New South Credit Union

Headquarters: Knoxville, Tennessee
Charter: Credit Union
Assets: $90.3M
Fed district: Atlanta

25 published fees; none has a market median to compare yet.

Source: its fee schedule, read Apr 19, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
New South Credit Union: No fee
New South Credit Union: No fee
U.S. median: no median
Overdraft (OD)
New South Credit Union: $30
New South Credit Union: $30
U.S. median: no median
NSF / Returned Item
New South Credit Union: $30
New South Credit Union: $30
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Apr 19, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Tennessee, the Atlanta district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Tennessee: Banks and credit unions headquartered in Tennessee that publish the fee.
Atlanta district: Banks and credit unions headquartered in the Atlanta Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from New South Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Checking Monthly Service ChargeNo charge
per month
Closed Membership Fee (If closed within 90 days of opening)$5
Dormant Account Annual Locator Fee$25
Not compared: Annual charge, not monthly
per year
Inactive / Dormant Account$5
per month
Account Print-out$3
per item · upon request, 2 Free per Month
Account Research$25
Not compared: Charged per hour; comparison unavailable
per hour
Money Market and Savings Excess Activity$5
per transaction

Overdraft & NSF

Member Privilege Courtesy Pay (audience not stated, treated as personal)$30
per item
Insufficient Funds Fee (NSF)$30
per transaction
Returned Items (Check, ACH, Debit Card, and ATM)$30
per transaction

ATM & Card

Foreign ATM Balance Inquiry$1
Additional/Replacement Card$10
Foreign Currency1%of the transaction

Check Services

Certified Check/Cashier’s Check/Money Order$2
per item
Stop Payment (Check, ACH, Certified Check, Cashier’s Check, Money Order)$10
per item
Temporary ChecksNo charge
Check Cashing Per On-Us Check (Non-Member)$5
Foreign Check Collection (plus processing fee from foreign bank)$20
per item
Money Order Copy or Refund$2

Digital & Electronic

Online Bill PaymentNo charge
Online Bill Payment Inactivity (each calendar month of no activity)$5
Not compared: Per-item charge, not monthly
per item

Cash & Deposit

Cashed/Deposited Item Returned Unpaid$30
per item

Account Services

Notary Service (CU Members Only)No charge
Late Charge (assessed after 30 days late) (audience not stated, treated as personal)$10
Not compared: Box drilling or key fee
Lost Keys/Box Drilling (audience not stated, treated as personal)$250
Not compared: Box drilling or key fee
Safe Deposit Box 3x10 (audience not stated, treated as personal)$25
Legal Processing (Includes levy, writ, garnishment, subpoena and requests for information from law enforcement agencies)$75
per item
Legal Processing$75
per item
Mortgage Modification or Subordination Fee (audience not stated, treated as personal)$250
Account Verification Letter/Forms Completion$20
per item

Lending Fees

Credit Card Late Payment Charge$25
Loan Late Payment (Non-Mortgage) (audience not stated, treated as personal)5%

Retirement & IRA

IRA Below Minimum Balance – Annual$25
per year

Other Fees

Statement Copy (upon request)$2

Fee	Amount	Basis	Note
Account Maintenance
Checking Monthly Service Charge	No charge	per month	None
Closed Membership Fee (If closed within 90 days of opening)	$5	Not stated	None
Dormant Account Annual Locator Fee	$25Not compared: Annual charge, not monthly	per year	None
Inactive / Dormant Account	$5	per month	None
Account Print-out	$3	per item	upon request, 2 Free per Month
Account Research	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Money Market and Savings Excess Activity	$5	per transaction	None
Overdraft & NSF
Member Privilege Courtesy Pay (audience not stated, treated as personal)	$30	per item	None
Insufficient Funds Fee (NSF)	$30	per transaction	None
Returned Items (Check, ACH, Debit Card, and ATM)	$30	per transaction	None
ATM & Card
Foreign ATM Balance Inquiry	$1	Not stated	None
Additional/Replacement Card	$10	Not stated	None
Foreign Currency	1%of the transaction	Not stated	None
Check Services
Certified Check/Cashier’s Check/Money Order	$2	per item	None
Stop Payment (Check, ACH, Certified Check, Cashier’s Check, Money Order)	$10	per item	None
Temporary Checks	No charge	Not stated	None
Check Cashing Per On-Us Check (Non-Member)	$5	Not stated	None
Foreign Check Collection (plus processing fee from foreign bank)	$20	per item	None
Money Order Copy or Refund	$2	Not stated	None
Digital & Electronic
Online Bill Payment	No charge	Not stated	None
Online Bill Payment Inactivity (each calendar month of no activity)	$5Not compared: Per-item charge, not monthly	per item	None
Cash & Deposit
Cashed/Deposited Item Returned Unpaid	$30	per item	None
Account Services
Notary Service (CU Members Only)	No charge	Not stated	None
Late Charge (assessed after 30 days late) (audience not stated, treated as personal)	$10Not compared: Box drilling or key fee	Not stated	None
Lost Keys/Box Drilling (audience not stated, treated as personal)	$250Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box 3x10 (audience not stated, treated as personal)	$25	Not stated	None
Legal Processing (Includes levy, writ, garnishment, subpoena and requests for information from law enforcement agencies)	$75	per item	None
Legal Processing	$75	per item	None
Mortgage Modification or Subordination Fee (audience not stated, treated as personal)	$250	Not stated	None
Account Verification Letter/Forms Completion	$20	per item	None
Lending Fees
Credit Card Late Payment Charge	$25	Not stated	None
Loan Late Payment (Non-Mortgage) (audience not stated, treated as personal)	5%	Not stated	None
Retirement & IRA
IRA Below Minimum Balance – Annual	$25	per year	None
Other Fees
Statement Copy (upon request)	$2	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Apr 19, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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