal Credit Union: $29
Public Service Federal Credit Union: $29
U.S. median: no median
NSF / Returned Item
Public Service Federal Credit Union: $30
Public Service Federal Credit Union: $30
U.S. median: no median
Non-Network ATM
Public Service Federal Credit Union: $4
Public Service Federal Credit Union: $4
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 5, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Michigan, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Michigan: Banks and credit unions headquartered in Michigan that publish the fee.
Chicago district: Banks and credit unions headquartered in the Chicago Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Public Service Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Dormant Account Charge$10
per month
Research/Checkbook Balancing$35
Not compared: Charged per hour; comparison unavailable
per hour
Monthly Paper Statement$10
per month
Paper Statement$5
per month
Returned Mail$10
Not compared: Per-item charge, not monthly
per item

Overdraft & NSF

Courtesy Pay$29
per item
Insufficient Funds (NSF)$30
per item
Overdraft Protection Transfer$2
per item

ATM & Card

Foreign ATM Withdrawal$4
per item
ATM Card Replacement$10
per item

Wire Transfers

Wire Transfer - Outgoing$25
per item
Wire Transfer - Outgoing International$35
per item

Check Services

Cashiers Check$5
per item
Money Orders$3
per item
Stop Payment Request$30
per item
Temporary Checks$5
per item · per pack (12); Waived with Direct Advantage Checking
Check Cashing$10
per item
Check Copies$5
per item

Digital & Electronic

Bill Pay Service$5
per month

Cash & Deposit

Night Deposit Box Key Replacement$25

Account Services

Notary Service$10
Not compared: Charged per document; comparison unavailable
per document
Legal Processing / Levies / Garnishments$75
per item
Home Equity Subordination$200
per item

Gift & Prepaid Cards

Card - Reload transaction$2
per item
Gift Card$5
per item · Visa brand; $10 min, $1,000 max

Other Fees

Account Statement Copies$3
per item
Loan Refinancing$50
per item
Skip-a-Pay$25
per item

Fee	Amount	Basis	Note
Account Maintenance
Dormant Account Charge	$10	per month	None
Research/Checkbook Balancing	$35Not compared: Charged per hour; comparison unavailable	per hour	None
Monthly Paper Statement	$10	per month	None
Paper Statement	$5	per month	None
Returned Mail	$10Not compared: Per-item charge, not monthly	per item	None
Overdraft & NSF
Courtesy Pay	$29	per item	None
Insufficient Funds (NSF)	$30	per item	None
Overdraft Protection Transfer	$2	per item	None
ATM & Card
Foreign ATM Withdrawal	$4	per item	None
ATM Card Replacement	$10	per item	None
Wire Transfers
Wire Transfer - Outgoing	$25	per item	None
Wire Transfer - Outgoing International	$35	per item	None
Check Services
Cashiers Check	$5	per item	None
Money Orders	$3	per item	None
Stop Payment Request	$30	per item	None
Temporary Checks	$5	per item	per pack (12); Waived with Direct Advantage Checking
Check Cashing	$10	per item	None
Check Copies	$5	per item	None
Digital & Electronic
Bill Pay Service	$5	per month	None
Cash & Deposit
Night Deposit Box Key Replacement	$25	Not stated	None
Account Services
Notary Service	$10Not compared: Charged per document; comparison unavailable	per document	None
Legal Processing / Levies / Garnishments	$75	per item	None
Home Equity Subordination	$200	per item	None
Gift & Prepaid Cards
Card - Reload transaction	$2	per item	None
Gift Card	$5	per item	Visa brand; $10 min, $1,000 max
Other Fees
Account Statement Copies	$3	per item	None
Loan Refinancing	$50	per item	None
Skip-a-Pay	$25	per item	None

Correct a fee source

Oct 5, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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